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Credit Card Interest Calculator
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Credit Card Interest Calculator excel to calculate the total interest paid on your credit card. The credit card payment calculator with amortization schedule has the option to calculate interest by monthly payment or the desired payoff date, and the result is exportable to excel.
Total Interest |
$989.13 |
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Total Principal |
$5,000.00 | |||||
Total Payment |
$5,989.13 | |||||
Monthly Payment |
$250.00 | |||||
Expected Payoff Time |
24 months | |||||
Payoff Date |
Nov, 2026 | |||||
Amortization Schedule |
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| Payment Date | Payment # | Interest Paid | Principal Paid | Total Payment | Remaining Balance | |
|---|---|---|---|---|---|---|
| Dec, 2024 | 1 | $75.00 | $175.00 | $250.00 | $4,825.00 | |
| Jan, 2025 | 2 | $72.38 | $177.63 | $250.00 | $4,647.38 | |
| Feb, 2025 | 3 | $69.71 | $180.29 | $250.00 | $4,467.09 | |
| Mar, 2025 | 4 | $67.01 | $182.99 | $250.00 | $4,284.09 | |
| Apr, 2025 | 5 | $64.26 | $185.74 | $250.00 | $4,098.35 | |
| May, 2025 | 6 | $61.48 | $188.52 | $250.00 | $3,909.83 | |
| Jun, 2025 | 7 | $58.65 | $191.35 | $250.00 | $3,718.48 | |
| Jul, 2025 | 8 | $55.78 | $194.22 | $250.00 | $3,524.25 | |
| Aug, 2025 | 9 | $52.86 | $197.14 | $250.00 | $3,327.12 | |
| Sep, 2025 | 10 | $49.91 | $200.09 | $250.00 | $3,127.02 | |
| Oct, 2025 | 11 | $46.91 | $203.09 | $250.00 | $2,923.93 | |
| Nov, 2025 | 12 | $43.86 | $206.14 | $250.00 | $2,717.79 | |
| Dec, 2025 | 13 | $40.77 | $209.23 | $250.00 | $2,508.55 | |
| Jan, 2026 | 14 | $37.63 | $212.37 | $250.00 | $2,296.18 | |
| Feb, 2026 | 15 | $34.44 | $215.56 | $250.00 | $2,080.63 | |
| Mar, 2026 | 16 | $31.21 | $218.79 | $250.00 | $1,861.84 | |
| Apr, 2026 | 17 | $27.93 | $222.07 | $250.00 | $1,639.76 | |
| May, 2026 | 18 | $24.60 | $225.40 | $250.00 | $1,414.36 | |
| Jun, 2026 | 19 | $21.22 | $228.78 | $250.00 | $1,185.57 | |
| Jul, 2026 | 20 | $17.78 | $232.22 | $250.00 | $953.36 | |
| Aug, 2026 | 21 | $14.30 | $235.70 | $250.00 | $717.66 | |
| Sep, 2026 | 22 | $10.76 | $239.24 | $250.00 | $478.42 | |
| Oct, 2026 | 23 | $7.18 | $242.82 | $250.00 | $235.60 | |
| Nov, 2026 | 24 | $3.53 | $235.60 | $239.13 | $0.00 | |
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