Credit Card Interest Calculator

Credit Card Interest Calculator excel to calculate the total interest paid on your credit card. The credit card payment calculator with amortization schedule has the option to calculate interest by monthly payment or the desired payoff date, and the result is exportable to excel.

Credit Card Payment Calculator
Current Balance	$
Interest Rate
Monthly Payment	$
	OR
Desired Payoff Years	years

Total Interest			$989.13
Total Principal			$5,000.00
Total Payment			$5,989.13
Monthly Payment			$250.00
Expected Payoff Time			24 months
Payoff Date			Aug, 2025
Amortization Schedule
Payment Date	Payment #	Interest Paid	Principal Paid	Total Payment	Remaining Balance
Sep, 2023	1	$75.00	$175.00	$250.00	$4,825.00
Oct, 2023	2	$72.38	$177.63	$250.00	$4,647.38
Nov, 2023	3	$69.71	$180.29	$250.00	$4,467.09
Dec, 2023	4	$67.01	$182.99	$250.00	$4,284.09
Jan, 2024	5	$64.26	$185.74	$250.00	$4,098.35
Feb, 2024	6	$61.48	$188.52	$250.00	$3,909.83
Mar, 2024	7	$58.65	$191.35	$250.00	$3,718.48
Apr, 2024	8	$55.78	$194.22	$250.00	$3,524.25
May, 2024	9	$52.86	$197.14	$250.00	$3,327.12
Jun, 2024	10	$49.91	$200.09	$250.00	$3,127.02
Jul, 2024	11	$46.91	$203.09	$250.00	$2,923.93
Aug, 2024	12	$43.86	$206.14	$250.00	$2,717.79
Sep, 2024	13	$40.77	$209.23	$250.00	$2,508.55
Oct, 2024	14	$37.63	$212.37	$250.00	$2,296.18
Nov, 2024	15	$34.44	$215.56	$250.00	$2,080.63
Dec, 2024	16	$31.21	$218.79	$250.00	$1,861.84
Jan, 2025	17	$27.93	$222.07	$250.00	$1,639.76
Feb, 2025	18	$24.60	$225.40	$250.00	$1,414.36
Mar, 2025	19	$21.22	$228.78	$250.00	$1,185.57
Apr, 2025	20	$17.78	$232.22	$250.00	$953.36
May, 2025	21	$14.30	$235.70	$250.00	$717.66
Jun, 2025	22	$10.76	$239.24	$250.00	$478.42
Jul, 2025	23	$7.18	$242.82	$250.00	$235.60
Aug, 2025	24	$3.53	$235.60	$239.13	$0.00

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