Mortgage Points Break Even Calculator

Mortgage Points Break Even Calculator to calculate when you can break even by buying discount points for your mortgage.

Cost of Mortgage Points	$7,000.00
Break Even Point:	62 months
Break Even Year:	5.2 years

Payment Date	Payment #	Interest Paid	Principal Paid	Total Payment	Remaining Balance
Mortgage Points Calculator Results
Monthly Payment Without Points:			$2,177.82
Monthly Payment With Points:			$2,064.79
Payoff Date:			May, 2053
Discount points cost:			$7,000.00
Interest Savings:			$40,691.41
Total Savings:			$33,691.41
Break Even Point:			62 months
Break Even Year:			5.2 years
Amortization Schedule Without Discount Points
Jun, 2023	1	$1,852.08	$325.74	$2,177.82	$349,674.26
Jul, 2023	2	$1,850.36	$327.47	$2,177.82	$349,346.79
Aug, 2023	3	$1,848.63	$329.20	$2,177.82	$349,017.59
Sep, 2023	4	$1,846.88	$330.94	$2,177.82	$348,686.65
Oct, 2023	5	$1,845.13	$332.69	$2,177.82	$348,353.96
Nov, 2023	6	$1,843.37	$334.45	$2,177.82	$348,019.51
Dec, 2023	7	$1,841.60	$336.22	$2,177.82	$347,683.29
Jan, 2024	8	$1,839.82	$338.00	$2,177.82	$347,345.29
Feb, 2024	9	$1,838.04	$339.79	$2,177.82	$347,005.50
Mar, 2024	10	$1,836.24	$341.59	$2,177.82	$346,663.91
Apr, 2024	11	$1,834.43	$343.40	$2,177.82	$346,320.52
May, 2024	12	$1,832.61	$345.21	$2,177.82	$345,975.30
Jun, 2024	13	$1,830.79	$347.04	$2,177.82	$345,628.27
Jul, 2024	14	$1,828.95	$348.88	$2,177.82	$345,279.39
Aug, 2024	15	$1,827.10	$350.72	$2,177.82	$344,928.67
Sep, 2024	16	$1,825.25	$352.58	$2,177.82	$344,576.09
Oct, 2024	17	$1,823.38	$354.44	$2,177.82	$344,221.65
Nov, 2024	18	$1,821.51	$356.32	$2,177.82	$343,865.33
Dec, 2024	19	$1,819.62	$358.20	$2,177.82	$343,507.12
Jan, 2025	20	$1,817.73	$360.10	$2,177.82	$343,147.03
Feb, 2025	21	$1,815.82	$362.01	$2,177.82	$342,785.02
Mar, 2025	22	$1,813.90	$363.92	$2,177.82	$342,421.10
Apr, 2025	23	$1,811.98	$365.85	$2,177.82	$342,055.25
May, 2025	24	$1,810.04	$367.78	$2,177.82	$341,687.47
Jun, 2025	25	$1,808.10	$369.73	$2,177.82	$341,317.74
Jul, 2025	26	$1,806.14	$371.69	$2,177.82	$340,946.06
Aug, 2025	27	$1,804.17	$373.65	$2,177.82	$340,572.40
Sep, 2025	28	$1,802.20	$375.63	$2,177.82	$340,196.77
Oct, 2025	29	$1,800.21	$377.62	$2,177.82	$339,819.16
Nov, 2025	30	$1,798.21	$379.62	$2,177.82	$339,439.54
Dec, 2025	31	$1,796.20	$381.62	$2,177.82	$339,057.92
Jan, 2026	32	$1,794.18	$383.64	$2,177.82	$338,674.27
Feb, 2026	33	$1,792.15	$385.67	$2,177.82	$338,288.60
Mar, 2026	34	$1,790.11	$387.71	$2,177.82	$337,900.89
Apr, 2026	35	$1,788.06	$389.77	$2,177.82	$337,511.12
May, 2026	36	$1,786.00	$391.83	$2,177.82	$337,119.29
Jun, 2026	37	$1,783.92	$393.90	$2,177.82	$336,725.39
Jul, 2026	38	$1,781.84	$395.99	$2,177.82	$336,329.40
Aug, 2026	39	$1,779.74	$398.08	$2,177.82	$335,931.32
Sep, 2026	40	$1,777.64	$400.19	$2,177.82	$335,531.13
Oct, 2026	41	$1,775.52	$402.31	$2,177.82	$335,128.83
Nov, 2026	42	$1,773.39	$404.43	$2,177.82	$334,724.39
Dec, 2026	43	$1,771.25	$406.58	$2,177.82	$334,317.82
Jan, 2027	44	$1,769.10	$408.73	$2,177.82	$333,909.09
Feb, 2027	45	$1,766.94	$410.89	$2,177.82	$333,498.20
Mar, 2027	46	$1,764.76	$413.06	$2,177.82	$333,085.14
Apr, 2027	47	$1,762.58	$415.25	$2,177.82	$332,669.89
May, 2027	48	$1,760.38	$417.45	$2,177.82	$332,252.44
Jun, 2027	49	$1,758.17	$419.66	$2,177.82	$331,832.79
Jul, 2027	50	$1,755.95	$421.88	$2,177.82	$331,410.91
Aug, 2027	51	$1,753.72	$424.11	$2,177.82	$330,986.80
Sep, 2027	52	$1,751.47	$426.35	$2,177.82	$330,560.45
Oct, 2027	53	$1,749.22	$428.61	$2,177.82	$330,131.84
Nov, 2027	54	$1,746.95	$430.88	$2,177.82	$329,700.96
Dec, 2027	55	$1,744.67	$433.16	$2,177.82	$329,267.80
Jan, 2028	56	$1,742.38	$435.45	$2,177.82	$328,832.35
Feb, 2028	57	$1,740.07	$437.75	$2,177.82	$328,394.60
Mar, 2028	58	$1,737.75	$440.07	$2,177.82	$327,954.53
Apr, 2028	59	$1,735.43	$442.40	$2,177.82	$327,512.13
May, 2028	60	$1,733.09	$444.74	$2,177.82	$327,067.39
Jun, 2028	61	$1,730.73	$447.09	$2,177.82	$326,620.30
Jul, 2028	62	$1,728.37	$449.46	$2,177.82	$326,170.84
Aug, 2028	63	$1,725.99	$451.84	$2,177.82	$325,719.00
Sep, 2028	64	$1,723.60	$454.23	$2,177.82	$325,264.77
Oct, 2028	65	$1,721.19	$456.63	$2,177.82	$324,808.14
Nov, 2028	66	$1,718.78	$459.05	$2,177.82	$324,349.09
Dec, 2028	67	$1,716.35	$461.48	$2,177.82	$323,887.61
Jan, 2029	68	$1,713.91	$463.92	$2,177.82	$323,423.69
Feb, 2029	69	$1,711.45	$466.37	$2,177.82	$322,957.32
Mar, 2029	70	$1,708.98	$468.84	$2,177.82	$322,488.48
Apr, 2029	71	$1,706.50	$471.32	$2,177.82	$322,017.15
May, 2029	72	$1,704.01	$473.82	$2,177.82	$321,543.34
Jun, 2029	73	$1,701.50	$476.32	$2,177.82	$321,067.01
Jul, 2029	74	$1,698.98	$478.85	$2,177.82	$320,588.16
Aug, 2029	75	$1,696.45	$481.38	$2,177.82	$320,106.79
Sep, 2029	76	$1,693.90	$483.93	$2,177.82	$319,622.86
Oct, 2029	77	$1,691.34	$486.49	$2,177.82	$319,136.37
Nov, 2029	78	$1,688.76	$489.06	$2,177.82	$318,647.31
Dec, 2029	79	$1,686.18	$491.65	$2,177.82	$318,155.66
Jan, 2030	80	$1,683.57	$494.25	$2,177.82	$317,661.41
Feb, 2030	81	$1,680.96	$496.87	$2,177.82	$317,164.54
