Mortgage Rates Over Time

Mortgage Rates Over Time shows the historical and current 30-year and 15-year mortgage rates. The mortgage rates chart shows the mortgage rates over the last 20 years and more.

Mortgage Rates Chart

Below are many different mortgage rates chart that shows the mortgage rates throught the history. You will find mortgage rates from the 70's and today's mortgage rate, as well as the average mortgage rates in the last 30 years.

Mortgage Rates From 2022 to 2023

Below is the current mortgage rates chart that shows the 15-year and 30-year mortgage rates from 2022 to 2023.

Source: Freddie Mac

Daily Mortgage Rates Chart

Following is the daily mortgage rates chart that shows the 15-year and 30-year mortgage rates for the recent 3 - 4 months and the current mortgage rates.

Source: Freddie Mac

Mortgage Rates Over The Last 20 Years

The average mortgage rate table below shows the 30 year mortgage rate history all the way back to 1971 and the average 15 year mortgage rate history starting from 1991.

Year	Average 30-Year Mortgage Rate	Average 15-Year Mortgage Rate
2023	6.626%	5.928%
2022	5.344%	4.584%
2021	2.958%	2.272%
2020	3.112%	2.605%
2019	3.936%	3.392%
2018	4.545%	4%
2017	3.99%	3.273%
2016	3.654%	2.931%
2015	3.851%	3.088%
2014	4.169%	3.286%
2013	3.976%	3.101%
2012	3.658%	2.934%
2011	4.448%	3.684%
2010	4.69%	4.096%
2009	5.037%	4.574%
2008	6.027%	5.617%
2007	6.337%	6.025%
2006	6.413%	6.066%
2005	5.867%	5.418%
2004	5.839%	5.206%
2003	5.827%	5.171%
2002	6.537%	5.983%
2001	6.968%	6.502%
2000	8.053%	7.718%
1999	7.44%	7.058%
1998	6.943%	6.586%
1997	7.599%	7.134%
1996	7.806%	7.317%
1995	7.935%	7.482%
1994	8.381%	7.886%
1993	7.315%	6.822%
1992	8.39%	7.945%
1991	9.247%	2.909%
1990	10.129%
1989	10.319%
1988	10.342%
1987	10.213%
1986	10.187%
1985	12.43%
1984	13.878%
1983	13.235%
1982	16.044%
1981	16.642%
1980	13.742%
1979	11.204%
1978	9.642%
1977	8.845%
1976	8.866%
1975	9.047%
1974	9.187%
1973	8.045%
1972	7.383%
1971	7.542%

Source: Freddie Mac

Mortgage Rates Over The Last 30 Years

Source: Freddie Mac

Mortgage Rates Over The Last 50 Years

Source: Freddie Mac

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