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Connecticut Refinance Rates
Connecticut Refinance Rates shows today's refinance rates in Connecticut. Find and compare the best CT refinance rates and save money on your mortgage payments.
Following are the refinance rates from 10 Connecticut lenders. Updated: September 13, 2026.
Today's Refinance Rates (Connecticut)
| Lender | Rate / APR | Payment / Fees |
|---|---|---|
|
Reliant Home Funding, Inc.
30-Year Fixed
|
6.25%
APR: 6.43%
|
$3,079 /mo
$1,995 (1.456 Pts)
|
|
Farmers Bank of Kansas City
30-Year Fixed
|
6.49%
APR: 6.59%
|
$3,158 /mo
$795 (0.913 Pts)
|
|
Mutual of Omaha Mortgage
30-Year Fixed
|
6.49%
APR: 6.75%
|
$3,158 /mo
$6,450 (1.469 Pts)
|
|
Refi.com
30-Year Fixed
|
6.50%
APR: 6.61%
|
$3,161 /mo
$0 (1.188 Pts)
|
|
Superior Funding Corporation
30-Year Fixed
|
6.63%
APR: 6.72%
|
$3,202 /mo
$0 (0.965 Pts)
|
|
Sage Home Loan Corporation
30-Year Fixed
|
6.63%
APR: 6.73%
|
$3,202 /mo
$1,494 (0.796 Pts)
|
|
AimLoan.com
30-Year Fixed
|
6.63%
APR: 6.75%
|
$3,202 /mo
$1,236 (1.050 Pts)
|
|
PenFed Credit Union
30-Year Fixed
|
6.63%
APR: 6.78%
|
$3,202 /mo
$1,995 (1.250 Pts)
|
|
Watermark Home Loans
30-Year Fixed
|
6.75%
APR: 6.82%
|
$3,243 /mo
$1,628 (0.385 Pts)
|
|
Allied Mortgage Group, Inc.
30-Year Fixed
|
6.75%
APR: 6.90%
|
$3,243 /mo
$0 (1.492 Pts)
|
Mortgage Refinance Calculator |
||||||
New Monthly Payment: |
$1,697.45 | |||||
Payoff Date: |
Aug, 2041 | |||||
Closing Cost: |
$0.00 | |||||
Other Expenses: |
$0.00 | |||||
Interest Savings: |
$116,883.94 | |||||
Total Savings: |
$116,883.94 | |||||
Mortgage Refinance Amortization Schedule |
||||||
| Payment Date | Payment # | Interest Paid | Principal Paid | Total Payment | Remaining Balance | |
|---|---|---|---|---|---|---|
| Sep, 2026 | 1 | $1,015.00 | $682.45 | $1,697.45 | $199,317.55 | |
| Oct, 2026 | 2 | $1,011.54 | $685.92 | $1,697.45 | $198,631.63 | |
| Nov, 2026 | 3 | $1,008.06 | $689.40 | $1,697.45 | $197,942.23 | |
| Dec, 2026 | 4 | $1,004.56 | $692.90 | $1,697.45 | $197,249.33 | |
| Jan, 2027 | 5 | $1,001.04 | $696.41 | $1,697.45 | $196,552.92 | |
| Feb, 2027 | 6 | $997.51 | $699.95 | $1,697.45 | $195,852.97 | |
| Mar, 2027 | 7 | $993.95 | $703.50 | $1,697.45 | $195,149.47 | |
| Apr, 2027 | 8 | $990.38 | $707.07 | $1,697.45 | $194,442.40 | |
| May, 2027 | 9 | $986.80 | $710.66 | $1,697.45 | $193,731.74 | |
| Jun, 2027 | 10 | $983.19 | $714.27 | $1,697.45 | $193,017.48 | |
| Jul, 2027 | 11 | $979.56 | $717.89 | $1,697.45 | $192,299.59 | |
| Aug, 2027 | 12 | $975.92 | $721.53 | $1,697.45 | $191,578.05 | |
| Sep, 2027 | 13 | $972.26 | $725.20 | $1,697.45 | $190,852.86 | |