Mar, 2030	82	$1,678.33	$499.50	$2,177.82	$316,665.05
Apr, 2030	83	$1,675.69	$502.14	$2,177.82	$316,162.91
May, 2030	84	$1,673.03	$504.80	$2,177.82	$315,658.11
Jun, 2030	85	$1,670.36	$507.47	$2,177.82	$315,150.64
Jul, 2030	86	$1,667.67	$510.15	$2,177.82	$314,640.49
Aug, 2030	87	$1,664.97	$512.85	$2,177.82	$314,127.64
Sep, 2030	88	$1,662.26	$515.57	$2,177.82	$313,612.07
Oct, 2030	89	$1,659.53	$518.29	$2,177.82	$313,093.78
Nov, 2030	90	$1,656.79	$521.04	$2,177.82	$312,572.74
Dec, 2030	91	$1,654.03	$523.79	$2,177.82	$312,048.95
Jan, 2031	92	$1,651.26	$526.57	$2,177.82	$311,522.38
Feb, 2031	93	$1,648.47	$529.35	$2,177.82	$310,993.03
Mar, 2031	94	$1,645.67	$532.15	$2,177.82	$310,460.87
Apr, 2031	95	$1,642.86	$534.97	$2,177.82	$309,925.91
May, 2031	96	$1,640.02	$537.80	$2,177.82	$309,388.10
Jun, 2031	97	$1,637.18	$540.65	$2,177.82	$308,847.46
Jul, 2031	98	$1,634.32	$543.51	$2,177.82	$308,303.95
Aug, 2031	99	$1,631.44	$546.38	$2,177.82	$307,757.57
Sep, 2031	100	$1,628.55	$549.27	$2,177.82	$307,208.29
Oct, 2031	101	$1,625.64	$552.18	$2,177.82	$306,656.11
Nov, 2031	102	$1,622.72	$555.10	$2,177.82	$306,101.01
Dec, 2031	103	$1,619.78	$558.04	$2,177.82	$305,542.97
Jan, 2032	104	$1,616.83	$560.99	$2,177.82	$304,981.98
Feb, 2032	105	$1,613.86	$563.96	$2,177.82	$304,418.01
Mar, 2032	106	$1,610.88	$566.95	$2,177.82	$303,851.07
Apr, 2032	107	$1,607.88	$569.95	$2,177.82	$303,281.12
May, 2032	108	$1,604.86	$572.96	$2,177.82	$302,708.16
Jun, 2032	109	$1,601.83	$575.99	$2,177.82	$302,132.16
Jul, 2032	110	$1,598.78	$579.04	$2,177.82	$301,553.12
Aug, 2032	111	$1,595.72	$582.11	$2,177.82	$300,971.02
Sep, 2032	112	$1,592.64	$585.19	$2,177.82	$300,385.83
Oct, 2032	113	$1,589.54	$588.28	$2,177.82	$299,797.55
Nov, 2032	114	$1,586.43	$591.40	$2,177.82	$299,206.15
Dec, 2032	115	$1,583.30	$594.53	$2,177.82	$298,611.62
Jan, 2033	116	$1,580.15	$597.67	$2,177.82	$298,013.95
Feb, 2033	117	$1,576.99	$600.83	$2,177.82	$297,413.12
Mar, 2033	118	$1,573.81	$604.01	$2,177.82	$296,809.10
Apr, 2033	119	$1,570.61	$607.21	$2,177.82	$296,201.89
May, 2033	120	$1,567.40	$610.42	$2,177.82	$295,591.47
Jun, 2033	121	$1,564.17	$613.65	$2,177.82	$294,977.82
Jul, 2033	122	$1,560.92	$616.90	$2,177.82	$294,360.92
Aug, 2033	123	$1,557.66	$620.17	$2,177.82	$293,740.75
Sep, 2033	124	$1,554.38	$623.45	$2,177.82	$293,117.30
Oct, 2033	125	$1,551.08	$626.75	$2,177.82	$292,490.56
Nov, 2033	126	$1,547.76	$630.06	$2,177.82	$291,860.50
Dec, 2033	127	$1,544.43	$633.40	$2,177.82	$291,227.10
Jan, 2034	128	$1,541.08	$636.75	$2,177.82	$290,590.35
Feb, 2034	129	$1,537.71	$640.12	$2,177.82	$289,950.23
Mar, 2034	130	$1,534.32	$643.50	$2,177.82	$289,306.73
Apr, 2034	131	$1,530.91	$646.91	$2,177.82	$288,659.82
May, 2034	132	$1,527.49	$650.33	$2,177.82	$288,009.48
Jun, 2034	133	$1,524.05	$653.77	$2,177.82	$287,355.71
Jul, 2034	134	$1,520.59	$657.23	$2,177.82	$286,698.48
Aug, 2034	135	$1,517.11	$660.71	$2,177.82	$286,037.76
Sep, 2034	136	$1,513.62	$664.21	$2,177.82	$285,373.55
Oct, 2034	137	$1,510.10	$667.72	$2,177.82	$284,705.83
Nov, 2034	138	$1,506.57	$671.26	$2,177.82	$284,034.58
Dec, 2034	139	$1,503.02	$674.81	$2,177.82	$283,359.77
Jan, 2035	140	$1,499.45	$678.38	$2,177.82	$282,681.39
Feb, 2035	141	$1,495.86	$681.97	$2,177.82	$281,999.42
Mar, 2035	142	$1,492.25	$685.58	$2,177.82	$281,313.84
Apr, 2035	143	$1,488.62	$689.21	$2,177.82	$280,624.63
May, 2035	144	$1,484.97	$692.85	$2,177.82	$279,931.78
Jun, 2035	145	$1,481.31	$696.52	$2,177.82	$279,235.26
Jul, 2035	146	$1,477.62	$700.21	$2,177.82	$278,535.06
Aug, 2035	147	$1,473.91	$703.91	$2,177.82	$277,831.15
Sep, 2035	148	$1,470.19	$707.64	$2,177.82	$277,123.51
Oct, 2035	149	$1,466.45	$711.38	$2,177.82	$276,412.13
Nov, 2035	150	$1,462.68	$715.14	$2,177.82	$275,696.99
Dec, 2035	151	$1,458.90	$718.93	$2,177.82	$274,978.06
Jan, 2036	152	$1,455.09	$722.73	$2,177.82	$274,255.33
Feb, 2036	153	$1,451.27	$726.56	$2,177.82	$273,528.77
Mar, 2036	154	$1,447.42	$730.40	$2,177.82	$272,798.37
Apr, 2036	155	$1,443.56	$734.27	$2,177.82	$272,064.10
May, 2036	156	$1,439.67	$738.15	$2,177.82	$271,325.95
Jun, 2036	157	$1,435.77	$742.06	$2,177.82	$270,583.89
Jul, 2036	158	$1,431.84	$745.99	$2,177.82	$269,837.90
Aug, 2036	159	$1,427.89	$749.93	$2,177.82	$269,087.97
Sep, 2036	160	$1,423.92	$753.90	$2,177.82	$268,334.07
Oct, 2036	161	$1,419.93	$757.89	$2,177.82	$267,576.18
Nov, 2036	162	$1,415.92	$761.90	$2,177.82	$266,814.28
Dec, 2036	163	$1,411.89	$765.93	$2,177.82	$266,048.35
Jan, 2037	164	$1,407.84	$769.99	$2,177.82	$265,278.36
Feb, 2037	165	$1,403.76	$774.06	$2,177.82	$264,504.30
Mar, 2037	166	$1,399.67	$778.16	$2,177.82	$263,726.14
Apr, 2037	167	$1,395.55	$782.27	$2,177.82	$262,943.87
May, 2037	168	$1,391.41	$786.41	$2,177.82	$262,157.46
Jun, 2037	169	$1,387.25	$790.58	$2,177.82	$261,366.88
Jul, 2037	170	$1,383.07	$794.76	$2,177.82	$260,572.12
Aug, 2037	171	$1,378.86	$798.96	$2,177.82	$259,773.16
Sep, 2037	172	$1,374.63	$803.19	$2,177.82	$258,969.97
Oct, 2037	173	$1,370.38	$807.44	$2,177.82	$258,162.52
