Monthly Payment on $20,000 Car Loan

How much is the monthly payment for a $20K car loan? - The monthly payment on $20,000 car loan with a 5 year term and a 5.25% interest is $379.72.

$20K Car Loan Calculator
Car Loan
Loan Terms	years
Interest Rate

$20K Car Loan Monthly Payment
Car Loan:	$20,000.00
Monthly Payment:	$379.72
Total # Of Payments:	60
Start Date:	Nov, 2025
Payoff Date:	Oct, 2030
Total Interest Paid:	$2,783.18
Total Payment:	$22,783.18

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The amortization schedule for $20K car loan is shown below.

Amortization Schedule for $20K Car Loan
Payment Date	Payment #	Interest Paid	Principal Paid	Total Payment	Remaining Balance
Nov, 2025	1	$87.50	$292.22	$379.72	$19,707.78
Dec, 2025	2	$86.22	$293.50	$379.72	$19,414.28
Jan, 2026	3	$84.94	$294.78	$379.72	$19,119.50
Feb, 2026	4	$83.65	$296.07	$379.72	$18,823.43
Mar, 2026	5	$82.35	$297.37	$379.72	$18,526.06
Apr, 2026	6	$81.05	$298.67	$379.72	$18,227.39
May, 2026	7	$79.74	$299.97	$379.72	$17,927.42
Jun, 2026	8	$78.43	$301.29	$379.72	$17,626.13
Jul, 2026	9	$77.11	$302.61	$379.72	$17,323.53
Aug, 2026	10	$75.79	$303.93	$379.72	$17,019.60
Sep, 2026	11	$74.46	$305.26	$379.72	$16,714.34
Oct, 2026	12	$73.13	$306.59	$379.72	$16,407.74
Nov, 2026	13	$71.78	$307.94	$379.72	$16,099.81
Dec, 2026	14	$70.44	$309.28	$379.72	$15,790.52
Jan, 2027	15	$69.08	$310.64	$379.72	$15,479.89
Feb, 2027	16	$67.72	$312.00	$379.72	$15,167.89
Mar, 2027	17	$66.36	$313.36	$379.72	$14,854.53
Apr, 2027	18	$64.99	$314.73	$379.72	$14,539.80
May, 2027	19	$63.61	$316.11	$379.72	$14,223.69
Jun, 2027	20	$62.23	$317.49	$379.72	$13,906.20
Jul, 2027	21	$60.84	$318.88	$379.72	$13,587.32
Aug, 2027	22	$59.44	$320.28	$379.72	$13,267.05
Sep, 2027	23	$58.04	$321.68	$379.72	$12,945.37
Oct, 2027	24	$56.64	$323.08	$379.72	$12,622.29
Nov, 2027	25	$55.22	$324.50	$379.72	$12,297.79
Dec, 2027	26	$53.80	$325.92	$379.72	$11,971.87
Jan, 2028	27	$52.38	$327.34	$379.72	$11,644.53
Feb, 2028	28	$50.94	$328.77	$379.72	$11,315.76
Mar, 2028	29	$49.51	$330.21	$379.72	$10,985.54
Apr, 2028	30	$48.06	$331.66	$379.72	$10,653.88
May, 2028	31	$46.61	$333.11	$379.72	$10,320.78
Jun, 2028	32	$45.15	$334.57	$379.72	$9,986.21
Jul, 2028	33	$43.69	$336.03	$379.72	$9,650.18
Aug, 2028	34	$42.22	$337.50	$379.72	$9,312.68
Sep, 2028	35	$40.74	$338.98	$379.72	$8,973.70
Oct, 2028	36	$39.26	$340.46	$379.72	$8,633.24
Nov, 2028	37	$37.77	$341.95	$379.72	$8,291.29
Dec, 2028	38	$36.27	$343.45	$379.72	$7,947.85
Jan, 2029	39	$34.77	$344.95	$379.72	$7,602.90
Feb, 2029	40	$33.26	$346.46	$379.72	$7,256.44
Mar, 2029	41	$31.75	$347.97	$379.72	$6,908.47
Apr, 2029	42	$30.22	$349.50	$379.72	$6,558.98
May, 2029	43	$28.70	$351.02	$379.72	$6,207.95
Jun, 2029	44	$27.16	$352.56	$379.72	$5,855.39
Jul, 2029	45	$25.62	$354.10	$379.72	$5,501.29
Aug, 2029	46	$24.07	$355.65	$379.72	$5,145.64
Sep, 2029	47	$22.51	$357.21	$379.72	$4,788.43
Oct, 2029	48	$20.95	$358.77	$379.72	$4,429.66
Nov, 2029	49	$19.38	$360.34	$379.72	$4,069.32
Dec, 2029	50	$17.80	$361.92	$379.72	$3,707.40
Jan, 2030	51	$16.22	$363.50	$379.72	$3,343.90
Feb, 2030	52	$14.63	$365.09	$379.72	$2,978.81
Mar, 2030	53	$13.03	$366.69	$379.72	$2,612.13
Apr, 2030	54	$11.43	$368.29	$379.72	$2,243.83
May, 2030	55	$9.82	$369.90	$379.72	$1,873.93
Jun, 2030	56	$8.20	$371.52	$379.72	$1,502.41
Jul, 2030	57	$6.57	$373.15	$379.72	$1,129.26
Aug, 2030	58	$4.94	$374.78	$379.72	$754.48
Sep, 2030	59	$3.30	$376.42	$379.72	$378.07
Oct, 2030	60	$1.65	$378.07	$379.72	$0.00

