 |
| Advanced | Simple | Home Equity | Refinance | HELOC | Recast | Early Payoff | Widget |
Mortgage Rates
The national average 30-year fixed mortgage rates are around 7.13% to 8.00% as of today, with 15-year fixed mortgage rates in the range of 6.13% to 7.38%. Get daily mortgage rates update and compare current mortgage rates from different lenders.
Mortgage Rates Today
Following are the mortgage rates from 12 lenders. Updated: October 07, 2026.
Today's Mortgage Rates
| Lender | Rate / APR | Payment / Fees |
|---|---|---|
|
Securitas Mortgage Inc
30-Year Fixed
|
5.990%
APR: 6.240%
|
$2,995 /mo
$6,067 (1.499 Pts)
|
|
Reliant Home Funding, Inc.
30-Year Fixed
|
6.750%
APR: 6.913%
|
$3,243 /mo
$1,995 (1.276 Pts)
|
|
Optimum First Mortgage
30-Year Fixed
|
6.750%
APR: 6.928%
|
$3,243 /mo
$1,995 (1.437 Pts)
|
|
District Lending
30-Year Fixed
|
6.750%
APR: 6.942%
|
$3,243 /mo
$4,463 (1.125 Pts)
|
|
GenPoint Mortgage, LLC
30-Year Fixed
|
6.750%
APR: 6.991%
|
$3,243 /mo
$5,171 (1.500 Pts)
|
|
Cities Home Mortgage Corp
30-Year Fixed
|
6.750%
APR: 6.994%
|
$3,243 /mo
$5,193 (1.500 Pts)
|
|
Novum Home Loans LLC
30-Year Fixed
|
6.750%
APR: 6.995%
|
$3,243 /mo
$5,305 (1.500 Pts)
|
|
Surety Home Loans
30-Year Fixed
|
6.750%
APR: 6.995%
|
$3,243 /mo
$5,125 (1.500 Pts)
|
|
Gateway Capital Mortgage
30-Year Fixed
|
6.750%
APR: 6.999%
|
$3,243 /mo
$5,330 (1.500 Pts)
|
|
Salute Mortgage, LLC
30-Year Fixed
|
6.875%
APR: 7.031%
|
$3,285 /mo
$1,228 (1.377 Pts)
|
|
Sage Home Loan Corporation
30-Year Fixed
|
6.875%
APR: 7.040%
|
$3,285 /mo
$1,494 (1.383 Pts)
|
|
CrossCountry Mortgage
30-Year Fixed
|
6.875%
APR: 7.054%
|
$3,285 /mo
$3,821 (1.127 Pts)
|
Current Mortgage Rates
| Product Name | Average Rates | Low Rate | High Rate | Daily Change | Weekly Change |
|---|---|---|---|---|---|
| 15 Year Fixed | 6.705% | 6.125% | 7.375% | -0.25% | +0.33% |
| 30 Year Fixed | 7.515% | 7.125% | 7.999% | -0.25% | +0.07% |
| 5/6 Year ARM | 7.155% | 6.625% | 7.625% | +0.22% | +0.56% |
| 7/6 Year ARM | 6.875% | 6.875% | 6.990% | 0.00% | -0.62% |
| FHA 30 years fixed | 6.911% | 6.490% | 8.250% | +0.10% | +0.44% |
| USDA 30 Year Fixed | 6.887% | 6.599% | 7.500% | -1.19% | -1.30% |
| VA 30 years fixed | 6.975% | 6.599% | 8.250% | -0.27% | +0.09% |
Mortgage Rates Trend by Product Type
Current 30-Year & 15-Year Fixed Mortgage Rates
The current mortgage rates chart shows the recent rates for the 30-year and 15-year fixed mortgages.
Source: Freddie Mac
To see the mortgage interest rates for the past 20 years, go to mortgage interest rates over time.
Mortgage Calculator | Terms | Privacy | Disclaimer | Contact
©2026 Mortgage Calculator