Loan Calculator With Extra Payment

Loan calculator with extra payments is used to how early you can payoff your loan with additional payments each period. You have the option to use an one time extra payment, or recurring extra payments.

Extra Payment Loan Calculator

Loan Amount

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Year Month

Interest Rate

Payment Frequency

Monthly Bi-weekly

First Payment Date

Amortization schedule

Show All Payments Group By Year

Extra Payments

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One Time

On Date

Monthly or Biweekly

Starting Date

Quarterly

Starting Date

Yearly

Starting Date

Payment Date	Payment #	Interest	Principal	Extra Payment	Total Payment	Balance
Loan Calculator Results
Loan Amount:			$100,000.00
Monthly Principal & Interest:			$1,287.53
Monthly Extra Payment:			$150.00
Total Monthly Payment:			$1,437.53
Total # Of Payments:			84
Start Date:			Mar, 2023
Payoff Date:			Feb, 2030
Principal:			$87,550.00
Total Extra Payment:			$12,450.00
Total Interest Paid:			$20,457.04
Total of all Payments:			$132,907.04

Loan Amortization Schedule
Mar, 2023	1	$454.17	$833.36	$150.00	$1,437.53	$99,016.64
Apr, 2023	2	$449.70	$837.83	$150.00	$1,437.53	$98,028.82
May, 2023	3	$445.21	$842.31	$150.00	$1,437.53	$97,036.50
Jun, 2023	4	$440.71	$846.82	$150.00	$1,437.53	$96,039.68
Jul, 2023	5	$436.18	$851.35	$150.00	$1,437.53	$95,038.34
Aug, 2023	6	$431.63	$855.89	$150.00	$1,437.53	$94,032.45
Sep, 2023	7	$427.06	$860.46	$150.00	$1,437.53	$93,021.98
Oct, 2023	8	$422.47	$865.05	$150.00	$1,437.53	$92,006.93
Nov, 2023	9	$417.86	$869.66	$150.00	$1,437.53	$90,987.27
Dec, 2023	10	$413.23	$874.29	$150.00	$1,437.53	$89,962.98
Jan, 2024	11	$408.58	$878.94	$150.00	$1,437.53	$88,934.03
Feb, 2024	12	$403.91	$883.62	$150.00	$1,437.53	$87,900.42
Mar, 2024	13	$399.21	$888.31	$150.00	$1,437.53	$86,862.11
Apr, 2024	14	$394.50	$893.03	$150.00	$1,437.53	$85,819.08
May, 2024	15	$389.76	$897.76	$150.00	$1,437.53	$84,771.31
Jun, 2024	16	$385.00	$902.52	$150.00	$1,437.53	$83,718.79
Jul, 2024	17	$380.22	$907.30	$150.00	$1,437.53	$82,661.49
Aug, 2024	18	$375.42	$912.11	$150.00	$1,437.53	$81,599.38
Sep, 2024	19	$370.60	$916.93	$150.00	$1,437.53	$80,532.45
Oct, 2024	20	$365.75	$921.77	$150.00	$1,437.53	$79,460.68
Nov, 2024	21	$360.88	$926.64	$150.00	$1,437.53	$78,384.04
Dec, 2024	22	$355.99	$931.53	$150.00	$1,437.53	$77,302.51
Jan, 2025	23	$351.08	$936.44	$150.00	$1,437.53	$76,216.06
Feb, 2025	24	$346.15	$941.38	$150.00	$1,437.53	$75,124.68
Mar, 2025	25	$341.19	$946.33	$150.00	$1,437.53	$74,028.35
Apr, 2025	26	$336.21	$951.31	$150.00	$1,437.53	$72,927.04
May, 2025	27	$331.21	$956.32	$150.00	$1,437.53	$71,820.72
Jun, 2025	28	$326.19	$961.34	$150.00	$1,437.53	$70,709.38
Jul, 2025	29	$321.14	$966.39	$150.00	$1,437.53	$69,592.99
Aug, 2025	30	$316.07	$971.46	$150.00	$1,437.53	$68,471.53
Sep, 2025	31	$310.97	$976.55	$150.00	$1,437.53	$67,344.98
Oct, 2025	32	$305.86	$981.67	$150.00	$1,437.53	$66,213.32
Nov, 2025	33	$300.72	$986.81	$150.00	$1,437.53	$65,076.51
Dec, 2025	34	$295.56	$991.97	$150.00	$1,437.53	$63,934.54
Jan, 2026	35	$290.37	$997.16	$150.00	$1,437.53	$62,787.38
Feb, 2026	36	$285.16	$1,002.37	$150.00	$1,437.53	$61,635.02
