 |
| Advanced | Simple | Home Equity | Refinance | HELOC | Recast | Early Payoff | Widget |
15 Year Mortgage Rates
Current 15 Year Mortgage Rates shows 15-year mortgage rates today. Find the best 15-year mortgage rates today and see recent trends.
15-Year Mortgage Rates From 2025 to 2026
Source: Freddie Mac
15-Year Mortgage Rates Over The Last 20 Years
Below is the 15 year fixed mortgage rates chart for the last 20 years, from 2006 to 2026.
The average mortgage rate table below shows the 15 year mortgage rate history all the way back to 1971 and the average 15 year mortgage rate history starting from 1991.
| Year | Average 15-Year Mortgage Rate |
|---|---|
| 2026 | 5.779% |
| 2025 | 5.782% |
| 2024 | 5.962% |
| 2023 | 6.112% |
| 2022 | 4.584% |
| 2021 | 2.272% |
| 2020 | 2.605% |
| 2019 | 3.392% |
| 2018 | 4% |
| 2017 | 3.273% |
| 2016 | 2.931% |
| 2015 | 3.088% |
| 2014 | 3.286% |
| 2013 | 3.101% |
| 2012 | 2.934% |
| 2011 | 3.684% |
| 2010 | 4.096% |
| 2009 | 4.574% |
| 2008 | 5.617% |
| 2007 | 6.025% |
| 2006 | 6.066% |
| 2005 | 5.418% |
| 2004 | 5.206% |
| 2003 | 5.171% |
| 2002 | 5.983% |
| 2001 | 6.502% |
| 2000 | 7.718% |
| 1999 | 7.058% |
| 1998 | 6.586% |
| 1997 | 7.134% |
| 1996 | 7.317% |
| 1995 | 7.482% |
| 1994 | 7.886% |
| 1993 | 6.822% |
| 1992 | 7.945% |
Source: Freddie Mac
15-Year Fixed Mortgage Rates Over The Last 15 Years
Below is the 15 year fixed-rate mortgage rates chart for the last 15 years, from to 2026.
Source: Freddie Mac
30 Year Fixed Mortgage Rates15 Year Fixed Mortgage Rates
30 Year Fixed FHA Mortgage Rates
VA Loan Rates
USDA Mortgage Rates
Jumbo Mortgage Rates
Mortgage Rates Today
Mortgage Rates
Mortgage Calculator | Terms | Privacy | Disclaimer | Contact
©2026 Mortgage Calculator