Home equity calculator to calculate how much equity you have in your home and how much you can borrow with a home equity loan.

How Much Equity Do I Have in My Home?

Home Value
\$
Mortgage Balance
\$
 Your Home Equity \$300,000.00 Home Equity % 35.29%

80%
\$130,000.00
85%
\$172,500.00

Home Equity Loan Calculator

Home Equity Loan Amount
Loan Terms
years
Interest Rate
First Payment Date
Amortization Schedule
Show By Month Year

Home Equity Payment Calculator

Loan Amount:
\$100,000.00
Monthly Payment:
\$1,174.01
Total # Of Payments:
120
Start Date:
Sep, 2023
Payoff Date:
Aug, 2033
Total Interest Paid:
\$40,881.25
Total Payment:
\$140,881.25

Home Equity Loan Amortization Schedule

Payment Date Payment # Interest Paid Principal Paid Total Payment Remaining Balance
Sep, 2023 1 \$604.17 \$569.84 \$1,174.01 \$99,430.16
Oct, 2023 2 \$600.72 \$573.29 \$1,174.01 \$98,856.87
Nov, 2023 3 \$597.26 \$576.75 \$1,174.01 \$98,280.12
Dec, 2023 4 \$593.78 \$580.23 \$1,174.01 \$97,699.88
Jan, 2024 5 \$590.27 \$583.74 \$1,174.01 \$97,116.14
Feb, 2024 6 \$586.74 \$587.27 \$1,174.01 \$96,528.88
Mar, 2024 7 \$583.20 \$590.82 \$1,174.01 \$95,938.06
Apr, 2024 8 \$579.63 \$594.38 \$1,174.01 \$95,343.68
May, 2024 9 \$576.03 \$597.98 \$1,174.01 \$94,745.70
Jun, 2024 10 \$572.42 \$601.59 \$1,174.01 \$94,144.11
Jul, 2024 11 \$568.79 \$605.22 \$1,174.01 \$93,538.89
Aug, 2024 12 \$565.13 \$608.88 \$1,174.01 \$92,930.01
Sep, 2024 13 \$561.45 \$612.56 \$1,174.01 \$92,317.45
Oct, 2024 14 \$557.75 \$616.26 \$1,174.01 \$91,701.19
Nov, 2024 15 \$554.03 \$619.98 \$1,174.01 \$91,081.21
Dec, 2024 16 \$550.28 \$623.73 \$1,174.01 \$90,457.48
Jan, 2025 17 \$546.51 \$627.50 \$1,174.01 \$89,829.99
Feb, 2025 18 \$542.72 \$631.29 \$1,174.01 \$89,198.70
Mar, 2025 19 \$538.91 \$635.10 \$1,174.01 \$88,563.60
Apr, 2025 20 \$535.07 \$638.94 \$1,174.01 \$87,924.66
May, 2025 21 \$531.21 \$642.80 \$1,174.01 \$87,281.86
Jun, 2025 22 \$527.33 \$646.68 \$1,174.01 \$86,635.18
Jul, 2025 23 \$523.42 \$650.59 \$1,174.01 \$85,984.59
Aug, 2025 24 \$519.49 \$654.52 \$1,174.01 \$85,330.07
Sep, 2025 25 \$515.54 \$658.47 \$1,174.01 \$84,671.59
Oct, 2025 26 \$511.56 \$662.45 \$1,174.01 \$84,009.14
Nov, 2025 27 \$507.56 \$666.46 \$1,174.01 \$83,342.69
Dec, 2025 28 \$503.53 \$670.48 \$1,174.01 \$82,672.20
Jan, 2026 29 \$499.48 \$674.53 \$1,174.01 \$81,997.67
Feb, 2026 30 \$495.40 \$678.61 \$1,174.01 \$81,319.06
Mar, 2026 31 \$491.30 \$682.71 \$1,174.01 \$80,636.36
