Condo Mortgage Calculator

Condo Mortgage Calculator with HOA to calculate the monthly mortgage payment for your condo. The condo loan calculator with taxes and insurance generates an amortization schedule that estimates the cost of buying a condo and a breakdown of each payment.

Mortgage Calculator Results
Home Value:	$200,000.00
Mortgage Amount:	$160,000.00
Monthly Principal & Interest:	$954.14
Monthly Extra Payment:	$0.00
Monthly Property Tax:	$83.33
Monthly Home Insurance:	$66.67
Monthly PMI:	PMI not required
Monthly HOA Fees:	$0.00
Total Monthly Payment:	$1,104.14
Total # Of Payments:	360
Start Date:	Feb, 2023
Payoff Date:	Jan, 2053
Down Payment:	$40,000.00
Principal:	$160,000.00
Total Extra Payment:	$0.00
Total Interest Paid:	$183,491.68
Total Tax, Insurance, PMI and Fees:	$54,000.00
Total of all Payments:	$437,491.68

Payment Date	Payment #	Interest	Principal	Tax, Insurance, PMI & Fees	Total Payment	Balance
Mortgage Amortization Schedule
Feb, 2023	1	$793.33	$160.81	$150.00	$1,104.14	$159,839.19
Mar, 2023	2	$792.54	$161.61	$150.00	$1,104.14	$159,677.58
Apr, 2023	3	$791.73	$162.41	$150.00	$1,104.14	$159,515.17
May, 2023	4	$790.93	$163.21	$150.00	$1,104.14	$159,351.96
Jun, 2023	5	$790.12	$164.02	$150.00	$1,104.14	$159,187.94
Jul, 2023	6	$789.31	$164.84	$150.00	$1,104.14	$159,023.10
Aug, 2023	7	$788.49	$165.65	$150.00	$1,104.14	$158,857.45
Sep, 2023	8	$787.67	$166.48	$150.00	$1,104.14	$158,690.97
Oct, 2023	9	$786.84	$167.30	$150.00	$1,104.14	$158,523.67
Nov, 2023	10	$786.01	$168.13	$150.00	$1,104.14	$158,355.54
Dec, 2023	11	$785.18	$168.96	$150.00	$1,104.14	$158,186.57
Jan, 2024	12	$784.34	$169.80	$150.00	$1,104.14	$158,016.77
Feb, 2024	13	$783.50	$170.64	$150.00	$1,104.14	$157,846.13
Mar, 2024	14	$782.65	$171.49	$150.00	$1,104.14	$157,674.64
Apr, 2024	15	$781.80	$172.34	$150.00	$1,104.14	$157,502.30
May, 2024	16	$780.95	$173.19	$150.00	$1,104.14	$157,329.10
Jun, 2024	17	$780.09	$174.05	$150.00	$1,104.14	$157,155.05
Jul, 2024	18	$779.23	$174.92	$150.00	$1,104.14	$156,980.13
Aug, 2024	19	$778.36	$175.78	$150.00	$1,104.14	$156,804.35
Sep, 2024	20	$777.49	$176.66	$150.00	$1,104.14	$156,627.70
Oct, 2024	21	$776.61	$177.53	$150.00	$1,104.14	$156,450.16
Nov, 2024	22	$775.73	$178.41	$150.00	$1,104.14	$156,271.75
Dec, 2024	23	$774.85	$179.30	$150.00	$1,104.14	$156,092.46
Jan, 2025	24	$773.96	$180.19	$150.00	$1,104.14	$155,912.27
Feb, 2025	25	$773.07	$181.08	$150.00	$1,104.14	$155,731.19
Mar, 2025	26	$772.17	$181.98	$150.00	$1,104.14	$155,549.22
Apr, 2025	27	$771.26	$182.88	$150.00	$1,104.14	$155,366.34
May, 2025	28	$770.36	$183.79	$150.00	$1,104.14	$155,182.55
Jun, 2025	29	$769.45	$184.70	$150.00	$1,104.14	$154,997.86
Jul, 2025	30	$768.53	$185.61	$150.00	$1,104.14	$154,812.24
Aug, 2025	31	$767.61	$186.53	$150.00	$1,104.14	$154,625.71
Sep, 2025	32	$766.69	$187.46	$150.00	$1,104.14	$154,438.25
Oct, 2025	33	$765.76	$188.39	$150.00	$1,104.14	$154,249.87
Nov, 2025	34	$764.82	$189.32	$150.00	$1,104.14	$154,060.54
Dec, 2025	35	$763.88	$190.26	$150.00	$1,104.14	$153,870.28
Jan, 2026	36	$762.94	$191.20	$150.00	$1,104.14	$153,679.08
Feb, 2026	37	$761.99	$192.15	$150.00	$1,104.14	$153,486.93
Mar, 2026	38	$761.04	$193.10	$150.00	$1,104.14	$153,293.83