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$20,000 Car Payment

The monthly payment for a $20,000 car loan is $379.72. The $20,000 car payment amortization schedule shows how much you have to pay each month, and how much interest and principal you are paying.

With the amortization schedule for a $20,000 car loan, borrowers can easily see that at the beginning of the car loan, the majority of the $379.72 monthly payments are for interest payment and little towards paying down the principal. After many months of payments, the principal and interest payments will get closer for each payment. Eventually, borrowers will be paying more in principal than interest on their car payment.

How much is a $20K car loan?

The monthly payments for a $20K car loan are $379.72 and $2,783.18 in total interest payments on a 5 year term with a 5.25% interest rate. Following is a table that shows the monthly car payments for $20,000 over various terms with different interest rates.

Monthly Car Payment on $20K
Loan Amount	Interest Rate	3 Year	4 Year	5 Year	6 Year	7 Year
$20,000	0.05%	$555.98	$417.09	$333.76	$278.20	$238.52
$20,000	0.1%	$556.41	$417.52	$334.18	$278.62	$238.94
$20,000	0.15%	$556.84	$417.94	$334.61	$279.05	$239.36
$20,000	0.2%	$557.27	$418.37	$335.03	$279.47	$239.79
$20,000	0.25%	$557.70	$418.80	$335.46	$279.90	$240.21
$20,000	0.3%	$558.13	$419.22	$335.88	$280.32	$240.63
$20,000	0.35%	$558.56	$419.65	$336.31	$280.75	$241.06
$20,000	0.4%	$558.99	$420.08	$336.73	$281.17	$241.48
$20,000	0.45%	$559.42	$420.51	$337.16	$281.60	$241.91
$20,000	0.5%	$559.85	$420.93	$337.59	$282.02	$242.34
$20,000	0.55%	$560.28	$421.36	$338.01	$282.45	$242.76
$20,000	0.6%	$560.71	$421.79	$338.44	$282.88	$243.19
$20,000	0.65%	$561.14	$422.22	$338.87	$283.30	$243.62
$20,000	0.7%	$561.57	$422.65	$339.30	$283.73	$244.05
$20,000	0.75%	$562.00	$423.08	$339.73	$284.16	$244.47
$20,000	0.8%	$562.43	$423.51	$340.16	$284.59	$244.90
$20,000	0.85%	$562.87	$423.94	$340.58	$285.02	$245.33
$20,000	0.9%	$563.30	$424.37	$341.01	$285.45	$245.76
$20,000	0.95%	$563.73	$424.80	$341.44	$285.88	$246.19
$20,000	1%	$564.16	$425.23	$341.87	$286.31	$246.62
$20,000	1.05%	$564.59	$425.66	$342.31	$286.74	$247.06
$20,000	1.1%	$565.03	$426.09	$342.74	$287.17	$247.49
$20,000	1.15%	$565.46	$426.52	$343.17	$287.60	$247.92
$20,000	1.2%	$565.89	$426.95	$343.60	$288.04	$248.35