| Oct, 2027 | 14 | $968.58 | $728.88 | $1,697.45 | $190,123.98 | |
| Nov, 2027 | 15 | $964.88 | $732.57 | $1,697.45 | $189,391.41 | |
| Dec, 2027 | 16 | $961.16 | $736.29 | $1,697.45 | $188,655.12 | |
| Jan, 2028 | 17 | $957.42 | $740.03 | $1,697.45 | $187,915.09 | |
| Feb, 2028 | 18 | $953.67 | $743.78 | $1,697.45 | $187,171.30 | |
| Mar, 2028 | 19 | $949.89 | $747.56 | $1,697.45 | $186,423.74 | |
| Apr, 2028 | 20 | $946.10 | $751.35 | $1,697.45 | $185,672.39 | |
| May, 2028 | 21 | $942.29 | $755.17 | $1,697.45 | $184,917.22 | |
| Jun, 2028 | 22 | $938.45 | $759.00 | $1,697.45 | $184,158.23 | |
| Jul, 2028 | 23 | $934.60 | $762.85 | $1,697.45 | $183,395.37 | |
| Aug, 2028 | 24 | $930.73 | $766.72 | $1,697.45 | $182,628.65 | |
| Sep, 2028 | 25 | $926.84 | $770.61 | $1,697.45 | $181,858.04 | |
| Oct, 2028 | 26 | $922.93 | $774.52 | $1,697.45 | $181,083.51 | |
| Nov, 2028 | 27 | $919.00 | $778.45 | $1,697.45 | $180,305.06 | |
| Dec, 2028 | 28 | $915.05 | $782.41 | $1,697.45 | $179,522.65 | |
| Jan, 2029 | 29 | $911.08 | $786.38 | $1,697.45 | $178,736.28 | |
| Feb, 2029 | 30 | $907.09 | $790.37 | $1,697.45 | $177,945.91 | |
| Mar, 2029 | 31 | $903.08 | $794.38 | $1,697.45 | $177,151.53 | |
| Apr, 2029 | 32 | $899.04 | $798.41 | $1,697.45 | $176,353.12 | |
| May, 2029 | 33 | $894.99 | $802.46 | $1,697.45 | $175,550.66 | |
| Jun, 2029 | 34 | $890.92 | $806.53 | $1,697.45 | $174,744.13 | |
| Jul, 2029 | 35 | $886.83 | $810.63 | $1,697.45 | $173,933.50 | |
| Aug, 2029 | 36 | $882.71 | $814.74 | $1,697.45 | $173,118.76 | |
| Sep, 2029 | 37 | $878.58 | $818.88 | $1,697.45 | $172,299.88 | |
| Oct, 2029 | 38 | $874.42 | $823.03 | $1,697.45 | $171,476.85 | |
| Nov, 2029 | 39 | $870.25 | $827.21 | $1,697.45 | $170,649.64 | |
| Dec, 2029 | 40 | $866.05 | $831.41 | $1,697.45 | $169,818.23 | |
| Jan, 2030 | 41 | $861.83 | $835.63 | $1,697.45 | $168,982.61 | |
| Feb, 2030 | 42 | $857.59 | $839.87 | $1,697.45 | $168,142.74 | |
| Mar, 2030 | 43 | $853.32 | $844.13 | $1,697.45 | $167,298.61 | |
| Apr, 2030 | 44 | $849.04 | $848.41 | $1,697.45 | $166,450.20 | |
| May, 2030 | 45 | $844.73 | $852.72 | $1,697.45 | $165,597.48 | |
| Jun, 2030 | 46 | $840.41 | $857.05 | $1,697.45 | $164,740.43 | |
| Jul, 2030 | 47 | $836.06 | $861.40 | $1,697.45 | $163,879.04 | |
| Aug, 2030 | 48 | $831.69 | $865.77 | $1,697.45 | $163,013.27 | |
| Sep, 2030 | 49 | $827.29 | $870.16 | $1,697.45 | $162,143.11 | |
| Oct, 2030 | 50 | $822.88 | $874.58 | $1,697.45 | $161,268.53 | |
| Nov, 2030 | 51 | $818.44 | $879.02 | $1,697.45 | $160,389.51 | |
| Dec, 2030 | 52 | $813.98 | $883.48 | $1,697.45 | $159,506.04 | |
