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Credit Card Interest Calculator

Credit Card Interest Calculator excel to calculate the total interest paid on your credit card. The credit card payment calculator with amortization schedule has the option to calculate interest by monthly payment or the desired payoff date, and the result is exportable to excel.

Credit Card Payment Calculator

Current Balance
$
Interest Rate
Monthly Payment
$
OR
Desired Payoff Years
years
Total Interest
$989.13
Total Principal
$5,000.00
Total Payment
$5,989.13
Monthly Payment
$250.00
Expected Payoff Time
24 months
Payoff Date
Aug, 2025

Amortization Schedule

Payment Date Payment # Interest Paid Principal Paid Total Payment Remaining Balance
Sep, 2023 1 $75.00 $175.00 $250.00 $4,825.00
Oct, 2023 2 $72.38 $177.63 $250.00 $4,647.38
Nov, 2023 3 $69.71 $180.29 $250.00 $4,467.09
Dec, 2023 4 $67.01 $182.99 $250.00 $4,284.09
Jan, 2024 5 $64.26 $185.74 $250.00 $4,098.35
Feb, 2024 6 $61.48 $188.52 $250.00 $3,909.83
Mar, 2024 7 $58.65 $191.35 $250.00 $3,718.48
Apr, 2024 8 $55.78 $194.22 $250.00 $3,524.25
May, 2024 9 $52.86 $197.14 $250.00 $3,327.12
Jun, 2024 10 $49.91 $200.09 $250.00 $3,127.02
Jul, 2024 11 $46.91 $203.09 $250.00 $2,923.93
Aug, 2024 12 $43.86 $206.14 $250.00 $2,717.79
Sep, 2024 13 $40.77 $209.23 $250.00 $2,508.55
Oct, 2024 14 $37.63 $212.37 $250.00 $2,296.18
Nov, 2024 15 $34.44 $215.56 $250.00 $2,080.63
Dec, 2024 16 $31.21 $218.79 $250.00 $1,861.84
Jan, 2025 17 $27.93 $222.07 $250.00 $1,639.76
Feb, 2025 18 $24.60 $225.40 $250.00 $1,414.36
Mar, 2025 19 $21.22 $228.78 $250.00 $1,185.57
Apr, 2025 20 $17.78 $232.22 $250.00 $953.36
May, 2025 21 $14.30 $235.70 $250.00 $717.66
Jun, 2025 22 $10.76 $239.24 $250.00 $478.42
Jul, 2025 23 $7.18 $242.82 $250.00 $235.60
Aug, 2025 24 $3.53 $235.60 $239.13 $0.00


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