mortgage calculator
Advanced Simple Early Payoff Refinance HELOC Recast Interest Only Biweekly Extra Payments Mortgage Rates Free Widget

Loan Calculator With Extra Payment

Loan calculator with extra payments is used to how early you can payoff your loan with additional payments each period. You have the option to use an one time extra payment, or recurring extra payments.

Extra Payment Loan Calculator
Loan Amount
 $
Loan Terms
Interest Rate
Payment Frequency
First Payment Date

Amortization schedule
Extra Payments
One Time
$ On Date
Monthly or Biweekly
$ Starting Date
Quarterly
$ Starting Date
Yearly
$ Starting Date


Loan Calculator Results
Loan Amount: $100,000.00
Monthly Principal & Interest: $1,287.53
Monthly Extra Payment: $150.00
Total Monthly Payment:
$1,437.53
Total # Of Payments: 84
Start Date: Nov, 2023
Payoff Date: Oct, 2030
Principal: $87,550.00
Total Extra Payment: $12,450.00
Total Interest Paid: $20,457.04
Total of all Payments:
$132,907.04

Loan Amortization Schedule
Payment Date Payment # Interest Principal Extra Payment Total Payment Balance
Nov, 2023 1 $454.17 $833.36 $150.00 $1,437.53 $99,016.64
Dec, 2023 2 $449.70 $837.83 $150.00 $1,437.53 $98,028.82
Jan, 2024 3 $445.21 $842.31 $150.00 $1,437.53 $97,036.50
Feb, 2024 4 $440.71 $846.82 $150.00 $1,437.53 $96,039.68
Mar, 2024 5 $436.18 $851.35 $150.00 $1,437.53 $95,038.34
Apr, 2024 6 $431.63 $855.89 $150.00 $1,437.53 $94,032.45
May, 2024 7 $427.06 $860.46 $150.00 $1,437.53 $93,021.98
Jun, 2024 8 $422.47 $865.05 $150.00 $1,437.53 $92,006.93
Jul, 2024 9 $417.86 $869.66 $150.00 $1,437.53 $90,987.27
Aug, 2024 10 $413.23 $874.29 $150.00 $1,437.53 $89,962.98
Sep, 2024 11 $408.58 $878.94 $150.00 $1,437.53 $88,934.03
Oct, 2024 12 $403.91 $883.62 $150.00 $1,437.53 $87,900.42
Nov, 2024 13 $399.21 $888.31 $150.00 $1,437.53 $86,862.11
Dec, 2024 14 $394.50 $893.03 $150.00 $1,437.53 $85,819.08
Jan, 2025 15 $389.76 $897.76 $150.00 $1,437.53 $84,771.31
Feb, 2025 16 $385.00 $902.52 $150.00 $1,437.53 $83,718.79
Mar, 2025 17 $380.22 $907.30 $150.00 $1,437.53 $82,661.49
Apr, 2025 18 $375.42 $912.11 $150.00 $1,437.53 $81,599.38
May, 2025 19 $370.60 $916.93 $150.00 $1,437.53 $80,532.45
Jun, 2025 20 $365.75 $921.77 $150.00 $1,437.53 $79,460.68
Jul, 2025 21 $360.88 $926.64 $150.00 $1,437.53 $78,384.04
Aug, 2025 22 $355.99 $931.53 $150.00 $1,437.53 $77,302.51
Sep, 2025 23 $351.08 $936.44 $150.00 $1,437.53 $76,216.06
Oct, 2025 24 $346.15 $941.38 $150.00 $1,437.53 $75,124.68
Nov, 2025 25 $341.19 $946.33 $150.00 $1,437.53 $74,028.35
Dec, 2025 26 $336.21 $951.31 $150.00 $1,437.53 $72,927.04
Jan, 2026 27 $331.21 $956.32 $150.00 $1,437.53 $71,820.72
Feb, 2026 28 $326.19 $961.34 $150.00 $1,437.53 $70,709.38
Mar, 2026 29 $321.14 $966.39 $150.00 $1,437.53 $69,592.99
Apr, 2026 30 $316.07 $971.46 $150.00 $1,437.53 $68,471.53
May, 2026 31 $310.97 $976.55 $150.00 $1,437.53 $67,344.98
Jun, 2026 32 $305.86 $981.67 $150.00 $1,437.53 $66,213.32
Jul, 2026 33 $300.72 $986.81 $150.00 $1,437.53 $65,076.51
Aug, 2026 34 $295.56 $991.97 $150.00 $1,437.53 $63,934.54
Sep, 2026 35 $290.37 $997.16 $150.00 $1,437.53 $62,787.38
Oct, 2026 36 $285.16 $1,002.37 $150.00 $1,437.53 $61,635.02
Nov, 2026 37 $279.93 $1,007.60 $150.00 $1,437.53 $60,477.41
Dec, 2026 38 $274.67 $1,012.86 $150.00 $1,437.53 $59,314.56
Jan, 2027 39 $269.39 $1,018.14 $150.00 $1,437.53 $58,146.42
Feb, 2027 40 $264.08 $1,023.44 $150.00 $1,437.53 $56,972.97