Nov, 2037	174	$1,366.11	$811.71	$2,177.82	$257,350.81
Dec, 2037	175	$1,361.81	$816.01	$2,177.82	$256,534.80
Jan, 2038	176	$1,357.50	$820.33	$2,177.82	$255,714.47
Feb, 2038	177	$1,353.16	$824.67	$2,177.82	$254,889.80
Mar, 2038	178	$1,348.79	$829.03	$2,177.82	$254,060.77
Apr, 2038	179	$1,344.40	$833.42	$2,177.82	$253,227.35
May, 2038	180	$1,339.99	$837.83	$2,177.82	$252,389.52
Jun, 2038	181	$1,335.56	$842.26	$2,177.82	$251,547.25
Jul, 2038	182	$1,331.10	$846.72	$2,177.82	$250,700.53
Aug, 2038	183	$1,326.62	$851.20	$2,177.82	$249,849.33
Sep, 2038	184	$1,322.12	$855.71	$2,177.82	$248,993.63
Oct, 2038	185	$1,317.59	$860.23	$2,177.82	$248,133.39
Nov, 2038	186	$1,313.04	$864.79	$2,177.82	$247,268.61
Dec, 2038	187	$1,308.46	$869.36	$2,177.82	$246,399.24
Jan, 2039	188	$1,303.86	$873.96	$2,177.82	$245,525.28
Feb, 2039	189	$1,299.24	$878.59	$2,177.82	$244,646.69
Mar, 2039	190	$1,294.59	$883.24	$2,177.82	$243,763.46
Apr, 2039	191	$1,289.91	$887.91	$2,177.82	$242,875.55
May, 2039	192	$1,285.22	$892.61	$2,177.82	$241,982.94
Jun, 2039	193	$1,280.49	$897.33	$2,177.82	$241,085.61
Jul, 2039	194	$1,275.74	$902.08	$2,177.82	$240,183.53
Aug, 2039	195	$1,270.97	$906.85	$2,177.82	$239,276.67
Sep, 2039	196	$1,266.17	$911.65	$2,177.82	$238,365.02
Oct, 2039	197	$1,261.35	$916.48	$2,177.82	$237,448.54
Nov, 2039	198	$1,256.50	$921.33	$2,177.82	$236,527.22
Dec, 2039	199	$1,251.62	$926.20	$2,177.82	$235,601.02
Jan, 2040	200	$1,246.72	$931.10	$2,177.82	$234,669.91
Feb, 2040	201	$1,241.79	$936.03	$2,177.82	$233,733.88
Mar, 2040	202	$1,236.84	$940.98	$2,177.82	$232,792.90
Apr, 2040	203	$1,231.86	$945.96	$2,177.82	$231,846.94
May, 2040	204	$1,226.86	$950.97	$2,177.82	$230,895.97
Jun, 2040	205	$1,221.82	$956.00	$2,177.82	$229,939.97
Jul, 2040	206	$1,216.77	$961.06	$2,177.82	$228,978.91
Aug, 2040	207	$1,211.68	$966.14	$2,177.82	$228,012.76
Sep, 2040	208	$1,206.57	$971.26	$2,177.82	$227,041.51
Oct, 2040	209	$1,201.43	$976.40	$2,177.82	$226,065.11
Nov, 2040	210	$1,196.26	$981.56	$2,177.82	$225,083.55
Dec, 2040	211	$1,191.07	$986.76	$2,177.82	$224,096.79
Jan, 2041	212	$1,185.85	$991.98	$2,177.82	$223,104.81
Feb, 2041	213	$1,180.60	$997.23	$2,177.82	$222,107.58
Mar, 2041	214	$1,175.32	$1,002.51	$2,177.82	$221,105.08
Apr, 2041	215	$1,170.01	$1,007.81	$2,177.82	$220,097.26
May, 2041	216	$1,164.68	$1,013.14	$2,177.82	$219,084.12
Jun, 2041	217	$1,159.32	$1,018.50	$2,177.82	$218,065.62
Jul, 2041	218	$1,153.93	$1,023.89	$2,177.82	$217,041.72
Aug, 2041	219	$1,148.51	$1,029.31	$2,177.82	$216,012.41
Sep, 2041	220	$1,143.07	$1,034.76	$2,177.82	$214,977.65
Oct, 2041	221	$1,137.59	$1,040.23	$2,177.82	$213,937.41
Nov, 2041	222	$1,132.09	$1,045.74	$2,177.82	$212,891.68
Dec, 2041	223	$1,126.55	$1,051.27	$2,177.82	$211,840.40
Jan, 2042	224	$1,120.99	$1,056.84	$2,177.82	$210,783.57
Feb, 2042	225	$1,115.40	$1,062.43	$2,177.82	$209,721.14
Mar, 2042	226	$1,109.77	$1,068.05	$2,177.82	$208,653.09
Apr, 2042	227	$1,104.12	$1,073.70	$2,177.82	$207,579.38
May, 2042	228	$1,098.44	$1,079.38	$2,177.82	$206,500.00
Jun, 2042	229	$1,092.73	$1,085.10	$2,177.82	$205,414.90
Jul, 2042	230	$1,086.99	$1,090.84	$2,177.82	$204,324.07
Aug, 2042	231	$1,081.21	$1,096.61	$2,177.82	$203,227.46
Sep, 2042	232	$1,075.41	$1,102.41	$2,177.82	$202,125.04
Oct, 2042	233	$1,069.58	$1,108.25	$2,177.82	$201,016.80
Nov, 2042	234	$1,063.71	$1,114.11	$2,177.82	$199,902.69
Dec, 2042	235	$1,057.82	$1,120.01	$2,177.82	$198,782.68
Jan, 2043	236	$1,051.89	$1,125.93	$2,177.82	$197,656.75
Feb, 2043	237	$1,045.93	$1,131.89	$2,177.82	$196,524.85
Mar, 2043	238	$1,039.94	$1,137.88	$2,177.82	$195,386.97
Apr, 2043	239	$1,033.92	$1,143.90	$2,177.82	$194,243.07
May, 2043	240	$1,027.87	$1,149.96	$2,177.82	$193,093.12
Jun, 2043	241	$1,021.78	$1,156.04	$2,177.82	$191,937.08
Jul, 2043	242	$1,015.67	$1,162.16	$2,177.82	$190,774.92
Aug, 2043	243	$1,009.52	$1,168.31	$2,177.82	$189,606.61
Sep, 2043	244	$1,003.33	$1,174.49	$2,177.82	$188,432.12
Oct, 2043	245	$997.12	$1,180.71	$2,177.82	$187,251.41
Nov, 2043	246	$990.87	$1,186.95	$2,177.82	$186,064.46
Dec, 2043	247	$984.59	$1,193.23	$2,177.82	$184,871.23
Jan, 2044	248	$978.28	$1,199.55	$2,177.82	$183,671.68
Feb, 2044	249	$971.93	$1,205.90	$2,177.82	$182,465.78
Mar, 2044	250	$965.55	$1,212.28	$2,177.82	$181,253.51
Apr, 2044	251	$959.13	$1,218.69	$2,177.82	$180,034.82
May, 2044	252	$952.68	$1,225.14	$2,177.82	$178,809.68
Jun, 2044	253	$946.20	$1,231.62	$2,177.82	$177,578.05
Jul, 2044	254	$939.68	$1,238.14	$2,177.82	$176,339.91
Aug, 2044	255	$933.13	$1,244.69	$2,177.82	$175,095.22
Sep, 2044	256	$926.55	$1,251.28	$2,177.82	$173,843.94
Oct, 2044	257	$919.92	$1,257.90	$2,177.82	$172,586.04
Nov, 2044	258	$913.27	$1,264.56	$2,177.82	$171,321.48
Dec, 2044	259	$906.58	$1,271.25	$2,177.82	$170,050.23
Jan, 2045	260	$899.85	$1,277.98	$2,177.82	$168,772.26
Feb, 2045	261	$893.09	$1,284.74	$2,177.82	$167,487.52
Mar, 2045	262	$886.29	$1,291.54	$2,177.82	$166,195.98
Apr, 2045	263	$879.45	$1,298.37	$2,177.82	$164,897.61
May, 2045	264	$872.58	$1,305.24	$2,177.82	$163,592.37
