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Home equity calculator to calculate how much equity you have in your home and how much you can borrow with a home equity loan.

How Much Equity Do I Have in My Home?

Home Value
$
Mortgage Balance
$
Your Home Equity
$300,000.00
Home Equity %
35.29%

How Much Home Equity Loan Can I Get?

80%
$130,000.00
85%
$172,500.00

Home Equity Loan Calculator

Home Equity Loan Amount
Loan Terms
years
Interest Rate
First Payment Date
Amortization Schedule
Show By Month Year

Home Equity Payment Calculator

Loan Amount:
$100,000.00
Monthly Payment:
$1,174.01
Total # Of Payments:
120
Start Date:
Apr, 2025
Payoff Date:
Mar, 2035
Total Interest Paid:
$40,881.25
Total Payment:
$140,881.25

Home Equity Loan Amortization Schedule

Payment Date Payment # Interest Paid Principal Paid Total Payment Remaining Balance
Apr, 2025 1 $604.17 $569.84 $1,174.01 $99,430.16
May, 2025 2 $600.72 $573.29 $1,174.01 $98,856.87
Jun, 2025 3 $597.26 $576.75 $1,174.01 $98,280.12
Jul, 2025 4 $593.78 $580.23 $1,174.01 $97,699.88
Aug, 2025 5 $590.27 $583.74 $1,174.01 $97,116.14
Sep, 2025 6 $586.74 $587.27 $1,174.01 $96,528.88
Oct, 2025 7 $583.20 $590.82 $1,174.01 $95,938.06
Nov, 2025 8 $579.63 $594.38 $1,174.01 $95,343.68
Dec, 2025 9 $576.03 $597.98 $1,174.01 $94,745.70
Jan, 2026 10 $572.42 $601.59 $1,174.01 $94,144.11
Feb, 2026 11 $568.79 $605.22 $1,174.01 $93,538.89
Mar, 2026 12 $565.13 $608.88 $1,174.01 $92,930.01
Apr, 2026 13 $561.45 $612.56 $1,174.01 $92,317.45
May, 2026 14 $557.75 $616.26 $1,174.01 $91,701.19
Jun, 2026 15 $554.03 $619.98 $1,174.01 $91,081.21
Jul, 2026 16 $550.28 $623.73 $1,174.01 $90,457.48
Aug, 2026 17 $546.51 $627.50 $1,174.01 $89,829.99
Sep, 2026 18 $542.72 $631.29 $1,174.01 $89,198.70
Oct, 2026 19 $538.91 $635.10 $1,174.01 $88,563.60
Nov, 2026 20 $535.07 $638.94 $1,174.01 $87,924.66
Dec, 2026 21 $531.21 $642.80 $1,174.01 $87,281.86
Jan, 2027 22 $527.33 $646.68 $1,174.01 $86,635.18
Feb, 2027 23 $523.42 $650.59 $1,174.01 $85,984.59
Mar, 2027 24 $519.49 $654.52 $1,174.01 $85,330.07
Apr, 2027 25 $515.54 $658.47 $1,174.01 $84,671.59
May, 2027 26 $511.56 $662.45 $1,174.01 $84,009.14
Jun, 2027 27 $507.56 $666.46 $1,174.01 $83,342.69
Jul, 2027 28 $503.53 $670.48 $1,174.01 $82,672.20
Aug, 2027 29 $499.48 $674.53 $1,174.01 $81,997.67
Sep, 2027 30 $495.40 $678.61 $1,174.01 $81,319.06
Oct, 2027 31 $491.30 $682.71 $1,174.01 $80,636.36
Nov, 2027 32 $487.18 $686.83 $1,174.01 $79,949.52
Dec, 2027 33 $483.03 $690.98 $1,174.01 $79,258.54
Jan, 2028 34 $478.85 $695.16 $1,174.01 $78,563.38
Feb, 2028 35 $474.65 $699.36 $1,174.01 $77,864.03
Mar, 2028 36 $470.43 $703.58 $1,174.01 $77,160.45
Apr, 2028 37 $466.18 $707.83 $1,174.01 $76,452.61
May, 2028 38 $461.90 $712.11 $1,174.01 $75,740.50
Jun, 2028 39 $457.60 $716.41 $1,174.01 $75,024.09
Jul, 2028 40 $453.27 $720.74 $1,174.01 $74,303.35
Aug, 2028 41 $448.92 $725.09 $1,174.01 $73,578.26
Sep, 2028 42 $444.54 $729.48 $1,174.01 $72,848.78
Oct, 2028 43 $440.13 $733.88 $1,174.01 $72,114.90
Nov, 2028 44 $435.69 $738.32 $1,174.01 $71,376.58
Dec, 2028 45 $431.23 $742.78 $1,174.01 $70,633.81
Jan, 2029 46 $426.75 $747.26 $1,174.01 $69,886.54
Feb, 2029 47 $422.23 $751.78 $1,174.01 $69,134.76
Mar, 2029 48 $417.69 $756.32 $1,174.01 $68,378.44
Apr, 2029 49 $413.12 $760.89 $1,174.01 $67,617.55
May, 2029 50 $408.52 $765.49 $1,174.01 $66,852.06
Jun, 2029 51 $403.90 $770.11 $1,174.01 $66,081.95
Jul, 2029 52 $399.25 $774.77 $1,174.01 $65,307.19
Aug, 2029 53 $394.56 $779.45 $1,174.01 $64,527.74