Apr, 2026	39	$760.08	$194.06	$150.00	$1,104.14	$153,099.76
May, 2026	40	$759.12	$195.02	$150.00	$1,104.14	$152,904.74
Jun, 2026	41	$758.15	$195.99	$150.00	$1,104.14	$152,708.75
Jul, 2026	42	$757.18	$196.96	$150.00	$1,104.14	$152,511.79
Aug, 2026	43	$756.20	$197.94	$150.00	$1,104.14	$152,313.85
Sep, 2026	44	$755.22	$198.92	$150.00	$1,104.14	$152,114.93
Oct, 2026	45	$754.24	$199.91	$150.00	$1,104.14	$151,915.02
Nov, 2026	46	$753.25	$200.90	$150.00	$1,104.14	$151,714.12
Dec, 2026	47	$752.25	$201.89	$150.00	$1,104.14	$151,512.23
Jan, 2027	48	$751.25	$202.90	$150.00	$1,104.14	$151,309.33
Feb, 2027	49	$750.24	$203.90	$150.00	$1,104.14	$151,105.43
Mar, 2027	50	$749.23	$204.91	$150.00	$1,104.14	$150,900.52
Apr, 2027	51	$748.22	$205.93	$150.00	$1,104.14	$150,694.59
May, 2027	52	$747.19	$206.95	$150.00	$1,104.14	$150,487.64
Jun, 2027	53	$746.17	$207.98	$150.00	$1,104.14	$150,279.66
Jul, 2027	54	$745.14	$209.01	$150.00	$1,104.14	$150,070.66
Aug, 2027	55	$744.10	$210.04	$150.00	$1,104.14	$149,860.61
Sep, 2027	56	$743.06	$211.08	$150.00	$1,104.14	$149,649.53
Oct, 2027	57	$742.01	$212.13	$150.00	$1,104.14	$149,437.40
Nov, 2027	58	$740.96	$213.18	$150.00	$1,104.14	$149,224.21
Dec, 2027	59	$739.90	$214.24	$150.00	$1,104.14	$149,009.97
Jan, 2028	60	$738.84	$215.30	$150.00	$1,104.14	$148,794.67
Feb, 2028	61	$737.77	$216.37	$150.00	$1,104.14	$148,578.30
Mar, 2028	62	$736.70	$217.44	$150.00	$1,104.14	$148,360.86
Apr, 2028	63	$735.62	$218.52	$150.00	$1,104.14	$148,142.34
May, 2028	64	$734.54	$219.60	$150.00	$1,104.14	$147,922.73
Jun, 2028	65	$733.45	$220.69	$150.00	$1,104.14	$147,702.04
Jul, 2028	66	$732.36	$221.79	$150.00	$1,104.14	$147,480.25
Aug, 2028	67	$731.26	$222.89	$150.00	$1,104.14	$147,257.37
Sep, 2028	68	$730.15	$223.99	$150.00	$1,104.14	$147,033.37
Oct, 2028	69	$729.04	$225.10	$150.00	$1,104.14	$146,808.27
Nov, 2028	70	$727.92	$226.22	$150.00	$1,104.14	$146,582.05
Dec, 2028	71	$726.80	$227.34	$150.00	$1,104.14	$146,354.71
Jan, 2029	72	$725.68	$228.47	$150.00	$1,104.14	$146,126.24
Feb, 2029	73	$724.54	$229.60	$150.00	$1,104.14	$145,896.64
Mar, 2029	74	$723.40	$230.74	$150.00	$1,104.14	$145,665.90
Apr, 2029	75	$722.26	$231.88	$150.00	$1,104.14	$145,434.02
May, 2029	76	$721.11	$233.03	$150.00	$1,104.14	$145,200.98
Jun, 2029	77	$719.95	$234.19	$150.00	$1,104.14	$144,966.80
Jul, 2029	78	$718.79	$235.35	$150.00	$1,104.14	$144,731.45
Aug, 2029	79	$717.63	$236.52	$150.00	$1,104.14	$144,494.93
Sep, 2029	80	$716.45	$237.69	$150.00	$1,104.14	$144,257.24
Oct, 2029	81	$715.28	$238.87	$150.00	$1,104.14	$144,018.37
Nov, 2029	82	$714.09	$240.05	$150.00	$1,104.14	$143,778.32
Dec, 2029	83	$712.90	$241.24	$150.00	$1,104.14	$143,537.08
Jan, 2030	84	$711.70	$242.44	$150.00	$1,104.14	$143,294.64
Feb, 2030	85	$710.50	$243.64	$150.00	$1,104.14	$143,051.00
Mar, 2030	86	$709.29	$244.85	$150.00	$1,104.14	$142,806.15
Apr, 2030	87	$708.08	$246.06	$150.00	$1,104.14	$142,560.08
May, 2030	88	$706.86	$247.28	$150.00	$1,104.14	$142,312.80
Jun, 2030	89	$705.63	$248.51	$150.00	$1,104.14	$142,064.29
Jul, 2030	90	$704.40	$249.74	$150.00	$1,104.14	$141,814.55
Aug, 2030	91	$703.16	$250.98	$150.00	$1,104.14	$141,563.57
Sep, 2030	92	$701.92	$252.22	$150.00	$1,104.14	$141,311.35