$20,000	1.25%	$566.33	$427.39	$344.03	$288.47	$248.79
$20,000	1.3%	$566.76	$427.82	$344.46	$288.90	$249.22
$20,000	1.35%	$567.19	$428.25	$344.90	$289.34	$249.66
$20,000	1.4%	$567.63	$428.69	$345.33	$289.77	$250.09
$20,000	1.45%	$568.06	$429.12	$345.76	$290.20	$250.53
$20,000	1.5%	$568.50	$429.55	$346.20	$290.64	$250.96
$20,000	1.55%	$568.93	$429.99	$346.63	$291.07	$251.40
$20,000	1.6%	$569.37	$430.42	$347.07	$291.51	$251.84
$20,000	1.65%	$569.80	$430.85	$347.50	$291.95	$252.27
$20,000	1.7%	$570.24	$431.29	$347.94	$292.38	$252.71
$20,000	1.75%	$570.67	$431.72	$348.37	$292.82	$253.15
$20,000	1.8%	$571.11	$432.16	$348.81	$293.26	$253.59
$20,000	1.85%	$571.54	$432.59	$349.24	$293.69	$254.03
$20,000	1.9%	$571.98	$433.03	$349.68	$294.13	$254.47
$20,000	1.95%	$572.42	$433.47	$350.12	$294.57	$254.91
$20,000	2%	$572.85	$433.90	$350.56	$295.01	$255.35
$20,000	2.05%	$573.29	$434.34	$350.99	$295.45	$255.79
$20,000	2.1%	$573.73	$434.78	$351.43	$295.89	$256.23
$20,000	2.15%	$574.16	$435.21	$351.87	$296.33	$256.67
$20,000	2.2%	$574.60	$435.65	$352.31	$296.77	$257.12
$20,000	2.25%	$575.04	$436.09	$352.75	$297.21	$257.56
$20,000	2.3%	$575.47	$436.53	$353.19	$297.65	$258.00
$20,000	2.35%	$575.91	$436.96	$353.63	$298.09	$258.45
$20,000	2.4%	$576.35	$437.40	$354.07	$298.53	$258.89
$20,000	2.45%	$576.79	$437.84	$354.51	$298.98	$259.34
$20,000	2.5%	$577.23	$438.28	$354.95	$299.42	$259.78
$20,000	2.55%	$577.67	$438.72	$355.39	$299.86	$260.23
$20,000	2.6%	$578.11	$439.16	$355.83	$300.31	$260.68
$20,000	2.65%	$578.54	$439.60	$356.27	$300.75	$261.12
$20,000	2.7%	$578.98	$440.04	$356.71	$301.20	$261.57
$20,000	2.75%	$579.42	$440.48	$357.16	$301.64	$262.02
$20,000	2.8%	$579.86	$440.92	$357.60	$302.09	$262.47
$20,000	2.85%	$580.30	$441.36	$358.04	$302.53	$262.92
$20,000	2.9%	$580.74	$441.80	$358.49	$302.98	$263.37
$20,000	2.95%	$581.18	$442.24	$358.93	$303.43	$263.82
$20,000	3%	$581.62	$442.69	$359.37	$303.87	$264.27
$20,000	3.05%	$582.07	$443.13	$359.82	$304.32	$264.72
$20,000	3.1%	$582.51	$443.57	$360.26	$304.77	$265.17
$20,000	3.15%	$582.95	$444.01	$360.71	$305.22	$265.62
$20,000	3.2%	$583.39	$444.46	$361.15	$305.67	$266.07
$20,000	3.25%	$583.83	$444.90	$361.60	$306.12	$266.53
$20,000	3.3%	$584.27	$445.34	$362.05	$306.57	$266.98
$20,000	3.35%	$584.71	$445.79	$362.49	$307.02	$267.43
$20,000	3.4%	$585.16	$446.23	$362.94	$307.47	$267.89
