![]() |
Advanced | Simple | Early Payoff | Refinance | HELOC | Recast | Interest Only | Biweekly | Extra Payments | Mortgage Rates | Free Widget |
What is the down payment on $400K house? - The down payment is $80,000 for a $400K house with 20% down and a mortgage of $320,000.
There are minimum down payment requirements for different types of mortgages. The following shows the minimum down payments for $400,000 house. 0% Down Payment Mortgage on $400K House - Qualified homebuyers for VA loans are not required to put any money in the down payment. 0% down on $400,000 = $0 3% Down Payment Mortgage on $400K House - Some conventional mortgages have a minimum down payment of as low as 3% for customers with excellent credit scores. 3% down on $400,000 = $12,000 3.5% Down Payment Mortgage on $400K House - FHA home loans require a minimum down payment of 3.% for homebuyers with credit scores of 580 or higher. 3.5% down on $400,000 = $14,000 10% Down Payment Mortgage on $400K House - Many conventional mortgages require homebuyers to make at least a 10% down payment. FHA loans required a 10% down payment from borrowers with a credit score lower than 580. 10% down on $400,000 = $40,000 20% Down Payment Mortgage on $400K House - Traditional mortgages require the homebuyer to pay for private mortgage insurance (PMI) if their down payment is less than 20%. PMI payments will only be removed after the homebuyers have at least 20% equity in their homes. To avoid paying for PMI altogether, put down 20% or more as your down payment. 20% down on $400,000 = $80,000
Percent Down | Down Payment | Mortgage Amount |
---|---|---|
0% Down on $400,000 House | $0 | $400,000 |
0.5% Down on $400,000 House | $2,000 | $398,000 |
1% Down on $400,000 House | $4,000 | $396,000 |
1.5% Down on $400,000 House | $6,000 | $394,000 |
2% Down on $400,000 House | $8,000 | $392,000 |
2.5% Down on $400,000 House | $10,000 | $390,000 |
3% Down on $400,000 House | $12,000 | $388,000 |
3.5% Down on $400,000 House | $14,000 | $386,000 |
4% Down on $400,000 House | $16,000 | $384,000 |
4.5% Down on $400,000 House | $18,000 | $382,000 |
5% Down on $400,000 House | $20,000 | $380,000 |
5.5% Down on $400,000 House | $22,000 | $378,000 |
6% Down on $400,000 House | $24,000 | $376,000 |
6.5% Down on $400,000 House | $26,000 | $374,000 |
7% Down on $400,000 House | $28,000 | $372,000 |
7.5% Down on $400,000 House | $30,000 | $370,000 |
8% Down on $400,000 House | $32,000 | $368,000 |
8.5% Down on $400,000 House | $34,000 | $366,000 |
9% Down on $400,000 House | $36,000 | $364,000 |
9.5% Down on $400,000 House | $38,000 | $362,000 |
10% Down on $400,000 House | $40,000 | $360,000 |
10.5% Down on $400,000 House | $42,000 | $358,000 |
11% Down on $400,000 House | $44,000 | $356,000 |
11.5% Down on $400,000 House | $46,000 | $354,000 |
12% Down on $400,000 House | $48,000 | $352,000 |
12.5% Down on $400,000 House | $50,000 | $350,000 |
13% Down on $400,000 House | $52,000 | $348,000 |
13.5% Down on $400,000 House | $54,000 | $346,000 |
14% Down on $400,000 House | $56,000 | $344,000 |
14.5% Down on $400,000 House | $58,000 | $342,000 |
15% Down on $400,000 House | $60,000 | $340,000 |
15.5% Down on $400,000 House | $62,000 | $338,000 |
16% Down on $400,000 House | $64,000 | $336,000 |
16.5% Down on $400,000 House | $66,000 | $334,000 |
17% Down on $400,000 House | $68,000 | $332,000 |
17.5% Down on $400,000 House | $70,000 | $330,000 |
18% Down on $400,000 House | $72,000 | $328,000 |
18.5% Down on $400,000 House | $74,000 | $326,000 |
19% Down on $400,000 House | $76,000 | $324,000 |
19.5% Down on $400,000 House | $78,000 | $322,000 |
20% Down on $400,000 House | $80,000 | $320,000 |
25% Down on $400,000 House | $100,000 | $300,000 |
30% Down on $400,000 House | $120,000 | $280,000 |
35% Down on $400,000 House | $140,000 | $260,000 |
40% Down on $400,000 House | $160,000 | $240,000 |
45% Down on $400,000 House | $180,000 | $220,000 |
50% Down on $400,000 House | $200,000 | $200,000 |
55% Down on $400,000 House | $220,000 | $180,000 |
60% Down on $400,000 House | $240,000 | $160,000 |
65% Down on $400,000 House | $260,000 | $140,000 |
70% Down on $400,000 House | $280,000 | $120,000 |
75% Down on $400,000 House | $300,000 | $100,000 |
80% Down on $400,000 House | $320,000 | $80,000 |
85% Down on $400,000 House | $340,000 | $60,000 |
90% Down on $400,000 House | $360,000 | $40,000 |
95% Down on $400,000 House | $380,000 | $20,000 |
100% Down on $400,000 House | $400,000 | $0 |
Mortgage Calculator | Amortization Schedule | Terms | Privacy | Disclaimer | Contact
©2023 Mortgage Calculator Excel