Oct, 2030	93	$700.67	$253.47	$150.00	$1,104.14	$141,057.87
Nov, 2030	94	$699.41	$254.73	$150.00	$1,104.14	$140,803.14
Dec, 2030	95	$698.15	$255.99	$150.00	$1,104.14	$140,547.15
Jan, 2031	96	$696.88	$257.26	$150.00	$1,104.14	$140,289.88
Feb, 2031	97	$695.60	$258.54	$150.00	$1,104.14	$140,031.34
Mar, 2031	98	$694.32	$259.82	$150.00	$1,104.14	$139,771.52
Apr, 2031	99	$693.03	$261.11	$150.00	$1,104.14	$139,510.41
May, 2031	100	$691.74	$262.40	$150.00	$1,104.14	$139,248.01
Jun, 2031	101	$690.44	$263.71	$150.00	$1,104.14	$138,984.30
Jul, 2031	102	$689.13	$265.01	$150.00	$1,104.14	$138,719.29
Aug, 2031	103	$687.82	$266.33	$150.00	$1,104.14	$138,452.96
Sep, 2031	104	$686.50	$267.65	$150.00	$1,104.14	$138,185.31
Oct, 2031	105	$685.17	$268.97	$150.00	$1,104.14	$137,916.34
Nov, 2031	106	$683.84	$270.31	$150.00	$1,104.14	$137,646.03
Dec, 2031	107	$682.49	$271.65	$150.00	$1,104.14	$137,374.38
Jan, 2032	108	$681.15	$273.00	$150.00	$1,104.14	$137,101.39
Feb, 2032	109	$679.79	$274.35	$150.00	$1,104.14	$136,827.04
Mar, 2032	110	$678.43	$275.71	$150.00	$1,104.14	$136,551.33
Apr, 2032	111	$677.07	$277.08	$150.00	$1,104.14	$136,274.25
May, 2032	112	$675.69	$278.45	$150.00	$1,104.14	$135,995.80
Jun, 2032	113	$674.31	$279.83	$150.00	$1,104.14	$135,715.97
Jul, 2032	114	$672.93	$281.22	$150.00	$1,104.14	$135,434.75
Aug, 2032	115	$671.53	$282.61	$150.00	$1,104.14	$135,152.14
Sep, 2032	116	$670.13	$284.01	$150.00	$1,104.14	$134,868.12
Oct, 2032	117	$668.72	$285.42	$150.00	$1,104.14	$134,582.70
Nov, 2032	118	$667.31	$286.84	$150.00	$1,104.14	$134,295.86
Dec, 2032	119	$665.88	$288.26	$150.00	$1,104.14	$134,007.60
Jan, 2033	120	$664.45	$289.69	$150.00	$1,104.14	$133,717.92
Feb, 2033	121	$663.02	$291.13	$150.00	$1,104.14	$133,426.79
Mar, 2033	122	$661.57	$292.57	$150.00	$1,104.14	$133,134.22
Apr, 2033	123	$660.12	$294.02	$150.00	$1,104.14	$132,840.20
May, 2033	124	$658.67	$295.48	$150.00	$1,104.14	$132,544.72
Jun, 2033	125	$657.20	$296.94	$150.00	$1,104.14	$132,247.78
Jul, 2033	126	$655.73	$298.41	$150.00	$1,104.14	$131,949.37
Aug, 2033	127	$654.25	$299.89	$150.00	$1,104.14	$131,649.47
Sep, 2033	128	$652.76	$301.38	$150.00	$1,104.14	$131,348.09
Oct, 2033	129	$651.27	$302.88	$150.00	$1,104.14	$131,045.21
Nov, 2033	130	$649.77	$304.38	$150.00	$1,104.14	$130,740.84
Dec, 2033	131	$648.26	$305.89	$150.00	$1,104.14	$130,434.95
Jan, 2034	132	$646.74	$307.40	$150.00	$1,104.14	$130,127.55
Feb, 2034	133	$645.22	$308.93	$150.00	$1,104.14	$129,818.62
Mar, 2034	134	$643.68	$310.46	$150.00	$1,104.14	$129,508.16
Apr, 2034	135	$642.14	$312.00	$150.00	$1,104.14	$129,196.16
May, 2034	136	$640.60	$313.55	$150.00	$1,104.14	$128,882.61
Jun, 2034	137	$639.04	$315.10	$150.00	$1,104.14	$128,567.51
Jul, 2034	138	$637.48	$316.66	$150.00	$1,104.14	$128,250.85
Aug, 2034	139	$635.91	$318.23	$150.00	$1,104.14	$127,932.62
Sep, 2034	140	$634.33	$319.81	$150.00	$1,104.14	$127,612.81
Oct, 2034	141	$632.75	$321.40	$150.00	$1,104.14	$127,291.41
Nov, 2034	142	$631.15	$322.99	$150.00	$1,104.14	$126,968.42
Dec, 2034	143	$629.55	$324.59	$150.00	$1,104.14	$126,643.83
Jan, 2035	144	$627.94	$326.20	$150.00	$1,104.14	$126,317.63
Feb, 2035	145	$626.32	$327.82	$150.00	$1,104.14	$125,989.81
