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Credit Card Interest Calculator

Credit Card Interest Calculator excel to calculate the total interest paid on your credit card. The credit card payment calculator with amortization schedule has the option to calculate interest by monthly payment or the desired payoff date, and the result is exportable to excel.

Credit Card Payment Calculator

Current Balance
$
Interest Rate
Monthly Payment
$
OR
Desired Payoff Years
years
Total Interest
$989.13
Total Principal
$5,000.00
Total Payment
$5,989.13
Monthly Payment
$250.00
Expected Payoff Time
24 months
Payoff Date
Jun, 2024

Amortization Schedule

Payment Date Payment # Interest Paid Principal Paid Total Payment Remaining Balance
Jul, 2022 1 $75.00 $175.00 $250.00 $4,825.00
Aug, 2022 2 $72.38 $177.63 $250.00 $4,647.38
Sep, 2022 3 $69.71 $180.29 $250.00 $4,467.09
Oct, 2022 4 $67.01 $182.99 $250.00 $4,284.09
Nov, 2022 5 $64.26 $185.74 $250.00 $4,098.35
Dec, 2022 6 $61.48 $188.52 $250.00 $3,909.83
Jan, 2023 7 $58.65 $191.35 $250.00 $3,718.48
Feb, 2023 8 $55.78 $194.22 $250.00 $3,524.25
Mar, 2023 9 $52.86 $197.14 $250.00 $3,327.12
Apr, 2023 10 $49.91 $200.09 $250.00 $3,127.02
May, 2023 11 $46.91 $203.09 $250.00 $2,923.93
Jun, 2023 12 $43.86 $206.14 $250.00 $2,717.79
Jul, 2023 13 $40.77 $209.23 $250.00 $2,508.55
Aug, 2023 14 $37.63 $212.37 $250.00 $2,296.18
Sep, 2023 15 $34.44 $215.56 $250.00 $2,080.63
Oct, 2023 16 $31.21 $218.79 $250.00 $1,861.84
Nov, 2023 17 $27.93 $222.07 $250.00 $1,639.76
Dec, 2023 18 $24.60 $225.40 $250.00 $1,414.36
Jan, 2024 19 $21.22 $228.78 $250.00 $1,185.57
Feb, 2024 20 $17.78 $232.22 $250.00 $953.36
Mar, 2024 21 $14.30 $235.70 $250.00 $717.66
Apr, 2024 22 $10.76 $239.24 $250.00 $478.42
May, 2024 23 $7.18 $242.82 $250.00 $235.60
Jun, 2024 24 $3.53 $235.60 $239.13 $0.00





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