Auto Refinance Calculator

Auto Refinance Calculator to calculate how much interest savings that you can save by refinancing your car. The car refinance calculator will show you the new monthly payment with amortization schedule that breaks down all the interest and principal payments.

Car Refinance Calculator
Remaining Balance	$
Interest Rate
Current Monthly Payment	$
New Interest Rate
New Loan Terms	years

Car Refinance Calculator Results
New Monthly Payment:			$438.19
Payoff Date:			Aug, 2028
Total Interest Savings:			$4,481.78
Car Refinance Amortization Schedule
Payment Date	Payment #	Interest Paid	Principal Paid	Total Payment	Remaining Balance
Sep, 2023	1	$41.67	$396.53	$438.19	$24,603.47
Oct, 2023	2	$41.01	$397.19	$438.19	$24,206.28
Nov, 2023	3	$40.34	$397.85	$438.19	$23,808.43
Dec, 2023	4	$39.68	$398.51	$438.19	$23,409.92
Jan, 2024	5	$39.02	$399.18	$438.19	$23,010.74
Feb, 2024	6	$38.35	$399.84	$438.19	$22,610.90
Mar, 2024	7	$37.68	$400.51	$438.19	$22,210.39
Apr, 2024	8	$37.02	$401.18	$438.19	$21,809.21
May, 2024	9	$36.35	$401.85	$438.19	$21,407.37
Jun, 2024	10	$35.68	$402.52	$438.19	$21,004.85
Jul, 2024	11	$35.01	$403.19	$438.19	$20,601.67
Aug, 2024	12	$34.34	$403.86	$438.19	$20,197.81
Sep, 2024	13	$33.66	$404.53	$438.19	$19,793.28
Oct, 2024	14	$32.99	$405.21	$438.19	$19,388.07
Nov, 2024	15	$32.31	$405.88	$438.19	$18,982.19
Dec, 2024	16	$31.64	$406.56	$438.19	$18,575.64
Jan, 2025	17	$30.96	$407.23	$438.19	$18,168.40
Feb, 2025	18	$30.28	$407.91	$438.19	$17,760.49
Mar, 2025	19	$29.60	$408.59	$438.19	$17,351.90
Apr, 2025	20	$28.92	$409.27	$438.19	$16,942.62
May, 2025	21	$28.24	$409.96	$438.19	$16,532.67
Jun, 2025	22	$27.55	$410.64	$438.19	$16,122.03
Jul, 2025	23	$26.87	$411.32	$438.19	$15,710.70
Aug, 2025	24	$26.18	$412.01	$438.19	$15,298.69
Sep, 2025	25	$25.50	$412.70	$438.19	$14,886.00
Oct, 2025	26	$24.81	$413.38	$438.19	$14,472.61
Nov, 2025	27	$24.12	$414.07	$438.19	$14,058.54
Dec, 2025	28	$23.43	$414.76	$438.19	$13,643.78
Jan, 2026	29	$22.74	$415.45	$438.19	$13,228.32
Feb, 2026	30	$22.05	$416.15	$438.19	$12,812.17
Mar, 2026	31	$21.35	$416.84	$438.19	$12,395.33
Apr, 2026	32	$20.66	$417.54	$438.19	$11,977.80
May, 2026	33	$19.96	$418.23	$438.19	$11,559.57
Jun, 2026	34	$19.27	$418.93	$438.19	$11,140.64
Jul, 2026	35	$18.57	$419.63	$438.19	$10,721.01
Aug, 2026	36	$17.87	$420.33	$438.19	$10,300.69
Sep, 2026	37	$17.17	$421.03	$438.19	$9,879.66
Oct, 2026	38	$16.47	$421.73	$438.19	$9,457.93
Nov, 2026	39	$15.76	$422.43	$438.19	$9,035.50
Dec, 2026	40	$15.06	$423.13	$438.19	$8,612.37
Jan, 2027	41	$14.35	$423.84	$438.19	$8,188.53
Feb, 2027	42	$13.65	$424.55	$438.19	$7,763.98
Mar, 2027	43	$12.94	$425.25	$438.19	$7,338.73
Apr, 2027	44	$12.23	$425.96	$438.19	$6,912.77
May, 2027	45	$11.52	$426.67	$438.19	$6,486.09
Jun, 2027	46	$10.81	$427.38	$438.19	$6,058.71
Jul, 2027	47	$10.10	$428.10	$438.19	$5,630.61
Aug, 2027	48	$9.38	$428.81	$438.19	$5,201.80
Sep, 2027	49	$8.67	$429.52	$438.19	$4,772.28
Oct, 2027	50	$7.95	$430.24	$438.19	$4,342.04
Nov, 2027	51	$7.24	$430.96	$438.19	$3,911.08
Dec, 2027	52	$6.52	$431.68	$438.19	$3,479.41
Jan, 2028	53	$5.80	$432.39	$438.19	$3,047.01
Feb, 2028	54	$5.08	$433.12	$438.19	$2,613.90
Mar, 2028	55	$4.36	$433.84	$438.19	$2,180.06
Apr, 2028	56	$3.63	$434.56	$438.19	$1,745.50
May, 2028	57	$2.91	$435.28	$438.19	$1,310.21
Jun, 2028	58	$2.18	$436.01	$438.19	$874.20
Jul, 2028	59	$1.46	$436.74	$438.19	$437.46
Aug, 2028	60	$0.73	$437.46	$438.19	$0.00
Original vs. Car Refinance
	Original	Car Refinance
Monthly Payment	$300.00	$438.19
Total Interest	$5,773.42	$1,291.64
Total Principal	$25,000.00	$25,000.00
Total Payment	$30,773.42	$26,291.64
Total Interest Savings	$0	$4,481.78
Payoff Date	Mar, 2032	Aug, 2028

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