Jun, 2045	265	$865.68	$1,312.15	$2,177.82	$162,280.22
Jul, 2045	266	$858.73	$1,319.09	$2,177.82	$160,961.13
Aug, 2045	267	$851.75	$1,326.07	$2,177.82	$159,635.05
Sep, 2045	268	$844.74	$1,333.09	$2,177.82	$158,301.96
Oct, 2045	269	$837.68	$1,340.14	$2,177.82	$156,961.82
Nov, 2045	270	$830.59	$1,347.24	$2,177.82	$155,614.59
Dec, 2045	271	$823.46	$1,354.36	$2,177.82	$154,260.22
Jan, 2046	272	$816.29	$1,361.53	$2,177.82	$152,898.69
Feb, 2046	273	$809.09	$1,368.74	$2,177.82	$151,529.95
Mar, 2046	274	$801.85	$1,375.98	$2,177.82	$150,153.97
Apr, 2046	275	$794.56	$1,383.26	$2,177.82	$148,770.71
May, 2046	276	$787.25	$1,390.58	$2,177.82	$147,380.13
Jun, 2046	277	$779.89	$1,397.94	$2,177.82	$145,982.20
Jul, 2046	278	$772.49	$1,405.34	$2,177.82	$144,576.86
Aug, 2046	279	$765.05	$1,412.77	$2,177.82	$143,164.09
Sep, 2046	280	$757.58	$1,420.25	$2,177.82	$141,743.84
Oct, 2046	281	$750.06	$1,427.76	$2,177.82	$140,316.08
Nov, 2046	282	$742.51	$1,435.32	$2,177.82	$138,880.76
Dec, 2046	283	$734.91	$1,442.91	$2,177.82	$137,437.84
Jan, 2047	284	$727.28	$1,450.55	$2,177.82	$135,987.29
Feb, 2047	285	$719.60	$1,458.23	$2,177.82	$134,529.07
Mar, 2047	286	$711.88	$1,465.94	$2,177.82	$133,063.12
Apr, 2047	287	$704.13	$1,473.70	$2,177.82	$131,589.43
May, 2047	288	$696.33	$1,481.50	$2,177.82	$130,107.93
Jun, 2047	289	$688.49	$1,489.34	$2,177.82	$128,618.59
Jul, 2047	290	$680.61	$1,497.22	$2,177.82	$127,121.37
Aug, 2047	291	$672.68	$1,505.14	$2,177.82	$125,616.23
Sep, 2047	292	$664.72	$1,513.11	$2,177.82	$124,103.13
Oct, 2047	293	$656.71	$1,521.11	$2,177.82	$122,582.01
Nov, 2047	294	$648.66	$1,529.16	$2,177.82	$121,052.85
Dec, 2047	295	$640.57	$1,537.25	$2,177.82	$119,515.60
Jan, 2048	296	$632.44	$1,545.39	$2,177.82	$117,970.21
Feb, 2048	297	$624.26	$1,553.57	$2,177.82	$116,416.64
Mar, 2048	298	$616.04	$1,561.79	$2,177.82	$114,854.86
Apr, 2048	299	$607.77	$1,570.05	$2,177.82	$113,284.81
May, 2048	300	$599.47	$1,578.36	$2,177.82	$111,706.45
Jun, 2048	301	$591.11	$1,586.71	$2,177.82	$110,119.73
Jul, 2048	302	$582.72	$1,595.11	$2,177.82	$108,524.63
Aug, 2048	303	$574.28	$1,603.55	$2,177.82	$106,921.08
Sep, 2048	304	$565.79	$1,612.03	$2,177.82	$105,309.04
Oct, 2048	305	$557.26	$1,620.56	$2,177.82	$103,688.48
Nov, 2048	306	$548.68	$1,629.14	$2,177.82	$102,059.34
Dec, 2048	307	$540.06	$1,637.76	$2,177.82	$100,421.58
Jan, 2049	308	$531.40	$1,646.43	$2,177.82	$98,775.15
Feb, 2049	309	$522.69	$1,655.14	$2,177.82	$97,120.01
Mar, 2049	310	$513.93	$1,663.90	$2,177.82	$95,456.11
Apr, 2049	311	$505.12	$1,672.70	$2,177.82	$93,783.41
May, 2049	312	$496.27	$1,681.55	$2,177.82	$92,101.85
Jun, 2049	313	$487.37	$1,690.45	$2,177.82	$90,411.40
Jul, 2049	314	$478.43	$1,699.40	$2,177.82	$88,712.00
Aug, 2049	315	$469.43	$1,708.39	$2,177.82	$87,003.61
Sep, 2049	316	$460.39	$1,717.43	$2,177.82	$85,286.18
Oct, 2049	317	$451.31	$1,726.52	$2,177.82	$83,559.66
Nov, 2049	318	$442.17	$1,735.66	$2,177.82	$81,824.01
Dec, 2049	319	$432.99	$1,744.84	$2,177.82	$80,079.17
Jan, 2050	320	$423.75	$1,754.07	$2,177.82	$78,325.10
Feb, 2050	321	$414.47	$1,763.35	$2,177.82	$76,561.74
Mar, 2050	322	$405.14	$1,772.69	$2,177.82	$74,789.06
Apr, 2050	323	$395.76	$1,782.07	$2,177.82	$73,006.99
May, 2050	324	$386.33	$1,791.50	$2,177.82	$71,215.49
Jun, 2050	325	$376.85	$1,800.98	$2,177.82	$69,414.52
Jul, 2050	326	$367.32	$1,810.51	$2,177.82	$67,604.01
Aug, 2050	327	$357.74	$1,820.09	$2,177.82	$65,783.92
Sep, 2050	328	$348.11	$1,829.72	$2,177.82	$63,954.20
Oct, 2050	329	$338.42	$1,839.40	$2,177.82	$62,114.80
Nov, 2050	330	$328.69	$1,849.13	$2,177.82	$60,265.67
Dec, 2050	331	$318.91	$1,858.92	$2,177.82	$58,406.75
Jan, 2051	332	$309.07	$1,868.76	$2,177.82	$56,537.99
Feb, 2051	333	$299.18	$1,878.64	$2,177.82	$54,659.35
Mar, 2051	334	$289.24	$1,888.59	$2,177.82	$52,770.76
Apr, 2051	335	$279.25	$1,898.58	$2,177.82	$50,872.18
May, 2051	336	$269.20	$1,908.63	$2,177.82	$48,963.56
Jun, 2051	337	$259.10	$1,918.73	$2,177.82	$47,044.83
Jul, 2051	338	$248.95	$1,928.88	$2,177.82	$45,115.95
Aug, 2051	339	$238.74	$1,939.09	$2,177.82	$43,176.87
Sep, 2051	340	$228.48	$1,949.35	$2,177.82	$41,227.52
Oct, 2051	341	$218.16	$1,959.66	$2,177.82	$39,267.86
Nov, 2051	342	$207.79	$1,970.03	$2,177.82	$37,297.82
Dec, 2051	343	$197.37	$1,980.46	$2,177.82	$35,317.37
Jan, 2052	344	$186.89	$1,990.94	$2,177.82	$33,326.43
Feb, 2052	345	$176.35	$2,001.47	$2,177.82	$31,324.96
Mar, 2052	346	$165.76	$2,012.06	$2,177.82	$29,312.89
Apr, 2052	347	$155.11	$2,022.71	$2,177.82	$27,290.18
May, 2052	348	$144.41	$2,033.41	$2,177.82	$25,256.77
Jun, 2052	349	$133.65	$2,044.17	$2,177.82	$23,212.59
Jul, 2052	350	$122.83	$2,054.99	$2,177.82	$21,157.60
Aug, 2052	351	$111.96	$2,065.87	$2,177.82	$19,091.73
Sep, 2052	352	$101.03	$2,076.80	$2,177.82	$17,014.94
Oct, 2052	353	$90.04	$2,087.79	$2,177.82	$14,927.15
Nov, 2052	354	$78.99	$2,098.84	$2,177.82	$12,828.31
Dec, 2052	355	$67.88	$2,109.94	$2,177.82	$10,718.37
Jan, 2053	356	$56.72	$2,121.11	$2,177.82	$8,597.27
Feb, 2053	357	$45.49	$2,132.33	$2,177.82	$6,464.93
