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Credit Card Interest Calculator

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Credit Card Interest Calculator excel to calculate the total interest paid on your credit card. The credit card payment calculator with amortization schedule has the option to calculate interest by monthly payment or the desired payoff date, and the result is exportable to excel.

Credit Card Payment Calculator

Current Balance
$
Interest Rate
Monthly Payment
$
OR
Desired Payoff Years
years
Total Interest
$989.13
Total Principal
$5,000.00
Total Payment
$5,989.13
Monthly Payment
$250.00
Expected Payoff Time
24 months
Payoff Date
Apr, 2026

Amortization Schedule

Payment Date Payment # Interest Paid Principal Paid Total Payment Remaining Balance
May, 2024 1 $75.00 $175.00 $250.00 $4,825.00
Jun, 2024 2 $72.38 $177.63 $250.00 $4,647.38
Jul, 2024 3 $69.71 $180.29 $250.00 $4,467.09
Aug, 2024 4 $67.01 $182.99 $250.00 $4,284.09
Sep, 2024 5 $64.26 $185.74 $250.00 $4,098.35
Oct, 2024 6 $61.48 $188.52 $250.00 $3,909.83
Nov, 2024 7 $58.65 $191.35 $250.00 $3,718.48
Dec, 2024 8 $55.78 $194.22 $250.00 $3,524.25
Jan, 2025 9 $52.86 $197.14 $250.00 $3,327.12
Feb, 2025 10 $49.91 $200.09 $250.00 $3,127.02
Mar, 2025 11 $46.91 $203.09 $250.00 $2,923.93
Apr, 2025 12 $43.86 $206.14 $250.00 $2,717.79
May, 2025 13 $40.77 $209.23 $250.00 $2,508.55
Jun, 2025 14 $37.63 $212.37 $250.00 $2,296.18
Jul, 2025 15 $34.44 $215.56 $250.00 $2,080.63
Aug, 2025 16 $31.21 $218.79 $250.00 $1,861.84
Sep, 2025 17 $27.93 $222.07 $250.00 $1,639.76
Oct, 2025 18 $24.60 $225.40 $250.00 $1,414.36
Nov, 2025 19 $21.22 $228.78 $250.00 $1,185.57
Dec, 2025 20 $17.78 $232.22 $250.00 $953.36
Jan, 2026 21 $14.30 $235.70 $250.00 $717.66
Feb, 2026 22 $10.76 $239.24 $250.00 $478.42
Mar, 2026 23 $7.18 $242.82 $250.00 $235.60
Apr, 2026 24 $3.53 $235.60 $239.13 $0.00


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