Mar, 2035	146	$624.70	$329.44	$150.00	$1,104.14	$125,660.36
Apr, 2035	147	$623.07	$331.08	$150.00	$1,104.14	$125,329.28
May, 2035	148	$621.42	$332.72	$150.00	$1,104.14	$124,996.57
Jun, 2035	149	$619.77	$334.37	$150.00	$1,104.14	$124,662.20
Jul, 2035	150	$618.12	$336.03	$150.00	$1,104.14	$124,326.17
Aug, 2035	151	$616.45	$337.69	$150.00	$1,104.14	$123,988.48
Sep, 2035	152	$614.78	$339.37	$150.00	$1,104.14	$123,649.11
Oct, 2035	153	$613.09	$341.05	$150.00	$1,104.14	$123,308.06
Nov, 2035	154	$611.40	$342.74	$150.00	$1,104.14	$122,965.32
Dec, 2035	155	$609.70	$344.44	$150.00	$1,104.14	$122,620.88
Jan, 2036	156	$608.00	$346.15	$150.00	$1,104.14	$122,274.73
Feb, 2036	157	$606.28	$347.86	$150.00	$1,104.14	$121,926.87
Mar, 2036	158	$604.55	$349.59	$150.00	$1,104.14	$121,577.28
Apr, 2036	159	$602.82	$351.32	$150.00	$1,104.14	$121,225.95
May, 2036	160	$601.08	$353.06	$150.00	$1,104.14	$120,872.89
Jun, 2036	161	$599.33	$354.82	$150.00	$1,104.14	$120,518.07
Jul, 2036	162	$597.57	$356.57	$150.00	$1,104.14	$120,161.50
Aug, 2036	163	$595.80	$358.34	$150.00	$1,104.14	$119,803.15
Sep, 2036	164	$594.02	$360.12	$150.00	$1,104.14	$119,443.04
Oct, 2036	165	$592.24	$361.91	$150.00	$1,104.14	$119,081.13
Nov, 2036	166	$590.44	$363.70	$150.00	$1,104.14	$118,717.43
Dec, 2036	167	$588.64	$365.50	$150.00	$1,104.14	$118,351.93
Jan, 2037	168	$586.83	$367.32	$150.00	$1,104.14	$117,984.61
Feb, 2037	169	$585.01	$369.14	$150.00	$1,104.14	$117,615.48
Mar, 2037	170	$583.18	$370.97	$150.00	$1,104.14	$117,244.51
Apr, 2037	171	$581.34	$372.81	$150.00	$1,104.14	$116,871.70
May, 2037	172	$579.49	$374.65	$150.00	$1,104.14	$116,497.05
Jun, 2037	173	$577.63	$376.51	$150.00	$1,104.14	$116,120.54
Jul, 2037	174	$575.76	$378.38	$150.00	$1,104.14	$115,742.16
Aug, 2037	175	$573.89	$380.26	$150.00	$1,104.14	$115,361.90
Sep, 2037	176	$572.00	$382.14	$150.00	$1,104.14	$114,979.76
Oct, 2037	177	$570.11	$384.04	$150.00	$1,104.14	$114,595.72
Nov, 2037	178	$568.20	$385.94	$150.00	$1,104.14	$114,209.79
Dec, 2037	179	$566.29	$387.85	$150.00	$1,104.14	$113,821.93
Jan, 2038	180	$564.37	$389.78	$150.00	$1,104.14	$113,432.16
Feb, 2038	181	$562.43	$391.71	$150.00	$1,104.14	$113,040.45
Mar, 2038	182	$560.49	$393.65	$150.00	$1,104.14	$112,646.79
Apr, 2038	183	$558.54	$395.60	$150.00	$1,104.14	$112,251.19
May, 2038	184	$556.58	$397.56	$150.00	$1,104.14	$111,853.63
Jun, 2038	185	$554.61	$399.54	$150.00	$1,104.14	$111,454.09
Jul, 2038	186	$552.63	$401.52	$150.00	$1,104.14	$111,052.57
Aug, 2038	187	$550.64	$403.51	$150.00	$1,104.14	$110,649.07
Sep, 2038	188	$548.63	$405.51	$150.00	$1,104.14	$110,243.56
Oct, 2038	189	$546.62	$407.52	$150.00	$1,104.14	$109,836.04
Nov, 2038	190	$544.60	$409.54	$150.00	$1,104.14	$109,426.50
Dec, 2038	191	$542.57	$411.57	$150.00	$1,104.14	$109,014.93
Jan, 2039	192	$540.53	$413.61	$150.00	$1,104.14	$108,601.32
Feb, 2039	193	$538.48	$415.66	$150.00	$1,104.14	$108,185.65
Mar, 2039	194	$536.42	$417.72	$150.00	$1,104.14	$107,767.93
Apr, 2039	195	$534.35	$419.79	$150.00	$1,104.14	$107,348.14
May, 2039	196	$532.27	$421.88	$150.00	$1,104.14	$106,926.26
Jun, 2039	197	$530.18	$423.97	$150.00	$1,104.14	$106,502.29
Jul, 2039	198	$528.07	$426.07	$150.00	$1,104.14	$106,076.22
