Advanced Mortgage Calculator with PMI and Taxes and Insurance

Advanced Mortgage Calculator with PMI and Taxes, insurance and multiple extra payments calculates monthly and bi-weekly mortgage payments with a printable amortization schedule. This free mortgage calculator with extra payments (multiple extra payments) is a PITI mortgage calculator (principal, interest, taxes, and insurance) that estimates mortgage payments and has options for PMI, down payment, additional payments, home value, payment frequency (monthly & bi-weekly), monthly HOA fees and extra payments.

Mortgage Calculator

Home Value
Down Payment
Mortgage Amount
Loan Terms
Interest Rate
PMI (Yearly)
Property Tax (Yearly)
Home Insurance (Yearly)
HOA Fees (Monthly)
Payment Frequency
First Payment Date

Amortization schedule
Extra Payments
One Time
$ On Date
Monthly or Biweekly
$ Starting Date
$ Starting Date
$ Starting Date

Mortgage Calculator with Extra Payments

The conventional mortgage calculator with taxes and pmi allows one to see the amortization schedule with extra payments. Extra payments allows homeowner to pay off their mortgage earlier and hence save on interests by making additional monthly payment. This free mortgage calculator with multiple extra payments offers one time lump sum extra payment, yearly payments, quarterly payment, biweekly payment and monthly extra payment.

Mortgage Calculator with Taxes and Insurance

This advanced mortgage calculator with down payment is designed to be a home mortgage calculator with many options that are apply to home mortgages only. For other type of loans such as auto loans, personal loans or student loans, please use the simple mortgage calculator. The simple mortgage calculator requires only four options that are necessary for any type of loans and mortgages which are the loan amount, interest rate, loan terms and the starting date. Also, this is a US mortgage calculator with additional payments, some options may not apply to loans for other countries.

Free Mortgage Calculator with PMI and Taxes

Mortgage Calculator With PMI is a mortgage amortization calculator that has an option to include Private Mortgage Insurance or PMI. PMI is a mortgage insurance that a borrower needs to pay if the down payment is less than 20%. Lenders require borrowers to buy PMI to protect themselves in case the borrower is unable to make payments and the house ends up in foreclosure. The PMI is calculated only if the down payment is less than 20% of the property value, and the borrower will have to pay for the mortgage insurance until the balance is less than or equal to 80% of the home value. One can enter the PMI as a dollar amount or as a percentage of the home value.

The mortgage calculator with taxes and insurance allows a borrower to include property taxes and homeowner's insurance so that one can get a complete break down of amortization schedule and see how much one has to pay monthly or biweekly. The biweekly mortgage calculator will show exactly how much one needs to pay in taxes and fees if the borrower choose the biweekly option. The monthly mortgage calculator will also show the details on taxes and fees when a borrower choose to make monthly payments. Every little things add up such as taxes and fees, a borrower should make sure he or she is able to pay the monthly payments before making the down payments for a house. The mortgage affordability calculator will help you estimate how much house can I afford using your annual income and monthly debt.

Advanced Mortgage Calculator

The advanced mortgage payment calculator offers a downloadable and printable mortgage amortization schedule that one can save and print as a pdf file. The loan amortization schedule includes the details of each monthly mortgage payment such as monthly fees, insurance, taxes, principal, interest and the total monthly or biweekly payment. One will see the payoff date, the total interest, principal as well as the total payments made after the mortgage is payoff. One will also get a mortgage comparison table that compares the monthly and biweekly payment options. A borrower will be able to see the total interest, extra payment, fees, payoff date for each payment frequency as well as the amount of savings if one choose the bi-weekly payment option.

In addition to the conventional mortgage calculator, we also offer loan calculators for other type of mortgages such as FHA, USAD and VA loans.

FHA Mortgage Calculator

For those who are applying for a FHA mortgage and needs to a FHA loan calculator, please use the FHA mortgage calculator with pmi and taxes. It has the same settings of the mortgage calculator and take into account of the one time up from MIP and annual MIP.

USDA Mortgage Calculator

For USDA Mortgage Calculator to calculate USDA loan payments, please use the USDA mortgage calculator with taxes and insurance. The USDA loan Calculator has some custom parameters such as the USDA guarantee fee and annual mortgage insurance.

VA mortgage calculator

VA Mortgage Calculator is also available for those who are applying for VA loans. Simply visit the VA loan mortgage calculator to see the details. The VA loan mortgage calculator take into account the VA Funding Fee as well as the base mortgage amount.

In addition to the conventional mortgage interest calculator, we also offer loan calculators for other type of mortgages such as FHA, USAD and VA loans.

Mortgage Calculator App

The all in one mortgage calculator is available for download on the Play Store. For those who has an Android device, you can install the free mortgage calculator app for Android in your pocket. The advanced mortgage calculator app offers the same functionalities as the online mortgage calculator which includes options for extra payments, PMI, taxes and insurances. We also offer a simple version that requires only mortgage, loan terms and interest rate which can be used as a loan calculator for any types of loans. The app is one of the best mortgage calculator app for Android with a rating of 4.6.

Mortgage Amortization Calculator

There are many other online mortgage calculators that we provide, and most of them has a printable amortization schedule. The commercial mortgage payment calculator is a mortgage payment calculator for investment property and the amortization schedule with balloon payment. The mortgage comparison calculator to compare two mortgages and see which mortgage offers the best options. The refinance mortgage calculator that shows how much one can save by refinancing an existing mortgage. The interest only mortgage calculator that calculates a mortgage that pays only interest in the first 5 to 7 years. Some borrowers may be interested in paying off their mortgages early and see how much they can save in interest payment. The payoff early mortgage calculator to see exactly how much one can save by increasing the monthly payment or see the monthly mortgage payment when a borrower has a plan to payoff a mortgage within a certain amount of year. The mortgage balance calculator calculates outstanding balance of your loan using the first date of payment, the number of payments made, or the remaining number of payments to be made.

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