Mar, 2053	358	$34.21	$2,143.61	$2,177.82	$4,321.32
Apr, 2053	359	$22.87	$2,154.96	$2,177.82	$2,166.36
May, 2053	360	$11.46	$2,166.36	$2,177.82	$0.00
Amortization Schedule With Discount Points
Payment Date	Payment #	Interest Paid	Principal Paid	Total Payment	Remaining Balance
Jun, 2023	1	$1,706.25	$358.54	$2,064.79	$349,641.46
Jul, 2023	2	$1,704.50	$360.29	$2,064.79	$349,281.17
Aug, 2023	3	$1,702.75	$362.05	$2,064.79	$348,919.12
Sep, 2023	4	$1,700.98	$363.81	$2,064.79	$348,555.31
Oct, 2023	5	$1,699.21	$365.59	$2,064.79	$348,189.72
Nov, 2023	6	$1,697.42	$367.37	$2,064.79	$347,822.35
Dec, 2023	7	$1,695.63	$369.16	$2,064.79	$347,453.19
Jan, 2024	8	$1,693.83	$370.96	$2,064.79	$347,082.23
Feb, 2024	9	$1,692.03	$372.77	$2,064.79	$346,709.47
Mar, 2024	10	$1,690.21	$374.58	$2,064.79	$346,334.88
Apr, 2024	11	$1,688.38	$376.41	$2,064.79	$345,958.47
May, 2024	12	$1,686.55	$378.25	$2,064.79	$345,580.22
Jun, 2024	13	$1,684.70	$380.09	$2,064.79	$345,200.13
Jul, 2024	14	$1,682.85	$381.94	$2,064.79	$344,818.19
Aug, 2024	15	$1,680.99	$383.80	$2,064.79	$344,434.39
Sep, 2024	16	$1,679.12	$385.68	$2,064.79	$344,048.71
Oct, 2024	17	$1,677.24	$387.56	$2,064.79	$343,661.16
Nov, 2024	18	$1,675.35	$389.45	$2,064.79	$343,271.71
Dec, 2024	19	$1,673.45	$391.34	$2,064.79	$342,880.37
Jan, 2025	20	$1,671.54	$393.25	$2,064.79	$342,487.12
Feb, 2025	21	$1,669.62	$395.17	$2,064.79	$342,091.95
Mar, 2025	22	$1,667.70	$397.10	$2,064.79	$341,694.85
Apr, 2025	23	$1,665.76	$399.03	$2,064.79	$341,295.82
May, 2025	24	$1,663.82	$400.98	$2,064.79	$340,894.84
Jun, 2025	25	$1,661.86	$402.93	$2,064.79	$340,491.91
Jul, 2025	26	$1,659.90	$404.90	$2,064.79	$340,087.02
Aug, 2025	27	$1,657.92	$406.87	$2,064.79	$339,680.15
Sep, 2025	28	$1,655.94	$408.85	$2,064.79	$339,271.30
Oct, 2025	29	$1,653.95	$410.85	$2,064.79	$338,860.45
Nov, 2025	30	$1,651.94	$412.85	$2,064.79	$338,447.60
Dec, 2025	31	$1,649.93	$414.86	$2,064.79	$338,032.74
Jan, 2026	32	$1,647.91	$416.88	$2,064.79	$337,615.86
Feb, 2026	33	$1,645.88	$418.92	$2,064.79	$337,196.94
Mar, 2026	34	$1,643.84	$420.96	$2,064.79	$336,775.98
Apr, 2026	35	$1,641.78	$423.01	$2,064.79	$336,352.97
May, 2026	36	$1,639.72	$425.07	$2,064.79	$335,927.90
Jun, 2026	37	$1,637.65	$427.14	$2,064.79	$335,500.76
Jul, 2026	38	$1,635.57	$429.23	$2,064.79	$335,071.53
Aug, 2026	39	$1,633.47	$431.32	$2,064.79	$334,640.21
Sep, 2026	40	$1,631.37	$433.42	$2,064.79	$334,206.79
Oct, 2026	41	$1,629.26	$435.54	$2,064.79	$333,771.25
Nov, 2026	42	$1,627.13	$437.66	$2,064.79	$333,333.59
Dec, 2026	43	$1,625.00	$439.79	$2,064.79	$332,893.80
Jan, 2027	44	$1,622.86	$441.94	$2,064.79	$332,451.87
Feb, 2027	45	$1,620.70	$444.09	$2,064.79	$332,007.78
Mar, 2027	46	$1,618.54	$446.26	$2,064.79	$331,561.52
Apr, 2027	47	$1,616.36	$448.43	$2,064.79	$331,113.09
May, 2027	48	$1,614.18	$450.62	$2,064.79	$330,662.47
Jun, 2027	49	$1,611.98	$452.81	$2,064.79	$330,209.66
Jul, 2027	50	$1,609.77	$455.02	$2,064.79	$329,754.64
Aug, 2027	51	$1,607.55	$457.24	$2,064.79	$329,297.40
Sep, 2027	52	$1,605.32	$459.47	$2,064.79	$328,837.93
Oct, 2027	53	$1,603.08	$461.71	$2,064.79	$328,376.22
Nov, 2027	54	$1,600.83	$463.96	$2,064.79	$327,912.26
Dec, 2027	55	$1,598.57	$466.22	$2,064.79	$327,446.04
Jan, 2028	56	$1,596.30	$468.49	$2,064.79	$326,977.55
Feb, 2028	57	$1,594.02	$470.78	$2,064.79	$326,506.77
Mar, 2028	58	$1,591.72	$473.07	$2,064.79	$326,033.70
Apr, 2028	59	$1,589.41	$475.38	$2,064.79	$325,558.32
May, 2028	60	$1,587.10	$477.70	$2,064.79	$325,080.62
Jun, 2028	61	$1,584.77	$480.03	$2,064.79	$324,600.60
Jul, 2028	62	$1,582.43	$482.37	$2,064.79	$324,118.23
Aug, 2028	63	$1,580.08	$484.72	$2,064.79	$323,633.51
Sep, 2028	64	$1,577.71	$487.08	$2,064.79	$323,146.43
Oct, 2028	65	$1,575.34	$489.45	$2,064.79	$322,656.98
Nov, 2028	66	$1,572.95	$491.84	$2,064.79	$322,165.14
Dec, 2028	67	$1,570.56	$494.24	$2,064.79	$321,670.90
Jan, 2029	68	$1,568.15	$496.65	$2,064.79	$321,174.25
Feb, 2029	69	$1,565.72	$499.07	$2,064.79	$320,675.18
Mar, 2029	70	$1,563.29	$501.50	$2,064.79	$320,173.68
Apr, 2029	71	$1,560.85	$503.95	$2,064.79	$319,669.74
May, 2029	72	$1,558.39	$506.40	$2,064.79	$319,163.33
Jun, 2029	73	$1,555.92	$508.87	$2,064.79	$318,654.46
Jul, 2029	74	$1,553.44	$511.35	$2,064.79	$318,143.11
Aug, 2029	75	$1,550.95	$513.85	$2,064.79	$317,629.26
Sep, 2029	76	$1,548.44	$516.35	$2,064.79	$317,112.91
Oct, 2029	77	$1,545.93	$518.87	$2,064.79	$316,594.04
Nov, 2029	78	$1,543.40	$521.40	$2,064.79	$316,072.65
Dec, 2029	79	$1,540.85	$523.94	$2,064.79	$315,548.71
Jan, 2030	80	$1,538.30	$526.49	$2,064.79	$315,022.21
Feb, 2030	81	$1,535.73	$529.06	$2,064.79	$314,493.15
Mar, 2030	82	$1,533.15	$531.64	$2,064.79	$313,961.51
Apr, 2030	83	$1,530.56	$534.23	$2,064.79	$313,427.28
May, 2030	84	$1,527.96	$536.84	$2,064.79	$312,890.45
Jun, 2030	85	$1,525.34	$539.45	$2,064.79	$312,351.00
Jul, 2030	86	$1,522.71	$542.08	$2,064.79	$311,808.91
Aug, 2030	87	$1,520.07	$544.72	$2,064.79	$311,264.19
Sep, 2030	88	$1,517.41	$547.38	$2,064.79	$310,716.81
Oct, 2030	89	$1,514.74	$550.05	$2,064.79	$310,166.76