Aug, 2039	199	$525.96	$428.18	$150.00	$1,104.14	$105,648.04
Sep, 2039	200	$523.84	$430.31	$150.00	$1,104.14	$105,217.74
Oct, 2039	201	$521.70	$432.44	$150.00	$1,104.14	$104,785.30
Nov, 2039	202	$519.56	$434.58	$150.00	$1,104.14	$104,350.71
Dec, 2039	203	$517.41	$436.74	$150.00	$1,104.14	$103,913.98
Jan, 2040	204	$515.24	$438.90	$150.00	$1,104.14	$103,475.07
Feb, 2040	205	$513.06	$441.08	$150.00	$1,104.14	$103,033.99
Mar, 2040	206	$510.88	$443.27	$150.00	$1,104.14	$102,590.73
Apr, 2040	207	$508.68	$445.46	$150.00	$1,104.14	$102,145.26
May, 2040	208	$506.47	$447.67	$150.00	$1,104.14	$101,697.59
Jun, 2040	209	$504.25	$449.89	$150.00	$1,104.14	$101,247.70
Jul, 2040	210	$502.02	$452.12	$150.00	$1,104.14	$100,795.57
Aug, 2040	211	$499.78	$454.37	$150.00	$1,104.14	$100,341.21
Sep, 2040	212	$497.53	$456.62	$150.00	$1,104.14	$99,884.59
Oct, 2040	213	$495.26	$458.88	$150.00	$1,104.14	$99,425.71
Nov, 2040	214	$492.99	$461.16	$150.00	$1,104.14	$98,964.55
Dec, 2040	215	$490.70	$463.44	$150.00	$1,104.14	$98,501.10
Jan, 2041	216	$488.40	$465.74	$150.00	$1,104.14	$98,035.36
Feb, 2041	217	$486.09	$468.05	$150.00	$1,104.14	$97,567.31
Mar, 2041	218	$483.77	$470.37	$150.00	$1,104.14	$97,096.94
Apr, 2041	219	$481.44	$472.70	$150.00	$1,104.14	$96,624.23
May, 2041	220	$479.10	$475.05	$150.00	$1,104.14	$96,149.19
Jun, 2041	221	$476.74	$477.40	$150.00	$1,104.14	$95,671.78
Jul, 2041	222	$474.37	$479.77	$150.00	$1,104.14	$95,192.01
Aug, 2041	223	$471.99	$482.15	$150.00	$1,104.14	$94,709.86
Sep, 2041	224	$469.60	$484.54	$150.00	$1,104.14	$94,225.32
Oct, 2041	225	$467.20	$486.94	$150.00	$1,104.14	$93,738.38
Nov, 2041	226	$464.79	$489.36	$150.00	$1,104.14	$93,249.02
Dec, 2041	227	$462.36	$491.78	$150.00	$1,104.14	$92,757.24
Jan, 2042	228	$459.92	$494.22	$150.00	$1,104.14	$92,263.01
Feb, 2042	229	$457.47	$496.67	$150.00	$1,104.14	$91,766.34
Mar, 2042	230	$455.01	$499.14	$150.00	$1,104.14	$91,267.21
Apr, 2042	231	$452.53	$501.61	$150.00	$1,104.14	$90,765.60
May, 2042	232	$450.05	$504.10	$150.00	$1,104.14	$90,261.50
Jun, 2042	233	$447.55	$506.60	$150.00	$1,104.14	$89,754.90
Jul, 2042	234	$445.03	$509.11	$150.00	$1,104.14	$89,245.79
Aug, 2042	235	$442.51	$511.63	$150.00	$1,104.14	$88,734.16
Sep, 2042	236	$439.97	$514.17	$150.00	$1,104.14	$88,219.99
Oct, 2042	237	$437.42	$516.72	$150.00	$1,104.14	$87,703.27
Nov, 2042	238	$434.86	$519.28	$150.00	$1,104.14	$87,183.99
Dec, 2042	239	$432.29	$521.86	$150.00	$1,104.14	$86,662.13
Jan, 2043	240	$429.70	$524.44	$150.00	$1,104.14	$86,137.69
Feb, 2043	241	$427.10	$527.04	$150.00	$1,104.14	$85,610.64
Mar, 2043	242	$424.49	$529.66	$150.00	$1,104.14	$85,080.99
Apr, 2043	243	$421.86	$532.28	$150.00	$1,104.14	$84,548.70
May, 2043	244	$419.22	$534.92	$150.00	$1,104.14	$84,013.78
Jun, 2043	245	$416.57	$537.58	$150.00	$1,104.14	$83,476.20
Jul, 2043	246	$413.90	$540.24	$150.00	$1,104.14	$82,935.96
Aug, 2043	247	$411.22	$542.92	$150.00	$1,104.14	$82,393.04
Sep, 2043	248	$408.53	$545.61	$150.00	$1,104.14	$81,847.43
Oct, 2043	249	$405.83	$548.32	$150.00	$1,104.14	$81,299.12
Nov, 2043	250	$403.11	$551.04	$150.00	$1,104.14	$80,748.08
Dec, 2043	251	$400.38	$553.77	$150.00	$1,104.14	$80,194.31
Jan, 2044	252	$397.63	$556.51	$150.00	$1,104.14	$79,637.80
