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Down Payment Calculator

The down payment calculator converts percentage to dollar values and vice versa for your down payment so you know how much you can put down on a house. Simply enter the home value and a percentage or a dollar value on the down payment option, and the toggle button will convert the down payment for you and give you the mortgage amount. One can also change the home value, the down payment amount, or the mortgage amount will be changed automatically to reflect the change. The down payment calculator simply calculates down payment, please use the advanced mortgage calculator with down payment for calculating monthly mortgage payments.

Down Payment Calculator

Home Value
Down Payment
Mortgage Amount

How much should I put down on a house?

How much should I put down on a house is different for every individual situation. If one is looking to save money in interest, he or she should put down as much as he can afford. If one is to maximize his cash flow for investment purposes, then he might want to put less money towards down payment. For conventional mortgages, if one wants to avoid paying for private mortgage insurance or PMI, he should put down at least 20% for his mortgage.

FHA Down Payment Calculator

FHA mortgages require a 3.5% down payment. To find out how much one needs to pay for an FHA down payment, simply input 3.5% in the FHA down payment calculator and the down payment amount will be returned as well as the mortgage amount.

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