$20,000	3.45%	$585.60	$446.68	$363.39	$307.92	$268.34
$20,000	3.5%	$586.04	$447.12	$363.83	$308.37	$268.80
$20,000	3.55%	$586.48	$447.56	$364.28	$308.82	$269.25
$20,000	3.6%	$586.93	$448.01	$364.73	$309.27	$269.71
$20,000	3.65%	$587.37	$448.46	$365.18	$309.72	$270.17
$20,000	3.7%	$587.81	$448.90	$365.63	$310.18	$270.62
$20,000	3.75%	$588.26	$449.35	$366.08	$310.63	$271.08
$20,000	3.8%	$588.70	$449.79	$366.53	$311.08	$271.54
$20,000	3.85%	$589.15	$450.24	$366.98	$311.54	$272.00
$20,000	3.9%	$589.59	$450.69	$367.43	$311.99	$272.46
$20,000	3.95%	$590.03	$451.13	$367.88	$312.45	$272.92
$20,000	4%	$590.48	$451.58	$368.33	$312.90	$273.38
$20,000	4.05%	$590.92	$452.03	$368.78	$313.36	$273.84
$20,000	4.1%	$591.37	$452.48	$369.23	$313.82	$274.30
$20,000	4.15%	$591.82	$452.92	$369.69	$314.27	$274.76
$20,000	4.2%	$592.26	$453.37	$370.14	$314.73	$275.22
$20,000	4.25%	$592.71	$453.82	$370.59	$315.19	$275.68
$20,000	4.3%	$593.15	$454.27	$371.04	$315.64	$276.15
$20,000	4.35%	$593.60	$454.72	$371.50	$316.10	$276.61
$20,000	4.4%	$594.05	$455.17	$371.95	$316.56	$277.07
$20,000	4.45%	$594.49	$455.62	$372.41	$317.02	$277.54
$20,000	4.5%	$594.94	$456.07	$372.86	$317.48	$278.00
$20,000	4.55%	$595.39	$456.52	$373.32	$317.94	$278.47
$20,000	4.6%	$595.83	$456.97	$373.77	$318.40	$278.93
$20,000	4.65%	$596.28	$457.42	$374.23	$318.86	$279.40
$20,000	4.7%	$596.73	$457.87	$374.68	$319.32	$279.87
$20,000	4.75%	$597.18	$458.32	$375.14	$319.78	$280.33
$20,000	4.8%	$597.62	$458.78	$375.59	$320.25	$280.80
$20,000	4.85%	$598.07	$459.23	$376.05	$320.71	$281.27
$20,000	4.9%	$598.52	$459.68	$376.51	$321.17	$281.74
$20,000	4.95%	$598.97	$460.13	$376.97	$321.63	$282.21
$20,000	5%	$599.42	$460.59	$377.42	$322.10	$282.68
$20,000	5.05%	$599.87	$461.04	$377.88	$322.56	$283.15
$20,000	5.1%	$600.32	$461.49	$378.34	$323.03	$283.62
$20,000	5.15%	$600.77	$461.95	$378.80	$323.49	$284.09
$20,000	5.2%	$601.22	$462.40	$379.26	$323.96	$284.56
$20,000	5.25%	$601.67	$462.85	$379.72	$324.42	$285.03
$20,000	5.3%	$602.12	$463.31	$380.18	$324.89	$285.51
$20,000	5.35%	$602.57	$463.76	$380.64	$325.36	$285.98
$20,000	5.4%	$603.02	$464.22	$381.10	$325.82	$286.45
$20,000	5.45%	$603.47	$464.67	$381.56	$326.29	$286.93
$20,000	5.5%	$603.92	$465.13	$382.02	$326.76	$287.40
$20,000	5.55%	$604.37	$465.59	$382.48	$327.23	$287.88
$20,000	5.6%	$604.82	$466.04	$382.95	$327.69	$288.35