Apr, 2026 32 \$487.18 \$686.83 \$1,174.01 \$79,949.52
May, 2026 33 \$483.03 \$690.98 \$1,174.01 \$79,258.54
Jun, 2026 34 \$478.85 \$695.16 \$1,174.01 \$78,563.38
Jul, 2026 35 \$474.65 \$699.36 \$1,174.01 \$77,864.03
Aug, 2026 36 \$470.43 \$703.58 \$1,174.01 \$77,160.45
Sep, 2026 37 \$466.18 \$707.83 \$1,174.01 \$76,452.61
Oct, 2026 38 \$461.90 \$712.11 \$1,174.01 \$75,740.50
Nov, 2026 39 \$457.60 \$716.41 \$1,174.01 \$75,024.09
Dec, 2026 40 \$453.27 \$720.74 \$1,174.01 \$74,303.35
Jan, 2027 41 \$448.92 \$725.09 \$1,174.01 \$73,578.26
Feb, 2027 42 \$444.54 \$729.48 \$1,174.01 \$72,848.78
Mar, 2027 43 \$440.13 \$733.88 \$1,174.01 \$72,114.90
Apr, 2027 44 \$435.69 \$738.32 \$1,174.01 \$71,376.58
May, 2027 45 \$431.23 \$742.78 \$1,174.01 \$70,633.81
Jun, 2027 46 \$426.75 \$747.26 \$1,174.01 \$69,886.54
Jul, 2027 47 \$422.23 \$751.78 \$1,174.01 \$69,134.76
Aug, 2027 48 \$417.69 \$756.32 \$1,174.01 \$68,378.44
Sep, 2027 49 \$413.12 \$760.89 \$1,174.01 \$67,617.55
Oct, 2027 50 \$408.52 \$765.49 \$1,174.01 \$66,852.06
Nov, 2027 51 \$403.90 \$770.11 \$1,174.01 \$66,081.95
Dec, 2027 52 \$399.25 \$774.77 \$1,174.01 \$65,307.19
Jan, 2028 53 \$394.56 \$779.45 \$1,174.01 \$64,527.74
Feb, 2028 54 \$389.86 \$784.16 \$1,174.01 \$63,743.58
Mar, 2028 55 \$385.12 \$788.89 \$1,174.01 \$62,954.69
Apr, 2028 56 \$380.35 \$793.66 \$1,174.01 \$62,161.03
May, 2028 57 \$375.56 \$798.45 \$1,174.01 \$61,362.58
Jun, 2028 58 \$370.73 \$803.28 \$1,174.01 \$60,559.30
Jul, 2028 59 \$365.88 \$808.13 \$1,174.01 \$59,751.17
Aug, 2028 60 \$361.00 \$813.01 \$1,174.01 \$58,938.16
Sep, 2028 61 \$356.08 \$817.93 \$1,174.01 \$58,120.23
Oct, 2028 62 \$351.14 \$822.87 \$1,174.01 \$57,297.36
Nov, 2028 63 \$346.17 \$827.84 \$1,174.01 \$56,469.52
Dec, 2028 64 \$341.17 \$832.84 \$1,174.01 \$55,636.68
Jan, 2029 65 \$336.14 \$837.87 \$1,174.01 \$54,798.81
Feb, 2029 66 \$331.08 \$842.93 \$1,174.01 \$53,955.88
Mar, 2029 67 \$325.98 \$848.03 \$1,174.01 \$53,107.85
Apr, 2029 68 \$320.86 \$853.15 \$1,174.01 \$52,254.70
May, 2029 69 \$315.71 \$858.30 \$1,174.01 \$51,396.39
Jun, 2029 70 \$310.52 \$863.49 \$1,174.01 \$50,532.90
Jul, 2029 71 \$305.30 \$868.71 \$1,174.01 \$49,664.20
Aug, 2029 72 \$300.05 \$873.96 \$1,174.01 \$48,790.24
Sep, 2029 73 \$294.77 \$879.24 \$1,174.01 \$47,911.00
Oct, 2029 74 \$289.46 \$884.55 \$1,174.01 \$47,026.46
Nov, 2029 75 \$284.12 \$889.89 \$1,174.01 \$46,136.56
Dec, 2029 76 \$278.74 \$895.27 \$1,174.01 \$45,241.30