| Jan, 2031 | 53 | $809.49 | $887.96 | $1,697.45 | $158,618.08 | |
| Feb, 2031 | 54 | $804.99 | $892.47 | $1,697.45 | $157,725.61 | |
| Mar, 2031 | 55 | $800.46 | $897.00 | $1,697.45 | $156,828.61 | |
| Apr, 2031 | 56 | $795.91 | $901.55 | $1,697.45 | $155,927.06 | |
| May, 2031 | 57 | $791.33 | $906.12 | $1,697.45 | $155,020.94 | |
| Jun, 2031 | 58 | $786.73 | $910.72 | $1,697.45 | $154,110.22 | |
| Jul, 2031 | 59 | $782.11 | $915.34 | $1,697.45 | $153,194.87 | |
| Aug, 2031 | 60 | $777.46 | $919.99 | $1,697.45 | $152,274.88 | |
| Sep, 2031 | 61 | $772.80 | $924.66 | $1,697.45 | $151,350.22 | |
| Oct, 2031 | 62 | $768.10 | $929.35 | $1,697.45 | $150,420.87 | |
| Nov, 2031 | 63 | $763.39 | $934.07 | $1,697.45 | $149,486.81 | |
| Dec, 2031 | 64 | $758.65 | $938.81 | $1,697.45 | $148,548.00 | |
| Jan, 2032 | 65 | $753.88 | $943.57 | $1,697.45 | $147,604.42 | |
| Feb, 2032 | 66 | $749.09 | $948.36 | $1,697.45 | $146,656.06 | |
| Mar, 2032 | 67 | $744.28 | $953.17 | $1,697.45 | $145,702.89 | |
| Apr, 2032 | 68 | $739.44 | $958.01 | $1,697.45 | $144,744.88 | |
| May, 2032 | 69 | $734.58 | $962.87 | $1,697.45 | $143,782.00 | |
| Jun, 2032 | 70 | $729.69 | $967.76 | $1,697.45 | $142,814.24 | |
| Jul, 2032 | 71 | $724.78 | $972.67 | $1,697.45 | $141,841.57 | |
| Aug, 2032 | 72 | $719.85 | $977.61 | $1,697.45 | $140,863.96 | |
| Sep, 2032 | 73 | $714.88 | $982.57 | $1,697.45 | $139,881.39 | |
| Oct, 2032 | 74 | $709.90 | $987.56 | $1,697.45 | $138,893.84 | |
| Nov, 2032 | 75 | $704.89 | $992.57 | $1,697.45 | $137,901.27 | |
| Dec, 2032 | 76 | $699.85 | $997.60 | $1,697.45 | $136,903.67 | |
| Jan, 2033 | 77 | $694.79 | $1,002.67 | $1,697.45 | $135,901.00 | |
| Feb, 2033 | 78 | $689.70 | $1,007.76 | $1,697.45 | $134,893.24 | |
| Mar, 2033 | 79 | $684.58 | $1,012.87 | $1,697.45 | $133,880.37 | |
| Apr, 2033 | 80 | $679.44 | $1,018.01 | $1,697.45 | $132,862.36 | |
| May, 2033 | 81 | $674.28 | $1,023.18 | $1,697.45 | $131,839.18 | |
| Jun, 2033 | 82 | $669.08 | $1,028.37 | $1,697.45 | $130,810.81 | |
| Jul, 2033 | 83 | $663.86 | $1,033.59 | $1,697.45 | $129,777.22 | |
| Aug, 2033 | 84 | $658.62 | $1,038.83 | $1,697.45 | $128,738.39 | |
| Sep, 2033 | 85 | $653.35 | $1,044.11 | $1,697.45 | $127,694.28 | |
| Oct, 2033 | 86 | $648.05 | $1,049.41 | $1,697.45 | $126,644.88 | |
| Nov, 2033 | 87 | $642.72 | $1,054.73 | $1,697.45 | $125,590.15 | |
| Dec, 2033 | 88 | $637.37 | $1,060.08 | $1,697.45 | $124,530.06 | |
| Jan, 2034 | 89 | $631.99 | $1,065.46 | $1,697.45 | $123,464.60 | |
| Feb, 2034 | 90 | $626.58 | $1,070.87 | $1,697.45 | $122,393.73 | |
| Mar, 2034 | 91 | $621.15 | $1,076.31 | $1,697.45 | $121,317.42 | |