$20,000	5.65%	$605.27	$466.50	$383.41	$328.16	$288.83
$20,000	5.7%	$605.72	$466.95	$383.87	$328.63	$289.30
$20,000	5.75%	$606.18	$467.41	$384.34	$329.10	$289.78
$20,000	5.8%	$606.63	$467.87	$384.80	$329.57	$290.26
$20,000	5.85%	$607.08	$468.33	$385.26	$330.04	$290.74
$20,000	5.9%	$607.53	$468.78	$385.73	$330.51	$291.21
$20,000	5.95%	$607.99	$469.24	$386.19	$330.99	$291.69
$20,000	6%	$608.44	$469.70	$386.66	$331.46	$292.17
$20,000	6.05%	$608.89	$470.16	$387.12	$331.93	$292.65
$20,000	6.1%	$609.35	$470.62	$387.59	$332.40	$293.13
$20,000	6.15%	$609.80	$471.08	$388.05	$332.88	$293.61
$20,000	6.2%	$610.25	$471.54	$388.52	$333.35	$294.09
$20,000	6.25%	$610.71	$472.00	$388.99	$333.82	$294.57
$20,000	6.3%	$611.16	$472.46	$389.45	$334.30	$295.06
$20,000	6.35%	$611.62	$472.92	$389.92	$334.77	$295.54
$20,000	6.4%	$612.07	$473.38	$390.39	$335.25	$296.02
$20,000	6.45%	$612.53	$473.84	$390.85	$335.72	$296.50
$20,000	6.5%	$612.98	$474.30	$391.32	$336.20	$296.99
$20,000	6.55%	$613.44	$474.76	$391.79	$336.67	$297.47
$20,000	6.6%	$613.89	$475.22	$392.26	$337.15	$297.96
$20,000	6.65%	$614.35	$475.68	$392.73	$337.63	$298.44
$20,000	6.7%	$614.80	$476.15	$393.20	$338.11	$298.93
$20,000	6.75%	$615.26	$476.61	$393.67	$338.58	$299.42
$20,000	6.8%	$615.71	$477.07	$394.14	$339.06	$299.90
$20,000	6.85%	$616.17	$477.53	$394.61	$339.54	$300.39
$20,000	6.9%	$616.63	$478.00	$395.08	$340.02	$300.88
$20,000	6.95%	$617.08	$478.46	$395.55	$340.50	$301.36
$20,000	7%	$617.54	$478.92	$396.02	$340.98	$301.85
$20,000	7.05%	$618.00	$479.39	$396.50	$341.46	$302.34
$20,000	7.1%	$618.46	$479.85	$396.97	$341.94	$302.83
$20,000	7.15%	$618.91	$480.32	$397.44	$342.42	$303.32
$20,000	7.2%	$619.37	$480.78	$397.91	$342.90	$303.81
$20,000	7.25%	$619.83	$481.25	$398.39	$343.39	$304.30
$20,000	7.3%	$620.29	$481.71	$398.86	$343.87	$304.80
$20,000	7.35%	$620.75	$482.18	$399.33	$344.35	$305.29
$20,000	7.4%	$621.21	$482.65	$399.81	$344.83	$305.78
$20,000	7.45%	$621.67	$483.11	$400.28	$345.32	$306.27
$20,000	7.5%	$622.12	$483.58	$400.76	$345.80	$306.77
$20,000	7.55%	$622.58	$484.04	$401.23	$346.29	$307.26
$20,000	7.6%	$623.04	$484.51	$401.71	$346.77	$307.75
$20,000	7.65%	$623.50	$484.98	$402.19	$347.26	$308.25
$20,000	7.7%	$623.96	$485.45	$402.66	$347.74	$308.74
$20,000	7.75%	$624.42	$485.91	$403.14	$348.23	$309.24
$20,000	7.8%	$624.88	$486.38	$403.62	$348.71	$309.74
