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Mortgage Rates

The national average 30-year fixed mortgage rates are around 6.50% to 7.50% as of today, with 15-year fixed mortgage rates in the range of 5.50% to 6.88%. Get daily mortgage rates update and compare current mortgage rates from different lenders.

Mortgage Rates Today

Following are the mortgage rates from 12 lenders. Updated: September 11, 2026.

Today's Mortgage Rates

Lender Rate / APR Payment / Fees
Securitas Mortgage Inc
30-Year Fixed
6.125%
APR: 6.313%
$3,039 /mo
$6,067 (0.812 Pts)
District Lending
30-Year Fixed
6.125%
APR: 6.345%
$3,039 /mo
$4,249 (1.500 Pts)
SimpLend Mortgage
30-Year Fixed
6.250%
APR: 6.443%
$3,079 /mo
$5,562 (1.000 Pts)
Reliant Home Funding, Inc.
30-Year Fixed
6.375%
APR: 6.450%
$3,120 /mo
$1,995 (0.385 Pts)
iheartloan
30-Year Fixed
6.250%
APR: 6.462%
$3,079 /mo
$5,281 (1.250 Pts)
Cities Home Mortgage Corp
30-Year Fixed
6.250%
APR: 6.463%
$3,079 /mo
$5,193 (1.250 Pts)
Novum Home Loans LLC
30-Year Fixed
6.250%
APR: 6.464%
$3,079 /mo
$5,305 (1.250 Pts)
Pure Rate Mortgage
30-Year Fixed
6.375%
APR: 6.517%
$3,120 /mo
$1,225 (1.250 Pts)
Midwest Mortgage Lending
30-Year Fixed
6.375%
APR: 6.526%
$3,120 /mo
$1,050 (1.375 Pts)
LifeStone Mortgage
30-Year Fixed
6.375%
APR: 6.536%
$3,120 /mo
$1,070 (1.500 Pts)
CrossCountry Mortgage
30-Year Fixed
6.375%
APR: 6.565%
$3,120 /mo
$3,821 (1.305 Pts)
Farmers Bank of Kansas City
30-Year Fixed
6.490%
APR: 6.580%
$3,158 /mo
$795 (0.776 Pts)

Current Mortgage Rates

Product Name Average Rates Low Rate High Rate Daily Change Weekly Change
15 Year Fixed 6.164% 5.500% 6.875% +1.05% +3.03%
30 Year Fixed 6.968% 6.500% 7.500% +0.87% +2.59%
5/6 Year ARM 6.192% 5.875% 6.625% -0.94% -0.80%
7/6 Year ARM 6.476% 6.125% 7.500% +1.31% +1.87%
FHA 30 years fixed 6.367% 5.875% 7.250% +1.55% +3.39%
USDA 30 Year Fixed 6.409% 6.125% 6.750% 0.00% +2.51%
VA 30 years fixed 6.443% 5.875% 8.250% +1.32% +3.22%

Mortgage Rates Trend by Product Type

Current 30-Year & 15-Year Fixed Mortgage Rates

The current mortgage rates chart shows the recent rates for the 30-year and 15-year fixed mortgages.

Source: Freddie Mac

To see the mortgage interest rates for the past 20 years, go to mortgage interest rates over time.

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