Nov, 2030	90	$1,512.06	$552.73	$2,064.79	$309,614.03
Dec, 2030	91	$1,509.37	$555.42	$2,064.79	$309,058.61
Jan, 2031	92	$1,506.66	$558.13	$2,064.79	$308,500.47
Feb, 2031	93	$1,503.94	$560.85	$2,064.79	$307,939.62
Mar, 2031	94	$1,501.21	$563.59	$2,064.79	$307,376.03
Apr, 2031	95	$1,498.46	$566.34	$2,064.79	$306,809.70
May, 2031	96	$1,495.70	$569.10	$2,064.79	$306,240.60
Jun, 2031	97	$1,492.92	$571.87	$2,064.79	$305,668.73
Jul, 2031	98	$1,490.14	$574.66	$2,064.79	$305,094.07
Aug, 2031	99	$1,487.33	$577.46	$2,064.79	$304,516.61
Sep, 2031	100	$1,484.52	$580.27	$2,064.79	$303,936.34
Oct, 2031	101	$1,481.69	$583.10	$2,064.79	$303,353.23
Nov, 2031	102	$1,478.85	$585.95	$2,064.79	$302,767.29
Dec, 2031	103	$1,475.99	$588.80	$2,064.79	$302,178.48
Jan, 2032	104	$1,473.12	$591.67	$2,064.79	$301,586.81
Feb, 2032	105	$1,470.24	$594.56	$2,064.79	$300,992.25
Mar, 2032	106	$1,467.34	$597.46	$2,064.79	$300,394.80
Apr, 2032	107	$1,464.42	$600.37	$2,064.79	$299,794.43
May, 2032	108	$1,461.50	$603.30	$2,064.79	$299,191.13
Jun, 2032	109	$1,458.56	$606.24	$2,064.79	$298,584.90
Jul, 2032	110	$1,455.60	$609.19	$2,064.79	$297,975.71
Aug, 2032	111	$1,452.63	$612.16	$2,064.79	$297,363.54
Sep, 2032	112	$1,449.65	$615.15	$2,064.79	$296,748.40
Oct, 2032	113	$1,446.65	$618.14	$2,064.79	$296,130.25
Nov, 2032	114	$1,443.63	$621.16	$2,064.79	$295,509.09
Dec, 2032	115	$1,440.61	$624.19	$2,064.79	$294,884.91
Jan, 2033	116	$1,437.56	$627.23	$2,064.79	$294,257.68
Feb, 2033	117	$1,434.51	$630.29	$2,064.79	$293,627.39
Mar, 2033	118	$1,431.43	$633.36	$2,064.79	$292,994.03
Apr, 2033	119	$1,428.35	$636.45	$2,064.79	$292,357.58
May, 2033	120	$1,425.24	$639.55	$2,064.79	$291,718.03
Jun, 2033	121	$1,422.13	$642.67	$2,064.79	$291,075.37
Jul, 2033	122	$1,418.99	$645.80	$2,064.79	$290,429.57
Aug, 2033	123	$1,415.84	$648.95	$2,064.79	$289,780.62
Sep, 2033	124	$1,412.68	$652.11	$2,064.79	$289,128.50
Oct, 2033	125	$1,409.50	$655.29	$2,064.79	$288,473.21
Nov, 2033	126	$1,406.31	$658.49	$2,064.79	$287,814.73
Dec, 2033	127	$1,403.10	$661.70	$2,064.79	$287,153.03
Jan, 2034	128	$1,399.87	$664.92	$2,064.79	$286,488.11
Feb, 2034	129	$1,396.63	$668.16	$2,064.79	$285,819.94
Mar, 2034	130	$1,393.37	$671.42	$2,064.79	$285,148.52
Apr, 2034	131	$1,390.10	$674.69	$2,064.79	$284,473.83
May, 2034	132	$1,386.81	$677.98	$2,064.79	$283,795.84
Jun, 2034	133	$1,383.50	$681.29	$2,064.79	$283,114.56
Jul, 2034	134	$1,380.18	$684.61	$2,064.79	$282,429.95
Aug, 2034	135	$1,376.85	$687.95	$2,064.79	$281,742.00
Sep, 2034	136	$1,373.49	$691.30	$2,064.79	$281,050.70
Oct, 2034	137	$1,370.12	$694.67	$2,064.79	$280,356.03
Nov, 2034	138	$1,366.74	$698.06	$2,064.79	$279,657.97
Dec, 2034	139	$1,363.33	$701.46	$2,064.79	$278,956.51
Jan, 2035	140	$1,359.91	$704.88	$2,064.79	$278,251.63
Feb, 2035	141	$1,356.48	$708.32	$2,064.79	$277,543.31
Mar, 2035	142	$1,353.02	$711.77	$2,064.79	$276,831.54
Apr, 2035	143	$1,349.55	$715.24	$2,064.79	$276,116.30
May, 2035	144	$1,346.07	$718.73	$2,064.79	$275,397.58
Jun, 2035	145	$1,342.56	$722.23	$2,064.79	$274,675.35
Jul, 2035	146	$1,339.04	$725.75	$2,064.79	$273,949.60
Aug, 2035	147	$1,335.50	$729.29	$2,064.79	$273,220.31
Sep, 2035	148	$1,331.95	$732.84	$2,064.79	$272,487.46
Oct, 2035	149	$1,328.38	$736.42	$2,064.79	$271,751.05
Nov, 2035	150	$1,324.79	$740.01	$2,064.79	$271,011.04
Dec, 2035	151	$1,321.18	$743.61	$2,064.79	$270,267.42
Jan, 2036	152	$1,317.55	$747.24	$2,064.79	$269,520.18
Feb, 2036	153	$1,313.91	$750.88	$2,064.79	$268,769.30
Mar, 2036	154	$1,310.25	$754.54	$2,064.79	$268,014.76
Apr, 2036	155	$1,306.57	$758.22	$2,064.79	$267,256.54
May, 2036	156	$1,302.88	$761.92	$2,064.79	$266,494.62
Jun, 2036	157	$1,299.16	$765.63	$2,064.79	$265,728.99
Jul, 2036	158	$1,295.43	$769.36	$2,064.79	$264,959.62
Aug, 2036	159	$1,291.68	$773.12	$2,064.79	$264,186.51
Sep, 2036	160	$1,287.91	$776.88	$2,064.79	$263,409.62
Oct, 2036	161	$1,284.12	$780.67	$2,064.79	$262,628.95
Nov, 2036	162	$1,280.32	$784.48	$2,064.79	$261,844.48
Dec, 2036	163	$1,276.49	$788.30	$2,064.79	$261,056.17
Jan, 2037	164	$1,272.65	$792.14	$2,064.79	$260,264.03
Feb, 2037	165	$1,268.79	$796.01	$2,064.79	$259,468.02
Mar, 2037	166	$1,264.91	$799.89	$2,064.79	$258,668.14
Apr, 2037	167	$1,261.01	$803.79	$2,064.79	$257,864.35
May, 2037	168	$1,257.09	$807.70	$2,064.79	$257,056.65
Jun, 2037	169	$1,253.15	$811.64	$2,064.79	$256,245.00
Jul, 2037	170	$1,249.19	$815.60	$2,064.79	$255,429.41
Aug, 2037	171	$1,245.22	$819.57	$2,064.79	$254,609.83
Sep, 2037	172	$1,241.22	$823.57	$2,064.79	$253,786.26
Oct, 2037	173	$1,237.21	$827.59	$2,064.79	$252,958.68
Nov, 2037	174	$1,233.17	$831.62	$2,064.79	$252,127.06
Dec, 2037	175	$1,229.12	$835.67	$2,064.79	$251,291.38
Jan, 2038	176	$1,225.05	$839.75	$2,064.79	$250,451.63
Feb, 2038	177	$1,220.95	$843.84	$2,064.79	$249,607.79
Mar, 2038	178	$1,216.84	$847.96	$2,064.79	$248,759.84
Apr, 2038	179	$1,212.70	$852.09	$2,064.79	$247,907.75
May, 2038	180	$1,208.55	$856.24	$2,064.79	$247,051.50
Jun, 2038	181	$1,204.38	$860.42	$2,064.79	$246,191.09