$20,000	7.85%	$625.34	$486.85	$404.09	$349.20	$310.23
$20,000	7.9%	$625.81	$487.32	$404.57	$349.69	$310.73
$20,000	7.95%	$626.27	$487.79	$405.05	$350.18	$311.23
$20,000	8%	$626.73	$488.26	$405.53	$350.66	$311.72
$20,000	8.05%	$627.19	$488.73	$406.01	$351.15	$312.22
$20,000	8.1%	$627.65	$489.20	$406.49	$351.64	$312.72
$20,000	8.15%	$628.11	$489.67	$406.97	$352.13	$313.22
$20,000	8.2%	$628.57	$490.14	$407.44	$352.62	$313.72
$20,000	8.25%	$629.04	$490.61	$407.93	$353.11	$314.22
$20,000	8.3%	$629.50	$491.08	$408.41	$353.60	$314.72
$20,000	8.35%	$629.96	$491.55	$408.89	$354.09	$315.22
$20,000	8.4%	$630.42	$492.02	$409.37	$354.58	$315.72
$20,000	8.45%	$630.89	$492.49	$409.85	$355.08	$316.23
$20,000	8.5%	$631.35	$492.97	$410.33	$355.57	$316.73
$20,000	8.55%	$631.81	$493.44	$410.81	$356.06	$317.23
$20,000	8.6%	$632.28	$493.91	$411.30	$356.55	$317.74
$20,000	8.65%	$632.74	$494.38	$411.78	$357.05	$318.24
$20,000	8.7%	$633.21	$494.86	$412.26	$357.54	$318.74
$20,000	8.75%	$633.67	$495.33	$412.74	$358.03	$319.25
$20,000	8.8%	$634.13	$495.80	$413.23	$358.53	$319.76
$20,000	8.85%	$634.60	$496.28	$413.71	$359.02	$320.26
$20,000	8.9%	$635.06	$496.75	$414.20	$359.52	$320.77
$20,000	8.95%	$635.53	$497.23	$414.68	$360.01	$321.27
$20,000	9%	$635.99	$497.70	$415.17	$360.51	$321.78
$20,000	9.05%	$636.46	$498.18	$415.65	$361.01	$322.29
$20,000	9.1%	$636.93	$498.65	$416.14	$361.50	$322.80
$20,000	9.15%	$637.39	$499.13	$416.62	$362.00	$323.31
$20,000	9.2%	$637.86	$499.60	$417.11	$362.50	$323.82
$20,000	9.25%	$638.32	$500.08	$417.60	$363.00	$324.32
$20,000	9.3%	$638.79	$500.55	$418.09	$363.50	$324.83
$20,000	9.35%	$639.26	$501.03	$418.57	$363.99	$325.35
$20,000	9.4%	$639.72	$501.51	$419.06	$364.49	$325.86
$20,000	9.45%	$640.19	$501.99	$419.55	$364.99	$326.37
$20,000	9.5%	$640.66	$502.46	$420.04	$365.49	$326.88
$20,000	9.55%	$641.13	$502.94	$420.53	$365.99	$327.39
$20,000	9.6%	$641.59	$503.42	$421.02	$366.50	$327.90
$20,000	9.65%	$642.06	$503.90	$421.50	$367.00	$328.42
$20,000	9.7%	$642.53	$504.38	$421.99	$367.50	$328.93
$20,000	9.75%	$643.00	$504.85	$422.48	$368.00	$329.45
$20,000	9.8%	$643.47	$505.33	$422.98	$368.50	$329.96
$20,000	9.85%	$643.94	$505.81	$423.47	$369.01	$330.48
$20,000	9.9%	$644.41	$506.29	$423.96	$369.51	$330.99
$20,000	9.95%	$644.87	$506.77	$424.45	$370.01	$331.51

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