Jan, 2030 77 \$273.33 \$900.68 \$1,174.01 \$44,340.62
Feb, 2030 78 \$267.89 \$906.12 \$1,174.01 \$43,434.50
Mar, 2030 79 \$262.42 \$911.59 \$1,174.01 \$42,522.90
Apr, 2030 80 \$256.91 \$917.10 \$1,174.01 \$41,605.80
May, 2030 81 \$251.37 \$922.64 \$1,174.01 \$40,683.16
Jun, 2030 82 \$245.79 \$928.22 \$1,174.01 \$39,754.95
Jul, 2030 83 \$240.19 \$933.82 \$1,174.01 \$38,821.12
Aug, 2030 84 \$234.54 \$939.47 \$1,174.01 \$37,881.65
Sep, 2030 85 \$228.87 \$945.14 \$1,174.01 \$36,936.51
Oct, 2030 86 \$223.16 \$950.85 \$1,174.01 \$35,985.66
Nov, 2030 87 \$217.41 \$956.60 \$1,174.01 \$35,029.06
Dec, 2030 88 \$211.63 \$962.38 \$1,174.01 \$34,066.69
Jan, 2031 89 \$205.82 \$968.19 \$1,174.01 \$33,098.50
Feb, 2031 90 \$199.97 \$974.04 \$1,174.01 \$32,124.46
Mar, 2031 91 \$194.09 \$979.93 \$1,174.01 \$31,144.53
Apr, 2031 92 \$188.16 \$985.85 \$1,174.01 \$30,158.69
May, 2031 93 \$182.21 \$991.80 \$1,174.01 \$29,166.88
Jun, 2031 94 \$176.22 \$997.79 \$1,174.01 \$28,169.09
Jul, 2031 95 \$170.19 \$1,003.82 \$1,174.01 \$27,165.27
Aug, 2031 96 \$164.12 \$1,009.89 \$1,174.01 \$26,155.38
Sep, 2031 97 \$158.02 \$1,015.99 \$1,174.01 \$25,139.39
Oct, 2031 98 \$151.88 \$1,022.13 \$1,174.01 \$24,117.27
Nov, 2031 99 \$145.71 \$1,028.30 \$1,174.01 \$23,088.96
Dec, 2031 100 \$139.50 \$1,034.51 \$1,174.01 \$22,054.45
Jan, 2032 101 \$133.25 \$1,040.76 \$1,174.01 \$21,013.68
Feb, 2032 102 \$126.96 \$1,047.05 \$1,174.01 \$19,966.63
Mar, 2032 103 \$120.63 \$1,053.38 \$1,174.01 \$18,913.25
Apr, 2032 104 \$114.27 \$1,059.74 \$1,174.01 \$17,853.51
May, 2032 105 \$107.86 \$1,066.15 \$1,174.01 \$16,787.36
Jun, 2032 106 \$101.42 \$1,072.59 \$1,174.01 \$15,714.78
Jul, 2032 107 \$94.94 \$1,079.07 \$1,174.01 \$14,635.71
Aug, 2032 108 \$88.42 \$1,085.59 \$1,174.01 \$13,550.12
Sep, 2032 109 \$81.87 \$1,092.15 \$1,174.01 \$12,457.98
Oct, 2032 110 \$75.27 \$1,098.74 \$1,174.01 \$11,359.24
Nov, 2032 111 \$68.63 \$1,105.38 \$1,174.01 \$10,253.85
Dec, 2032 112 \$61.95 \$1,112.06 \$1,174.01 \$9,141.79
Jan, 2033 113 \$55.23 \$1,118.78 \$1,174.01 \$8,023.02
Feb, 2033 114 \$48.47 \$1,125.54 \$1,174.01 \$6,897.48
Mar, 2033 115 \$41.67 \$1,132.34 \$1,174.01 \$5,765.14
Apr, 2033 116 \$34.83 \$1,139.18 \$1,174.01 \$4,625.96
May, 2033 117 \$27.95 \$1,146.06 \$1,174.01 \$3,479.90
Jun, 2033 118 \$21.02 \$1,152.99 \$1,174.01 \$2,326.91
Jul, 2033 119 \$14.06 \$1,159.95 \$1,174.01 \$1,166.96
Aug, 2033 120 \$7.05 \$1,166.96 \$1,174.01 \$0.00