Sep, 2029 54 $389.86 $784.16 $1,174.01 $63,743.58
Oct, 2029 55 $385.12 $788.89 $1,174.01 $62,954.69
Nov, 2029 56 $380.35 $793.66 $1,174.01 $62,161.03
Dec, 2029 57 $375.56 $798.45 $1,174.01 $61,362.58
Jan, 2030 58 $370.73 $803.28 $1,174.01 $60,559.30
Feb, 2030 59 $365.88 $808.13 $1,174.01 $59,751.17
Mar, 2030 60 $361.00 $813.01 $1,174.01 $58,938.16
Apr, 2030 61 $356.08 $817.93 $1,174.01 $58,120.23
May, 2030 62 $351.14 $822.87 $1,174.01 $57,297.36
Jun, 2030 63 $346.17 $827.84 $1,174.01 $56,469.52
Jul, 2030 64 $341.17 $832.84 $1,174.01 $55,636.68
Aug, 2030 65 $336.14 $837.87 $1,174.01 $54,798.81
Sep, 2030 66 $331.08 $842.93 $1,174.01 $53,955.88
Oct, 2030 67 $325.98 $848.03 $1,174.01 $53,107.85
Nov, 2030 68 $320.86 $853.15 $1,174.01 $52,254.70
Dec, 2030 69 $315.71 $858.30 $1,174.01 $51,396.39
Jan, 2031 70 $310.52 $863.49 $1,174.01 $50,532.90
Feb, 2031 71 $305.30 $868.71 $1,174.01 $49,664.20
Mar, 2031 72 $300.05 $873.96 $1,174.01 $48,790.24
Apr, 2031 73 $294.77 $879.24 $1,174.01 $47,911.00
May, 2031 74 $289.46 $884.55 $1,174.01 $47,026.46
Jun, 2031 75 $284.12 $889.89 $1,174.01 $46,136.56
Jul, 2031 76 $278.74 $895.27 $1,174.01 $45,241.30
Aug, 2031 77 $273.33 $900.68 $1,174.01 $44,340.62
Sep, 2031 78 $267.89 $906.12 $1,174.01 $43,434.50
Oct, 2031 79 $262.42 $911.59 $1,174.01 $42,522.90
Nov, 2031 80 $256.91 $917.10 $1,174.01 $41,605.80
Dec, 2031 81 $251.37 $922.64 $1,174.01 $40,683.16
Jan, 2032 82 $245.79 $928.22 $1,174.01 $39,754.95
Feb, 2032 83 $240.19 $933.82 $1,174.01 $38,821.12
Mar, 2032 84 $234.54 $939.47 $1,174.01 $37,881.65
Apr, 2032 85 $228.87 $945.14 $1,174.01 $36,936.51
May, 2032 86 $223.16 $950.85 $1,174.01 $35,985.66
Jun, 2032 87 $217.41 $956.60 $1,174.01 $35,029.06
Jul, 2032 88 $211.63 $962.38 $1,174.01 $34,066.69
Aug, 2032 89 $205.82 $968.19 $1,174.01 $33,098.50
Sep, 2032 90 $199.97 $974.04 $1,174.01 $32,124.46
Oct, 2032 91 $194.09 $979.93 $1,174.01 $31,144.53
Nov, 2032 92 $188.16 $985.85 $1,174.01 $30,158.69
Dec, 2032 93 $182.21 $991.80 $1,174.01 $29,166.88
Jan, 2033 94 $176.22 $997.79 $1,174.01 $28,169.09
Feb, 2033 95 $170.19 $1,003.82 $1,174.01 $27,165.27
Mar, 2033 96 $164.12 $1,009.89 $1,174.01 $26,155.38
Apr, 2033 97 $158.02 $1,015.99 $1,174.01 $25,139.39
May, 2033 98 $151.88 $1,022.13 $1,174.01 $24,117.27
Jun, 2033 99 $145.71 $1,028.30 $1,174.01 $23,088.96
Jul, 2033 100 $139.50 $1,034.51 $1,174.01 $22,054.45
Aug, 2033 101 $133.25 $1,040.76 $1,174.01 $21,013.68
Sep, 2033 102 $126.96 $1,047.05 $1,174.01 $19,966.63
Oct, 2033 103 $120.63 $1,053.38 $1,174.01 $18,913.25
Nov, 2033 104 $114.27 $1,059.74 $1,174.01 $17,853.51
Dec, 2033 105 $107.86 $1,066.15 $1,174.01 $16,787.36
Jan, 2034 106 $101.42 $1,072.59 $1,174.01 $15,714.78
Feb, 2034 107 $94.94 $1,079.07 $1,174.01 $14,635.71
Mar, 2034 108 $88.42 $1,085.59 $1,174.01 $13,550.12
Apr, 2034 109 $81.87 $1,092.15 $1,174.01 $12,457.98
May, 2034 110 $75.27 $1,098.74 $1,174.01 $11,359.24
Jun, 2034 111 $68.63 $1,105.38 $1,174.01 $10,253.85
Jul, 2034 112 $61.95 $1,112.06 $1,174.01 $9,141.79
Aug, 2034 113 $55.23 $1,118.78 $1,174.01 $8,023.02
Sep, 2034 114 $48.47 $1,125.54 $1,174.01 $6,897.48
Oct, 2034 115 $41.67 $1,132.34 $1,174.01 $5,765.14
Nov, 2034 116 $34.83 $1,139.18 $1,174.01 $4,625.96
Dec, 2034 117 $27.95 $1,146.06 $1,174.01 $3,479.90
Jan, 2035 118 $21.02 $1,152.99 $1,174.01 $2,326.91
Feb, 2035 119 $14.06 $1,159.95 $1,174.01 $1,166.96
Mar, 2035 120 $7.05 $1,166.96 $1,174.01 $0.00

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