| Apr, 2034 | 92 | $615.69 | $1,081.77 | $1,697.45 | $120,235.66 | |
| May, 2034 | 93 | $610.20 | $1,087.26 | $1,697.45 | $119,148.40 | |
| Jun, 2034 | 94 | $604.68 | $1,092.78 | $1,697.45 | $118,055.62 | |
| Jul, 2034 | 95 | $599.13 | $1,098.32 | $1,697.45 | $116,957.30 | |
| Aug, 2034 | 96 | $593.56 | $1,103.90 | $1,697.45 | $115,853.41 | |
| Sep, 2034 | 97 | $587.96 | $1,109.50 | $1,697.45 | $114,743.91 | |
| Oct, 2034 | 98 | $582.33 | $1,115.13 | $1,697.45 | $113,628.78 | |
| Nov, 2034 | 99 | $576.67 | $1,120.79 | $1,697.45 | $112,507.99 | |
| Dec, 2034 | 100 | $570.98 | $1,126.48 | $1,697.45 | $111,381.52 | |
| Jan, 2035 | 101 | $565.26 | $1,132.19 | $1,697.45 | $110,249.32 | |
| Feb, 2035 | 102 | $559.52 | $1,137.94 | $1,697.45 | $109,111.38 | |
| Mar, 2035 | 103 | $553.74 | $1,143.71 | $1,697.45 | $107,967.67 | |
| Apr, 2035 | 104 | $547.94 | $1,149.52 | $1,697.45 | $106,818.15 | |
| May, 2035 | 105 | $542.10 | $1,155.35 | $1,697.45 | $105,662.80 | |
| Jun, 2035 | 106 | $536.24 | $1,161.22 | $1,697.45 | $104,501.59 | |
| Jul, 2035 | 107 | $530.35 | $1,167.11 | $1,697.45 | $103,334.48 | |
| Aug, 2035 | 108 | $524.42 | $1,173.03 | $1,697.45 | $102,161.45 | |
| Sep, 2035 | 109 | $518.47 | $1,178.98 | $1,697.45 | $100,982.46 | |
| Oct, 2035 | 110 | $512.49 | $1,184.97 | $1,697.45 | $99,797.49 | |
| Nov, 2035 | 111 | $506.47 | $1,190.98 | $1,697.45 | $98,606.51 | |
| Dec, 2035 | 112 | $500.43 | $1,197.03 | $1,697.45 | $97,409.49 | |
| Jan, 2036 | 113 | $494.35 | $1,203.10 | $1,697.45 | $96,206.39 | |
| Feb, 2036 | 114 | $488.25 | $1,209.21 | $1,697.45 | $94,997.18 | |
| Mar, 2036 | 115 | $482.11 | $1,215.34 | $1,697.45 | $93,781.84 | |
| Apr, 2036 | 116 | $475.94 | $1,221.51 | $1,697.45 | $92,560.33 | |
| May, 2036 | 117 | $469.74 | $1,227.71 | $1,697.45 | $91,332.62 | |
| Jun, 2036 | 118 | $463.51 | $1,233.94 | $1,697.45 | $90,098.67 | |
| Jul, 2036 | 119 | $457.25 | $1,240.20 | $1,697.45 | $88,858.47 | |
| Aug, 2036 | 120 | $450.96 | $1,246.50 | $1,697.45 | $87,611.97 | |
| Sep, 2036 | 121 | $444.63 | $1,252.82 | $1,697.45 | $86,359.15 | |
| Oct, 2036 | 122 | $438.27 | $1,259.18 | $1,697.45 | $85,099.97 | |
| Nov, 2036 | 123 | $431.88 | $1,265.57 | $1,697.45 | $83,834.40 | |
| Dec, 2036 | 124 | $425.46 | $1,271.99 | $1,697.45 | $82,562.40 | |
| Jan, 2037 | 125 | $419.00 | $1,278.45 | $1,697.45 | $81,283.96 | |
| Feb, 2037 | 126 | $412.52 | $1,284.94 | $1,697.45 | $79,999.02 | |
| Mar, 2037 | 127 | $406.00 | $1,291.46 | $1,697.45 | $78,707.56 | |
| Apr, 2037 | 128 | $399.44 | $1,298.01 | $1,697.45 | $77,409.55 | |
| May, 2037 | 129 | $392.85 | $1,304.60 | $1,697.45 | $76,104.95 | |