Mortgage Calculators

FHA Loan Calculator
VA Loan Calculator
USDA Loan Mortgage Calculator
Simple Mortgage Calculator
PITI Mortgage Calculator
ARM Mortgage Calculator
ARM vs. Fixed Mortgage Calculator
Interest Only Mortgage Calculator
Balloon Mortgage Calculator
Mortgage Points Calculator
Second Mortgage Calculator

Refinance Calculators

Mortgage Refinance Calculator
Cash Out Refinance Calculator
Refinance Break Even Calculator
Refinancing Closing Costs Calculator
Mortgage Recast Calculator

Early Mortgage Payoff Calculators

Early Mortgage Payoff Calculator
Biweekly Mortgage Calculator with Extra Payments
Mortgage Calculator With Extra Payments
Mortgage Prepayment Calculator
Mortgage Payoff Calculator

Real Estate Investment Calculators

Commercial Mortgage Calculator
Mortgage Comparison Calculator
15 Year vs. 30 Year Mortgage Calculator
Investment Property Calculator
Home Improvement Loan Calculator
Home Sale Net Proceeds Calculator
Closing Costs Calculator
Construction Loan Calculator
Home Appreciation Calculator
Real Estate Commission Calculator
Commercial Real Estate Commission Calculator
BRRRR Calculator
Hard Money Loan Calculator
70% Rule Calculator
Piggyback Loan Calculator
Bridge Loan Calculator
Seller Financing Calculator
Real Estate Wholesaling Calculator
Fix and Flip Calculator
Interest Rate Calculator
Home Sale Calculator
Real Estate Capital Gain Tax Calculator

Mortgage Related Calculators

Mortgage Interest Tax Deduction Calculator
APR Calculator
Property Tax Calculator
Down Payment Calculator
Mortgage Affordability Calculator
Mortgage Balance Calculator
Mortgage Points Break Even Calculator
Jumbo Mortgage Calculator
Mortgage Calculator App
Monthly Mortgage Payment Calculator
Reverse Mortgage Calculator
How Much House Can I Afford
Mortgage Prequalification Calculator
HELOC Calculator
HELOC Payment Calculator
HELOC Payoff Calculator
PMI Removal Calculator
Home Equity Loan Calculator
Home Equity Loan Payoff Calculator
Home Equity Calculator
Mortgage Insurance Calculator
Amortization Schedule With Irregular Payments
15 Year Mortgage Calculator
30 Year Mortgage Calculator
Manufactured Home Mortgage Calculator
Condo Mortgage Calculator
Coop Mortgage Calculator
Weekly Mortgage Calculator
Mortgage Calculator UK
Mortgage Calculator By State
Refinance Savings Calculator
Mortgage Interest Calculator
Mobile Home Mortgage Calculator

Auto Loan Calculators

Car Loan Amortization Schedule Excel
Auto Loan Payoff Calculator
Auto Loan Calculator with Trade in
Auto Refinance Calculator
Biweekly Auto Loan Calculator
RV Loan Calculator
Motorcycle Loan Calculator
Car Lease Calculator
Car Depreciation Calculator
LTV Calculator Auto
Reverse Auto Loan Calculator
How Much Car Can I Afford

Loan Calculators

Printable Amortization Schedule
Amortization Schedule Excel
Amortization Schedule With Extra Payments
LTV Calculator
Debt To Income Ratio Calculator
Debt Payoff Calculator
How Much Rent Can I Afford
Boat Loan Calculator
Student Loan Calculator
Student Loan Payoff Calculator
Student Loan Refinancing Calculator
Personal Loan Calculator
Personal Loan Payoff Calculator
Personal Loan Refinance Calculator
Land Loan Calculator
Loan Payoff Calculator
Loan Calculator Excel
Reverse Loan Calculator
Lump Sum Payment Calculator
Biweekly Loan Calculator
Loan Calculator With Extra Payments

Savings & Investments Calculators

Compound Interest Calculator
Airbnb Calculator
Money Market Account Calculator

Credit Card Calculators

Credit Card Calculator
Credit Card Payoff Calculator
Credit Card Minimum Payment Calculator
Credit Card Interest Calculator
Multiple Credit Card Payoff Calculator

Mortgage Guide

How to Pay Off Mortgage Earlier
How to Improve Credit Score
What Percent Do Real Estate Agents Make