Feb, 2044	253	$394.87	$559.27	$150.00	$1,104.14	$79,078.53
Mar, 2044	254	$392.10	$562.05	$150.00	$1,104.14	$78,516.48
Apr, 2044	255	$389.31	$564.83	$150.00	$1,104.14	$77,951.65
May, 2044	256	$386.51	$567.63	$150.00	$1,104.14	$77,384.02
Jun, 2044	257	$383.70	$570.45	$150.00	$1,104.14	$76,813.57
Jul, 2044	258	$380.87	$573.28	$150.00	$1,104.14	$76,240.29
Aug, 2044	259	$378.02	$576.12	$150.00	$1,104.14	$75,664.17
Sep, 2044	260	$375.17	$578.98	$150.00	$1,104.14	$75,085.20
Oct, 2044	261	$372.30	$581.85	$150.00	$1,104.14	$74,503.35
Nov, 2044	262	$369.41	$584.73	$150.00	$1,104.14	$73,918.62
Dec, 2044	263	$366.51	$587.63	$150.00	$1,104.14	$73,330.99
Jan, 2045	264	$363.60	$590.54	$150.00	$1,104.14	$72,740.45
Feb, 2045	265	$360.67	$593.47	$150.00	$1,104.14	$72,146.97
Mar, 2045	266	$357.73	$596.41	$150.00	$1,104.14	$71,550.56
Apr, 2045	267	$354.77	$599.37	$150.00	$1,104.14	$70,951.19
May, 2045	268	$351.80	$602.34	$150.00	$1,104.14	$70,348.84
Jun, 2045	269	$348.81	$605.33	$150.00	$1,104.14	$69,743.51
Jul, 2045	270	$345.81	$608.33	$150.00	$1,104.14	$69,135.18
Aug, 2045	271	$342.80	$611.35	$150.00	$1,104.14	$68,523.83
Sep, 2045	272	$339.76	$614.38	$150.00	$1,104.14	$67,909.45
Oct, 2045	273	$336.72	$617.43	$150.00	$1,104.14	$67,292.03
Nov, 2045	274	$333.66	$620.49	$150.00	$1,104.14	$66,671.54
Dec, 2045	275	$330.58	$623.56	$150.00	$1,104.14	$66,047.98
Jan, 2046	276	$327.49	$626.66	$150.00	$1,104.14	$65,421.32
Feb, 2046	277	$324.38	$629.76	$150.00	$1,104.14	$64,791.56
Mar, 2046	278	$321.26	$632.89	$150.00	$1,104.14	$64,158.67
Apr, 2046	279	$318.12	$636.02	$150.00	$1,104.14	$63,522.65
May, 2046	280	$314.97	$639.18	$150.00	$1,104.14	$62,883.47
Jun, 2046	281	$311.80	$642.35	$150.00	$1,104.14	$62,241.12
Jul, 2046	282	$308.61	$645.53	$150.00	$1,104.14	$61,595.59
Aug, 2046	283	$305.41	$648.73	$150.00	$1,104.14	$60,946.86
Sep, 2046	284	$302.19	$651.95	$150.00	$1,104.14	$60,294.91
Oct, 2046	285	$298.96	$655.18	$150.00	$1,104.14	$59,639.73
Nov, 2046	286	$295.71	$658.43	$150.00	$1,104.14	$58,981.30
Dec, 2046	287	$292.45	$661.69	$150.00	$1,104.14	$58,319.61
Jan, 2047	288	$289.17	$664.98	$150.00	$1,104.14	$57,654.63
Feb, 2047	289	$285.87	$668.27	$150.00	$1,104.14	$56,986.36
Mar, 2047	290	$282.56	$671.59	$150.00	$1,104.14	$56,314.77
Apr, 2047	291	$279.23	$674.92	$150.00	$1,104.14	$55,639.86
May, 2047	292	$275.88	$678.26	$150.00	$1,104.14	$54,961.59
Jun, 2047	293	$272.52	$681.63	$150.00	$1,104.14	$54,279.97
Jul, 2047	294	$269.14	$685.01	$150.00	$1,104.14	$53,594.96
Aug, 2047	295	$265.74	$688.40	$150.00	$1,104.14	$52,906.56
Sep, 2047	296	$262.33	$691.82	$150.00	$1,104.14	$52,214.75
Oct, 2047	297	$258.90	$695.25	$150.00	$1,104.14	$51,519.50
Nov, 2047	298	$255.45	$698.69	$150.00	$1,104.14	$50,820.81
Dec, 2047	299	$251.99	$702.16	$150.00	$1,104.14	$50,118.65
Jan, 2048	300	$248.50	$705.64	$150.00	$1,104.14	$49,413.01
Feb, 2048	301	$245.01	$709.14	$150.00	$1,104.14	$48,703.87
Mar, 2048	302	$241.49	$712.65	$150.00	$1,104.14	$47,991.22
Apr, 2048	303	$237.96	$716.19	$150.00	$1,104.14	$47,275.03
May, 2048	304	$234.41	$719.74	$150.00	$1,104.14	$46,555.30
Jun, 2048	305	$230.84	$723.31	$150.00	$1,104.14	$45,831.99
