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Mortgage Rates
Mortgage rates shows today's mortgage rates along with historical and current 30-year and 15-year mortgage rates. Compare today's mortgage rates from different lenders to get the best deal for your home mortgage.
Daily Mortgage Rates
The daily mortgage rates chart shows the mortgage rates for the past year, this gives homebuyers an idea on trends of the mortgage rates.
Source: Freddie Mac
Average Mortgage Rates
The average mortgage rates table shows the average rates for the 30-year mortgage and 15-year mortgage since 1991.
| Year | Average 30-Year Mortgage Rate | Average 15-Year Mortgage Rate |
|---|---|---|
| 2026 | 6.326% | 5.68% |
| 2025 | 6.595% | 5.782% |
| 2024 | 6.721% | 5.962% |
| 2023 | 6.807% | 6.112% |
| 2022 | 5.344% | 4.584% |
| 2021 | 2.958% | 2.272% |
| 2020 | 3.112% | 2.605% |
| 2019 | 3.936% | 3.392% |
| 2018 | 4.545% | 4% |
| 2017 | 3.99% | 3.273% |
| 2016 | 3.654% | 2.931% |
| 2015 | 3.851% | 3.088% |
| 2014 | 4.169% | 3.286% |
| 2013 | 3.976% | 3.101% |
| 2012 | 3.658% | 2.934% |
| 2011 | 4.448% | 3.684% |
| 2010 | 4.69% | 4.096% |
| 2009 | 5.037% | 4.574% |
| 2008 | 6.027% | 5.617% |
| 2007 | 6.337% | 6.025% |
| 2006 | 6.413% | 6.066% |
| 2005 | 5.867% | 5.418% |
| 2004 | 5.839% | 5.206% |
| 2003 | 5.827% | 5.171% |
| 2002 | 6.537% | 5.983% |
| 2001 | 6.968% | 6.502% |
| 2000 | 8.053% | 7.718% |
| 1999 | 7.44% | 7.058% |
| 1998 | 6.943% | 6.586% |
| 1997 | 7.599% | 7.134% |
| 1996 | 7.806% | 7.317% |
| 1995 | 7.935% | 7.482% |
| 1994 | 8.381% | 7.886% |
| 1993 | 7.315% | 6.822% |
| 1992 | 8.39% | 7.945% |
| 1991 | 9.247% | 2.572% |
| 1990 | 10.129% | |
| 1989 | 10.319% | |
| 1988 | 10.342% | |
| 1987 | 10.213% | |
| 1986 | 10.187% | |
| 1985 | 12.43% | |
| 1984 | 13.878% | |
| 1983 | 13.235% | |
| 1982 | 16.044% | |
| 1981 | 16.642% | |
| 1980 | 13.742% | |
| 1979 | 11.204% | |
| 1978 | 9.642% | |
| 1977 | 8.845% | |
| 1976 | 8.866% | |
| 1975 | 9.047% | |
| 1974 | 9.187% | |
| 1973 | 8.045% | |
| 1972 | 7.383% | |
| 1971 | 7.553% |
Source: Freddie Mac
To see the historical mortgage rates, go to Mortgage Rates Over Time
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