Mar, 2026	37	$279.93	$1,007.60	$150.00	$1,437.53	$60,477.41
Apr, 2026	38	$274.67	$1,012.86	$150.00	$1,437.53	$59,314.56
May, 2026	39	$269.39	$1,018.14	$150.00	$1,437.53	$58,146.42
Jun, 2026	40	$264.08	$1,023.44	$150.00	$1,437.53	$56,972.97
Jul, 2026	41	$258.75	$1,028.77	$150.00	$1,437.53	$55,794.20
Aug, 2026	42	$253.40	$1,034.13	$150.00	$1,437.53	$54,610.07
Sep, 2026	43	$248.02	$1,039.51	$150.00	$1,437.53	$53,420.57
Oct, 2026	44	$242.62	$1,044.91	$150.00	$1,437.53	$52,225.66
Nov, 2026	45	$237.19	$1,050.33	$150.00	$1,437.53	$51,025.33
Dec, 2026	46	$231.74	$1,055.79	$150.00	$1,437.53	$49,819.54
Jan, 2027	47	$226.26	$1,061.26	$150.00	$1,437.53	$48,608.28
Feb, 2027	48	$220.76	$1,066.76	$150.00	$1,437.53	$47,391.51
Mar, 2027	49	$215.24	$1,072.29	$150.00	$1,437.53	$46,169.22
Apr, 2027	50	$209.69	$1,077.84	$150.00	$1,437.53	$44,941.38
May, 2027	51	$204.11	$1,083.42	$150.00	$1,437.53	$43,707.97
Jun, 2027	52	$198.51	$1,089.02	$150.00	$1,437.53	$42,468.95
Jul, 2027	53	$192.88	$1,094.65	$150.00	$1,437.53	$41,224.30
Aug, 2027	54	$187.23	$1,100.30	$150.00	$1,437.53	$39,974.00
Sep, 2027	55	$181.55	$1,105.98	$150.00	$1,437.53	$38,718.02
Oct, 2027	56	$175.84	$1,111.68	$150.00	$1,437.53	$37,456.34
Nov, 2027	57	$170.11	$1,117.41	$150.00	$1,437.53	$36,188.93
Dec, 2027	58	$164.36	$1,123.17	$150.00	$1,437.53	$34,915.76
Jan, 2028	59	$158.58	$1,128.95	$150.00	$1,437.53	$33,636.81
Feb, 2028	60	$152.77	$1,134.76	$150.00	$1,437.53	$32,352.05
Mar, 2028	61	$146.93	$1,140.59	$150.00	$1,437.53	$31,061.46
Apr, 2028	62	$141.07	$1,146.46	$150.00	$1,437.53	$29,765.01
May, 2028	63	$135.18	$1,152.34	$150.00	$1,437.53	$28,462.66
Jun, 2028	64	$129.27	$1,158.26	$150.00	$1,437.53	$27,154.40
Jul, 2028	65	$123.33	$1,164.20	$150.00	$1,437.53	$25,840.20
Aug, 2028	66	$117.36	$1,170.17	$150.00	$1,437.53	$24,520.04
Sep, 2028	67	$111.36	$1,176.16	$150.00	$1,437.53	$23,193.87
Oct, 2028	68	$105.34	$1,182.19	$150.00	$1,437.53	$21,861.68
Nov, 2028	69	$99.29	$1,188.24	$150.00	$1,437.53	$20,523.45
Dec, 2028	70	$93.21	$1,194.32	$150.00	$1,437.53	$19,179.13
Jan, 2029	71	$87.11	$1,200.42	$150.00	$1,437.53	$17,828.71
Feb, 2029	72	$80.97	$1,206.55	$150.00	$1,437.53	$16,472.16
Mar, 2029	73	$74.81	$1,212.71	$150.00	$1,437.53	$15,109.44
Apr, 2029	74	$68.62	$1,218.90	$150.00	$1,437.53	$13,740.54
May, 2029	75	$62.40	$1,225.12	$150.00	$1,437.53	$12,365.42
Jun, 2029	76	$56.16	$1,231.37	$150.00	$1,437.53	$10,984.05
Jul, 2029	77	$49.89	$1,237.64	$150.00	$1,437.53	$9,596.41
Aug, 2029	78	$43.58	$1,243.94	$150.00	$1,437.53	$8,202.47
Sep, 2029	79	$37.25	$1,250.27	$150.00	$1,437.53	$6,802.19
Oct, 2029	80	$30.89	$1,256.63	$150.00	$1,437.53	$5,395.56
Nov, 2029	81	$24.50	$1,263.02	$150.00	$1,437.53	$3,982.54
Dec, 2029	82	$18.09	$1,269.44	$150.00	$1,437.53	$2,563.10
Jan, 2030	83	$11.64	$1,275.89	$150.00	$1,437.53	$1,137.22
Feb, 2030	84	$5.16	$1,137.22	$0.00	$1,142.38	$0.00

Compare Monthly vs. Bi-weekly
Payment Frequency		Monthly		Bi-weekly
Payments / Year		12		26
Each Payment		$1,437.53		$793.76
Total Extra Payments		$12,450.00		$21,900.00
Total Interest		$20,457.04		$16,235.72
Total Payment		$120,457.04		$116,235.72
Total Savings		$0		$4,221.32
Payoff Date		Feb, 2030		Oct, 2028

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