Jul, 2048	306	$227.25	$726.89	$150.00	$1,104.14	$45,105.10
Aug, 2048	307	$223.65	$730.50	$150.00	$1,104.14	$44,374.60
Sep, 2048	308	$220.02	$734.12	$150.00	$1,104.14	$43,640.48
Oct, 2048	309	$216.38	$737.76	$150.00	$1,104.14	$42,902.72
Nov, 2048	310	$212.73	$741.42	$150.00	$1,104.14	$42,161.30
Dec, 2048	311	$209.05	$745.09	$150.00	$1,104.14	$41,416.21
Jan, 2049	312	$205.36	$748.79	$150.00	$1,104.14	$40,667.42
Feb, 2049	313	$201.64	$752.50	$150.00	$1,104.14	$39,914.92
Mar, 2049	314	$197.91	$756.23	$150.00	$1,104.14	$39,158.69
Apr, 2049	315	$194.16	$759.98	$150.00	$1,104.14	$38,398.70
May, 2049	316	$190.39	$763.75	$150.00	$1,104.14	$37,634.95
Jun, 2049	317	$186.61	$767.54	$150.00	$1,104.14	$36,867.42
Jul, 2049	318	$182.80	$771.34	$150.00	$1,104.14	$36,096.08
Aug, 2049	319	$178.98	$775.17	$150.00	$1,104.14	$35,320.91
Sep, 2049	320	$175.13	$779.01	$150.00	$1,104.14	$34,541.90
Oct, 2049	321	$171.27	$782.87	$150.00	$1,104.14	$33,759.02
Nov, 2049	322	$167.39	$786.76	$150.00	$1,104.14	$32,972.27
Dec, 2049	323	$163.49	$790.66	$150.00	$1,104.14	$32,181.61
Jan, 2050	324	$159.57	$794.58	$150.00	$1,104.14	$31,387.04
Feb, 2050	325	$155.63	$798.52	$150.00	$1,104.14	$30,588.52
Mar, 2050	326	$151.67	$802.48	$150.00	$1,104.14	$29,786.04
Apr, 2050	327	$147.69	$806.45	$150.00	$1,104.14	$28,979.59
May, 2050	328	$143.69	$810.45	$150.00	$1,104.14	$28,169.14
Jun, 2050	329	$139.67	$814.47	$150.00	$1,104.14	$27,354.67
Jul, 2050	330	$135.63	$818.51	$150.00	$1,104.14	$26,536.16
Aug, 2050	331	$131.58	$822.57	$150.00	$1,104.14	$25,713.59
Sep, 2050	332	$127.50	$826.65	$150.00	$1,104.14	$24,886.94
Oct, 2050	333	$123.40	$830.75	$150.00	$1,104.14	$24,056.19
Nov, 2050	334	$119.28	$834.86	$150.00	$1,104.14	$23,221.33
Dec, 2050	335	$115.14	$839.00	$150.00	$1,104.14	$22,382.33
Jan, 2051	336	$110.98	$843.16	$150.00	$1,104.14	$21,539.16
Feb, 2051	337	$106.80	$847.35	$150.00	$1,104.14	$20,691.82
Mar, 2051	338	$102.60	$851.55	$150.00	$1,104.14	$19,840.27
Apr, 2051	339	$98.37	$855.77	$150.00	$1,104.14	$18,984.50
May, 2051	340	$94.13	$860.01	$150.00	$1,104.14	$18,124.49
Jun, 2051	341	$89.87	$864.28	$150.00	$1,104.14	$17,260.21
Jul, 2051	342	$85.58	$868.56	$150.00	$1,104.14	$16,391.65
Aug, 2051	343	$81.28	$872.87	$150.00	$1,104.14	$15,518.78
Sep, 2051	344	$76.95	$877.20	$150.00	$1,104.14	$14,641.59
Oct, 2051	345	$72.60	$881.55	$150.00	$1,104.14	$13,760.04
Nov, 2051	346	$68.23	$885.92	$150.00	$1,104.14	$12,874.12
Dec, 2051	347	$63.83	$890.31	$150.00	$1,104.14	$11,983.81
Jan, 2052	348	$59.42	$894.72	$150.00	$1,104.14	$11,089.09
Feb, 2052	349	$54.98	$899.16	$150.00	$1,104.14	$10,189.93
Mar, 2052	350	$50.53	$903.62	$150.00	$1,104.14	$9,286.31
Apr, 2052	351	$46.04	$908.10	$150.00	$1,104.14	$8,378.21
May, 2052	352	$41.54	$912.60	$150.00	$1,104.14	$7,465.61
Jun, 2052	353	$37.02	$917.13	$150.00	$1,104.14	$6,548.48
Jul, 2052	354	$32.47	$921.67	$150.00	$1,104.14	$5,626.81
Aug, 2052	355	$27.90	$926.24	$150.00	$1,104.14	$4,700.57
Sep, 2052	356	$23.31	$930.84	$150.00	$1,104.14	$3,769.73
Oct, 2052	357	$18.69	$935.45	$150.00	$1,104.14	$2,834.28
Nov, 2052	358	$14.05	$940.09	$150.00	$1,104.14	$1,894.19
Dec, 2052	359	$9.39	$944.75	$150.00	$1,104.14	$949.44
Jan, 2053	360	$4.71	$949.44	$150.00	$1,104.14	$0.00