Jul, 2038	182	$1,200.18	$864.61	$2,064.79	$245,326.48
Aug, 2038	183	$1,195.97	$868.83	$2,064.79	$244,457.65
Sep, 2038	184	$1,191.73	$873.06	$2,064.79	$243,584.59
Oct, 2038	185	$1,187.47	$877.32	$2,064.79	$242,707.27
Nov, 2038	186	$1,183.20	$881.60	$2,064.79	$241,825.67
Dec, 2038	187	$1,178.90	$885.89	$2,064.79	$240,939.78
Jan, 2039	188	$1,174.58	$890.21	$2,064.79	$240,049.57
Feb, 2039	189	$1,170.24	$894.55	$2,064.79	$239,155.02
Mar, 2039	190	$1,165.88	$898.91	$2,064.79	$238,256.10
Apr, 2039	191	$1,161.50	$903.29	$2,064.79	$237,352.81
May, 2039	192	$1,157.09	$907.70	$2,064.79	$236,445.11
Jun, 2039	193	$1,152.67	$912.12	$2,064.79	$235,532.99
Jul, 2039	194	$1,148.22	$916.57	$2,064.79	$234,616.42
Aug, 2039	195	$1,143.76	$921.04	$2,064.79	$233,695.38
Sep, 2039	196	$1,139.26	$925.53	$2,064.79	$232,769.85
Oct, 2039	197	$1,134.75	$930.04	$2,064.79	$231,839.81
Nov, 2039	198	$1,130.22	$934.57	$2,064.79	$230,905.24
Dec, 2039	199	$1,125.66	$939.13	$2,064.79	$229,966.11
Jan, 2040	200	$1,121.08	$943.71	$2,064.79	$229,022.40
Feb, 2040	201	$1,116.48	$948.31	$2,064.79	$228,074.09
Mar, 2040	202	$1,111.86	$952.93	$2,064.79	$227,121.16
Apr, 2040	203	$1,107.22	$957.58	$2,064.79	$226,163.58
May, 2040	204	$1,102.55	$962.25	$2,064.79	$225,201.33
Jun, 2040	205	$1,097.86	$966.94	$2,064.79	$224,234.40
Jul, 2040	206	$1,093.14	$971.65	$2,064.79	$223,262.75
Aug, 2040	207	$1,088.41	$976.39	$2,064.79	$222,286.36
Sep, 2040	208	$1,083.65	$981.15	$2,064.79	$221,305.21
Oct, 2040	209	$1,078.86	$985.93	$2,064.79	$220,319.28
Nov, 2040	210	$1,074.06	$990.74	$2,064.79	$219,328.54
Dec, 2040	211	$1,069.23	$995.57	$2,064.79	$218,332.98
Jan, 2041	212	$1,064.37	$1,000.42	$2,064.79	$217,332.56
Feb, 2041	213	$1,059.50	$1,005.30	$2,064.79	$216,327.26
Mar, 2041	214	$1,054.60	$1,010.20	$2,064.79	$215,317.06
Apr, 2041	215	$1,049.67	$1,015.12	$2,064.79	$214,301.94
May, 2041	216	$1,044.72	$1,020.07	$2,064.79	$213,281.87
Jun, 2041	217	$1,039.75	$1,025.04	$2,064.79	$212,256.82
Jul, 2041	218	$1,034.75	$1,030.04	$2,064.79	$211,226.78
Aug, 2041	219	$1,029.73	$1,035.06	$2,064.79	$210,191.72
Sep, 2041	220	$1,024.68	$1,040.11	$2,064.79	$209,151.61
Oct, 2041	221	$1,019.61	$1,045.18	$2,064.79	$208,106.43
Nov, 2041	222	$1,014.52	$1,050.27	$2,064.79	$207,056.16
Dec, 2041	223	$1,009.40	$1,055.39	$2,064.79	$206,000.76
Jan, 2042	224	$1,004.25	$1,060.54	$2,064.79	$204,940.22
Feb, 2042	225	$999.08	$1,065.71	$2,064.79	$203,874.51
Mar, 2042	226	$993.89	$1,070.91	$2,064.79	$202,803.61
Apr, 2042	227	$988.67	$1,076.13	$2,064.79	$201,727.48
May, 2042	228	$983.42	$1,081.37	$2,064.79	$200,646.11
Jun, 2042	229	$978.15	$1,086.64	$2,064.79	$199,559.47
Jul, 2042	230	$972.85	$1,091.94	$2,064.79	$198,467.53
Aug, 2042	231	$967.53	$1,097.26	$2,064.79	$197,370.26
Sep, 2042	232	$962.18	$1,102.61	$2,064.79	$196,267.65
Oct, 2042	233	$956.80	$1,107.99	$2,064.79	$195,159.66
Nov, 2042	234	$951.40	$1,113.39	$2,064.79	$194,046.27
Dec, 2042	235	$945.98	$1,118.82	$2,064.79	$192,927.45
Jan, 2043	236	$940.52	$1,124.27	$2,064.79	$191,803.18
Feb, 2043	237	$935.04	$1,129.75	$2,064.79	$190,673.43
Mar, 2043	238	$929.53	$1,135.26	$2,064.79	$189,538.17
Apr, 2043	239	$924.00	$1,140.79	$2,064.79	$188,397.37
May, 2043	240	$918.44	$1,146.36	$2,064.79	$187,251.02
Jun, 2043	241	$912.85	$1,151.94	$2,064.79	$186,099.07
Jul, 2043	242	$907.23	$1,157.56	$2,064.79	$184,941.51
Aug, 2043	243	$901.59	$1,163.20	$2,064.79	$183,778.31
Sep, 2043	244	$895.92	$1,168.87	$2,064.79	$182,609.44
Oct, 2043	245	$890.22	$1,174.57	$2,064.79	$181,434.86
Nov, 2043	246	$884.49	$1,180.30	$2,064.79	$180,254.57
Dec, 2043	247	$878.74	$1,186.05	$2,064.79	$179,068.51
Jan, 2044	248	$872.96	$1,191.83	$2,064.79	$177,876.68
Feb, 2044	249	$867.15	$1,197.64	$2,064.79	$176,679.04
Mar, 2044	250	$861.31	$1,203.48	$2,064.79	$175,475.55
Apr, 2044	251	$855.44	$1,209.35	$2,064.79	$174,266.20
May, 2044	252	$849.55	$1,215.25	$2,064.79	$173,050.96
Jun, 2044	253	$843.62	$1,221.17	$2,064.79	$171,829.79
Jul, 2044	254	$837.67	$1,227.12	$2,064.79	$170,602.66
Aug, 2044	255	$831.69	$1,233.11	$2,064.79	$169,369.56
Sep, 2044	256	$825.68	$1,239.12	$2,064.79	$168,130.44
Oct, 2044	257	$819.64	$1,245.16	$2,064.79	$166,885.28
Nov, 2044	258	$813.57	$1,251.23	$2,064.79	$165,634.06
Dec, 2044	259	$807.47	$1,257.33	$2,064.79	$164,376.73
Jan, 2045	260	$801.34	$1,263.46	$2,064.79	$163,113.27
Feb, 2045	261	$795.18	$1,269.62	$2,064.79	$161,843.66
Mar, 2045	262	$788.99	$1,275.81	$2,064.79	$160,567.85
Apr, 2045	263	$782.77	$1,282.02	$2,064.79	$159,285.83
May, 2045	264	$776.52	$1,288.27	$2,064.79	$157,997.55
Jun, 2045	265	$770.24	$1,294.56	$2,064.79	$156,703.00
Jul, 2045	266	$763.93	$1,300.87	$2,064.79	$155,402.13
Aug, 2045	267	$757.59	$1,307.21	$2,064.79	$154,094.92
Sep, 2045	268	$751.21	$1,313.58	$2,064.79	$152,781.34
Oct, 2045	269	$744.81	$1,319.98	$2,064.79	$151,461.36
Nov, 2045	270	$738.37	$1,326.42	$2,064.79	$150,134.94
Dec, 2045	271	$731.91	$1,332.89	$2,064.79	$148,802.05
Jan, 2046	272	$725.41	$1,339.38	$2,064.79	$147,462.67
Feb, 2046	273	$718.88	$1,345.91	$2,064.79	$146,116.76
