 |
| Advanced | Simple | Home Equity | Refinance | HELOC | Recast | Early Payoff | Widget |
Mortgage Rates
The national average 30-year fixed mortgage rates are around 7.13% to 8.00% as of today, with 15-year fixed mortgage rates in the range of 6.13% to 7.50%. Get daily mortgage rates update and compare current mortgage rates from different lenders.
Mortgage Rates Today
Following are the mortgage rates from 12 lenders. Updated: October 05, 2026.
Today's Mortgage Rates
| Lender | Rate / APR | Payment / Fees |
|---|---|---|
|
Securitas Mortgage Inc
30-Year Fixed
|
5.990%
APR: 6.240%
|
$2,995 /mo
$6,067 (1.499 Pts)
|
|
SimpLend Mortgage
30-Year Fixed
|
6.625%
APR: 6.859%
|
$3,202 /mo
$5,562 (1.375 Pts)
|
|
Optimum First Mortgage
30-Year Fixed
|
6.750%
APR: 6.934%
|
$3,243 /mo
$1,995 (1.496 Pts)
|
|
GenPoint Mortgage, LLC
30-Year Fixed
|
6.750%
APR: 6.942%
|
$3,243 /mo
$5,171 (1.000 Pts)
|
|
Cities Home Mortgage Corp
30-Year Fixed
|
6.750%
APR: 6.945%
|
$3,243 /mo
$5,193 (1.000 Pts)
|
|
District Lending
30-Year Fixed
|
6.875%
APR: 6.961%
|
$3,285 /mo
$713 (0.769 Pts)
|
|
Reliant Home Funding, Inc.
30-Year Fixed
|
6.875%
APR: 6.977%
|
$3,285 /mo
$1,995 (0.635 Pts)
|
|
American Federal Mortgage Corporation
30-Year Fixed
|
6.875%
APR: 7.010%
|
$3,285 /mo
$541 (1.300 Pts)
|
|
Strength Financial
30-Year Fixed
|
6.875%
APR: 7.016%
|
$3,285 /mo
$1,195 (1.200 Pts)
|
|
LifeStone Mortgage
30-Year Fixed
|
6.875%
APR: 7.021%
|
$3,285 /mo
$1,270 (1.250 Pts)
|
|
Salute Mortgage, LLC
30-Year Fixed
|
6.875%
APR: 7.033%
|
$3,285 /mo
$1,228 (1.390 Pts)
|
|
Next Step Lending
30-Year Fixed
|
6.875%
APR: 7.043%
|
$3,285 /mo
$1,050 (1.500 Pts)
|
Current Mortgage Rates
| Product Name | Average Rates | Low Rate | High Rate | Daily Change | Weekly Change |
|---|---|---|---|---|---|
| 15 Year Fixed | 6.737% | 6.125% | 7.500% | +1.88% | +1.07% |
| 30 Year Fixed | 7.542% | 7.125% | 7.999% | +1.15% | +1.17% |
| 5/6 Year ARM | 7.058% | 6.625% | 7.625% | +0.21% | +5.17% |
| 7/6 Year ARM | 6.875% | 6.875% | 6.875% | +0.45% | +0.66% |
| FHA 30 years fixed | 6.925% | 6.490% | 8.250% | +1.53% | +1.63% |
| USDA 30 Year Fixed | 6.962% | 6.599% | 7.625% | 0.00% | -0.73% |
| VA 30 years fixed | 7.023% | 6.490% | 8.250% | +1.61% | +1.09% |
Mortgage Rates Trend by Product Type
Current 30-Year & 15-Year Fixed Mortgage Rates
The current mortgage rates chart shows the recent rates for the 30-year and 15-year fixed mortgages.
Source: Freddie Mac
To see the mortgage interest rates for the past 20 years, go to mortgage interest rates over time.
Mortgage Calculator | Terms | Privacy | Disclaimer | Contact
©2026 Mortgage Calculator