Payment Frequency	Monthly	Bi-weekly
Compare Monthly vs. Bi-weekly
Payments / Year	12	26
Each Payment	$1,104.14	$546.30
Total Extra Payments	$0.00	$0.00
Total Interest	$183,491.68	$144,477.50
Total Tax, Insurance, PMI & Fees	$54,000.00	$44,100.00
Total Payment	$437,491.68	$388,577.50
Total Savings	$0	$48,914.18
Payoff Date	Jan, 2053	Jul, 2047

Condo mortgage calculator with HOA

The condo mortgage calculator has all the options you need to calculate your mortgage payments, such as extra payments, HOA fees, taxes and insurance, down payment options, and a condo amortization schedule.

What is a condo?

A condominium or condo is a unit within a large building. Condo owners need to pay a monthly homeowners association fee or the HOA. The homeowner association manages and maintains the common areas of the building shared by all condo owners. The HOA fees vary from condo to condo. Buyers should be aware of this fee and factor this into an additional cost to their mortgage.

Pros and cons of owning a condo

Following are some of the pros and cons of owning a condo. Pros of owning a condo

Despite the negatives of owning a condo, it could still be a good choice for first-time home buyers because they are more affordable allowing the owner to build equity in their home rather than paying for rent.

Is the mortgage rate for condos higher?

The mortgage rate for condos is usually higher for the same borrowers who would pay if they were to buy single-family or multiple-family homes. The higher mortgage rates are because condo mortgages are considered riskier for lenders. A condo is a part of a large unit. Lenders view this type of home as a riskier investment and charge a higher interest rate for condominium mortgages to protect and offset this risk.

How much condo can I afford?

Use our condo mortgage calculator to help you estimate how much condo you can afford. A condo may be cheaper than a house, but there are monthly HOA fees that a condo owner needs to pay each month. Before buying a condo, make sure you can afford all expenses besides your monthly mortgage payments. You need to factor in all other costs such as PMI, which is mortgage insurance that you pay each month if your down payment is less than 20%, property tax and insurance, and HOA fees. Many condo owners are surprised to find out how much extra they need to pay each month after they have their down payment secured and bought a condo. Down payment is just one part of the equation, and the other part is the monthly mortgage payments and other expenses.

How to use the condo loan calculator?

Following is a definition of all the variables for the condo loan calculator. Condo Value - how much does the condo cost? Down Payment - how much down payment are you putting down. It can be a percentage or a dollar value. Mortgage Amount - the amount of mortgage that you will be getting. Loan Terms - how long are you planning to pay off your mortgage. A 30-year and 15-year are the most popular types of mortgage. Interest Rate - the interest rate the lender charges you for the mortgage. PMI (Yearly) - if you put down less than 20% as your down payment for your Condo, your lender will require you to pay private mortgage insurance to protect themselves if you default on payments. Property Tax (Yearly) - how much property tax that you need to pay for the condo each year. Home Insurance (Yearly) - how much home insurance do you need to pay to protect your condo from natural disasters such as fire, and flood. HOA Fees (Monthly) - when you purchase a condo, you may be required to pay the homeowners' association (HOA) fees monthly or annually. Payment Frequency - by default, your payment will be every month. You can choose biweekly payments to pay off your mortgage earlier. First Payment Date - the first date of the payment. It can be a date in the past, present, or future. Amortization Schedule - show the condo amortization schedule monthly or yearly. Extra Payments - if you want to make extra payments toward principal to pay off your mortgage faster, that's where you can input the data. You have options to pay one-time extra payments, or monthly, quarterly, or annually.

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Condo Loan Calculator

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Mortgage Amortization Schedule

Compare Monthly vs. Bi-weekly