Mar, 2046	274	$712.32	$1,352.47	$2,064.79	$144,764.28
Apr, 2046	275	$705.73	$1,359.07	$2,064.79	$143,405.22
May, 2046	276	$699.10	$1,365.69	$2,064.79	$142,039.52
Jun, 2046	277	$692.44	$1,372.35	$2,064.79	$140,667.17
Jul, 2046	278	$685.75	$1,379.04	$2,064.79	$139,288.13
Aug, 2046	279	$679.03	$1,385.76	$2,064.79	$137,902.37
Sep, 2046	280	$672.27	$1,392.52	$2,064.79	$136,509.85
Oct, 2046	281	$665.49	$1,399.31	$2,064.79	$135,110.54
Nov, 2046	282	$658.66	$1,406.13	$2,064.79	$133,704.41
Dec, 2046	283	$651.81	$1,412.98	$2,064.79	$132,291.43
Jan, 2047	284	$644.92	$1,419.87	$2,064.79	$130,871.55
Feb, 2047	285	$638.00	$1,426.79	$2,064.79	$129,444.76
Mar, 2047	286	$631.04	$1,433.75	$2,064.79	$128,011.01
Apr, 2047	287	$624.05	$1,440.74	$2,064.79	$126,570.27
May, 2047	288	$617.03	$1,447.76	$2,064.79	$125,122.51
Jun, 2047	289	$609.97	$1,454.82	$2,064.79	$123,667.69
Jul, 2047	290	$602.88	$1,461.91	$2,064.79	$122,205.77
Aug, 2047	291	$595.75	$1,469.04	$2,064.79	$120,736.73
Sep, 2047	292	$588.59	$1,476.20	$2,064.79	$119,260.53
Oct, 2047	293	$581.40	$1,483.40	$2,064.79	$117,777.13
Nov, 2047	294	$574.16	$1,490.63	$2,064.79	$116,286.50
Dec, 2047	295	$566.90	$1,497.90	$2,064.79	$114,788.61
Jan, 2048	296	$559.59	$1,505.20	$2,064.79	$113,283.41
Feb, 2048	297	$552.26	$1,512.54	$2,064.79	$111,770.87
Mar, 2048	298	$544.88	$1,519.91	$2,064.79	$110,250.96
Apr, 2048	299	$537.47	$1,527.32	$2,064.79	$108,723.64
May, 2048	300	$530.03	$1,534.77	$2,064.79	$107,188.88
Jun, 2048	301	$522.55	$1,542.25	$2,064.79	$105,646.63
Jul, 2048	302	$515.03	$1,549.77	$2,064.79	$104,096.86
Aug, 2048	303	$507.47	$1,557.32	$2,064.79	$102,539.54
Sep, 2048	304	$499.88	$1,564.91	$2,064.79	$100,974.63
Oct, 2048	305	$492.25	$1,572.54	$2,064.79	$99,402.09
Nov, 2048	306	$484.59	$1,580.21	$2,064.79	$97,821.88
Dec, 2048	307	$476.88	$1,587.91	$2,064.79	$96,233.97
Jan, 2049	308	$469.14	$1,595.65	$2,064.79	$94,638.31
Feb, 2049	309	$461.36	$1,603.43	$2,064.79	$93,034.88
Mar, 2049	310	$453.55	$1,611.25	$2,064.79	$91,423.63
Apr, 2049	311	$445.69	$1,619.10	$2,064.79	$89,804.53
May, 2049	312	$437.80	$1,627.00	$2,064.79	$88,177.53
Jun, 2049	313	$429.87	$1,634.93	$2,064.79	$86,542.61
Jul, 2049	314	$421.90	$1,642.90	$2,064.79	$84,899.71
Aug, 2049	315	$413.89	$1,650.91	$2,064.79	$83,248.80
Sep, 2049	316	$405.84	$1,658.96	$2,064.79	$81,589.85
Oct, 2049	317	$397.75	$1,667.04	$2,064.79	$79,922.80
Nov, 2049	318	$389.62	$1,675.17	$2,064.79	$78,247.63
Dec, 2049	319	$381.46	$1,683.34	$2,064.79	$76,564.30
Jan, 2050	320	$373.25	$1,691.54	$2,064.79	$74,872.76
Feb, 2050	321	$365.00	$1,699.79	$2,064.79	$73,172.97
Mar, 2050	322	$356.72	$1,708.08	$2,064.79	$71,464.89
Apr, 2050	323	$348.39	$1,716.40	$2,064.79	$69,748.49
May, 2050	324	$340.02	$1,724.77	$2,064.79	$68,023.72
Jun, 2050	325	$331.62	$1,733.18	$2,064.79	$66,290.54
Jul, 2050	326	$323.17	$1,741.63	$2,064.79	$64,548.92
Aug, 2050	327	$314.68	$1,750.12	$2,064.79	$62,798.80
Sep, 2050	328	$306.14	$1,758.65	$2,064.79	$61,040.15
Oct, 2050	329	$297.57	$1,767.22	$2,064.79	$59,272.93
Nov, 2050	330	$288.96	$1,775.84	$2,064.79	$57,497.09
Dec, 2050	331	$280.30	$1,784.49	$2,064.79	$55,712.59
Jan, 2051	332	$271.60	$1,793.19	$2,064.79	$53,919.40
Feb, 2051	333	$262.86	$1,801.94	$2,064.79	$52,117.46
Mar, 2051	334	$254.07	$1,810.72	$2,064.79	$50,306.74
Apr, 2051	335	$245.25	$1,819.55	$2,064.79	$48,487.20
May, 2051	336	$236.38	$1,828.42	$2,064.79	$46,658.78
Jun, 2051	337	$227.46	$1,837.33	$2,064.79	$44,821.45
Jul, 2051	338	$218.50	$1,846.29	$2,064.79	$42,975.16
Aug, 2051	339	$209.50	$1,855.29	$2,064.79	$41,119.87
Sep, 2051	340	$200.46	$1,864.33	$2,064.79	$39,255.53
Oct, 2051	341	$191.37	$1,873.42	$2,064.79	$37,382.11
Nov, 2051	342	$182.24	$1,882.56	$2,064.79	$35,499.56
Dec, 2051	343	$173.06	$1,891.73	$2,064.79	$33,607.82
Jan, 2052	344	$163.84	$1,900.96	$2,064.79	$31,706.87
Feb, 2052	345	$154.57	$1,910.22	$2,064.79	$29,796.64
Mar, 2052	346	$145.26	$1,919.53	$2,064.79	$27,877.11
Apr, 2052	347	$135.90	$1,928.89	$2,064.79	$25,948.22
May, 2052	348	$126.50	$1,938.30	$2,064.79	$24,009.92
Jun, 2052	349	$117.05	$1,947.74	$2,064.79	$22,062.18
Jul, 2052	350	$107.55	$1,957.24	$2,064.79	$20,104.94
Aug, 2052	351	$98.01	$1,966.78	$2,064.79	$18,138.16
Sep, 2052	352	$88.42	$1,976.37	$2,064.79	$16,161.79
Oct, 2052	353	$78.79	$1,986.00	$2,064.79	$14,175.78
Nov, 2052	354	$69.11	$1,995.69	$2,064.79	$12,180.09
Dec, 2052	355	$59.38	$2,005.42	$2,064.79	$10,174.68
Jan, 2053	356	$49.60	$2,015.19	$2,064.79	$8,159.49
Feb, 2053	357	$39.78	$2,025.02	$2,064.79	$6,134.47
Mar, 2053	358	$29.91	$2,034.89	$2,064.79	$4,099.58
Apr, 2053	359	$19.99	$2,044.81	$2,064.79	$2,054.78
May, 2053	360	$10.02	$2,054.78	$2,064.79	$0.00
Should I Buy Mortgage Points?
	Without Points	With Points
Monthly Payment	$2,177.82	$2,064.79
Total Interest	$434,016.99	$393,325.58
Total Principal	$350,000.00	$350,000.00
Total Payment	$784,016.99	$743,325.58
Points Costs	$0	$7,000.00
Total Interest Savings	$0	$40,691.41
Total Savings	$0	$33,691.41
Payoff Date	May, 2053	May, 2053