Mar, 2027 41 $258.75 $1,028.77 $150.00 $1,437.53 $55,794.20
Apr, 2027 42 $253.40 $1,034.13 $150.00 $1,437.53 $54,610.07
May, 2027 43 $248.02 $1,039.51 $150.00 $1,437.53 $53,420.57
Jun, 2027 44 $242.62 $1,044.91 $150.00 $1,437.53 $52,225.66
Jul, 2027 45 $237.19 $1,050.33 $150.00 $1,437.53 $51,025.33
Aug, 2027 46 $231.74 $1,055.79 $150.00 $1,437.53 $49,819.54
Sep, 2027 47 $226.26 $1,061.26 $150.00 $1,437.53 $48,608.28
Oct, 2027 48 $220.76 $1,066.76 $150.00 $1,437.53 $47,391.51
Nov, 2027 49 $215.24 $1,072.29 $150.00 $1,437.53 $46,169.22
Dec, 2027 50 $209.69 $1,077.84 $150.00 $1,437.53 $44,941.38
Jan, 2028 51 $204.11 $1,083.42 $150.00 $1,437.53 $43,707.97
Feb, 2028 52 $198.51 $1,089.02 $150.00 $1,437.53 $42,468.95
Mar, 2028 53 $192.88 $1,094.65 $150.00 $1,437.53 $41,224.30
Apr, 2028 54 $187.23 $1,100.30 $150.00 $1,437.53 $39,974.00
May, 2028 55 $181.55 $1,105.98 $150.00 $1,437.53 $38,718.02
Jun, 2028 56 $175.84 $1,111.68 $150.00 $1,437.53 $37,456.34
Jul, 2028 57 $170.11 $1,117.41 $150.00 $1,437.53 $36,188.93
Aug, 2028 58 $164.36 $1,123.17 $150.00 $1,437.53 $34,915.76
Sep, 2028 59 $158.58 $1,128.95 $150.00 $1,437.53 $33,636.81
Oct, 2028 60 $152.77 $1,134.76 $150.00 $1,437.53 $32,352.05
Nov, 2028 61 $146.93 $1,140.59 $150.00 $1,437.53 $31,061.46
Dec, 2028 62 $141.07 $1,146.46 $150.00 $1,437.53 $29,765.01
Jan, 2029 63 $135.18 $1,152.34 $150.00 $1,437.53 $28,462.66
Feb, 2029 64 $129.27 $1,158.26 $150.00 $1,437.53 $27,154.40
Mar, 2029 65 $123.33 $1,164.20 $150.00 $1,437.53 $25,840.20
Apr, 2029 66 $117.36 $1,170.17 $150.00 $1,437.53 $24,520.04
May, 2029 67 $111.36 $1,176.16 $150.00 $1,437.53 $23,193.87
Jun, 2029 68 $105.34 $1,182.19 $150.00 $1,437.53 $21,861.68
Jul, 2029 69 $99.29 $1,188.24 $150.00 $1,437.53 $20,523.45
Aug, 2029 70 $93.21 $1,194.32 $150.00 $1,437.53 $19,179.13
Sep, 2029 71 $87.11 $1,200.42 $150.00 $1,437.53 $17,828.71
Oct, 2029 72 $80.97 $1,206.55 $150.00 $1,437.53 $16,472.16
Nov, 2029 73 $74.81 $1,212.71 $150.00 $1,437.53 $15,109.44
Dec, 2029 74 $68.62 $1,218.90 $150.00 $1,437.53 $13,740.54
Jan, 2030 75 $62.40 $1,225.12 $150.00 $1,437.53 $12,365.42
Feb, 2030 76 $56.16 $1,231.37 $150.00 $1,437.53 $10,984.05
Mar, 2030 77 $49.89 $1,237.64 $150.00 $1,437.53 $9,596.41
Apr, 2030 78 $43.58 $1,243.94 $150.00 $1,437.53 $8,202.47
May, 2030 79 $37.25 $1,250.27 $150.00 $1,437.53 $6,802.19
Jun, 2030 80 $30.89 $1,256.63 $150.00 $1,437.53 $5,395.56
Jul, 2030 81 $24.50 $1,263.02 $150.00 $1,437.53 $3,982.54
Aug, 2030 82 $18.09 $1,269.44 $150.00 $1,437.53 $2,563.10
Sep, 2030 83 $11.64 $1,275.89 $150.00 $1,437.53 $1,137.22
Oct, 2030 84 $5.16 $1,137.22 $0.00 $1,142.38 $0.00

Compare Monthly vs. Bi-weekly
Payment Frequency Monthly Bi-weekly
Payments / Year 12 26
Each Payment $1,437.53 $793.76
Total Extra Payments $12,450.00 $21,900.00
Total Interest $20,457.04 $16,235.72
Total Payment $120,457.04 $116,235.72
Total Savings $0 $4,221.32
Payoff Date Oct, 2030 Jul, 2029

Today's Home Equity Rates



Check Today's Mortgage Rates

Mortgage Calculators

Refinance Calculators

Early Mortgage Payoff Calculators

Real Estate Investment Calculators





Mortgage Related Calculators

Auto Loan Calculators

Loan Calculators

Savings & Investments Calculators

Credit Card Calculators

Mortgage Guide

Mortgage Calculator Widget

Mortgage Calculator | Amortization Schedule | Terms | Privacy | Disclaimer | Contact

©2023 Mortgage Calculator Excel