| Jun, 2037 | 130 | $386.23 | $1,311.22 | $1,697.45 | $74,793.72 | |
| Jul, 2037 | 131 | $379.58 | $1,317.88 | $1,697.45 | $73,475.85 | |
| Aug, 2037 | 132 | $372.89 | $1,324.56 | $1,697.45 | $72,151.28 | |
| Sep, 2037 | 133 | $366.17 | $1,331.29 | $1,697.45 | $70,820.00 | |
| Oct, 2037 | 134 | $359.41 | $1,338.04 | $1,697.45 | $69,481.96 | |
| Nov, 2037 | 135 | $352.62 | $1,344.83 | $1,697.45 | $68,137.12 | |
| Dec, 2037 | 136 | $345.80 | $1,351.66 | $1,697.45 | $66,785.47 | |
| Jan, 2038 | 137 | $338.94 | $1,358.52 | $1,697.45 | $65,426.95 | |
| Feb, 2038 | 138 | $332.04 | $1,365.41 | $1,697.45 | $64,061.54 | |
| Mar, 2038 | 139 | $325.11 | $1,372.34 | $1,697.45 | $62,689.19 | |
| Apr, 2038 | 140 | $318.15 | $1,379.31 | $1,697.45 | $61,309.89 | |
| May, 2038 | 141 | $311.15 | $1,386.31 | $1,697.45 | $59,923.58 | |
| Jun, 2038 | 142 | $304.11 | $1,393.34 | $1,697.45 | $58,530.24 | |
| Jul, 2038 | 143 | $297.04 | $1,400.41 | $1,697.45 | $57,129.83 | |
| Aug, 2038 | 144 | $289.93 | $1,407.52 | $1,697.45 | $55,722.31 | |
| Sep, 2038 | 145 | $282.79 | $1,414.66 | $1,697.45 | $54,307.64 | |
| Oct, 2038 | 146 | $275.61 | $1,421.84 | $1,697.45 | $52,885.80 | |
| Nov, 2038 | 147 | $268.40 | $1,429.06 | $1,697.45 | $51,456.74 | |
| Dec, 2038 | 148 | $261.14 | $1,436.31 | $1,697.45 | $50,020.43 | |
| Jan, 2039 | 149 | $253.85 | $1,443.60 | $1,697.45 | $48,576.83 | |
| Feb, 2039 | 150 | $246.53 | $1,450.93 | $1,697.45 | $47,125.91 | |
| Mar, 2039 | 151 | $239.16 | $1,458.29 | $1,697.45 | $45,667.62 | |
| Apr, 2039 | 152 | $231.76 | $1,465.69 | $1,697.45 | $44,201.93 | |
| May, 2039 | 153 | $224.32 | $1,473.13 | $1,697.45 | $42,728.80 | |
| Jun, 2039 | 154 | $216.85 | $1,480.61 | $1,697.45 | $41,248.19 | |
| Jul, 2039 | 155 | $209.33 | $1,488.12 | $1,697.45 | $39,760.07 | |
| Aug, 2039 | 156 | $201.78 | $1,495.67 | $1,697.45 | $38,264.40 | |
| Sep, 2039 | 157 | $194.19 | $1,503.26 | $1,697.45 | $36,761.14 | |
| Oct, 2039 | 158 | $186.56 | $1,510.89 | $1,697.45 | $35,250.25 | |
| Nov, 2039 | 159 | $178.90 | $1,518.56 | $1,697.45 | $33,731.69 | |
| Dec, 2039 | 160 | $171.19 | $1,526.27 | $1,697.45 | $32,205.42 | |
| Jan, 2040 | 161 | $163.44 | $1,534.01 | $1,697.45 | $30,671.41 | |
| Feb, 2040 | 162 | $155.66 | $1,541.80 | $1,697.45 | $29,129.62 | |
| Mar, 2040 | 163 | $147.83 | $1,549.62 | $1,697.45 | $27,580.00 | |
| Apr, 2040 | 164 | $139.97 | $1,557.49 | $1,697.45 | $26,022.51 | |
| May, 2040 | 165 | $132.06 | $1,565.39 | $1,697.45 | $24,457.12 | |
| Jun, 2040 | 166 | $124.12 | $1,573.33 | $1,697.45 | $22,883.79 | |
| Jul, 2040 | 167 | $116.14 | $1,581.32 | $1,697.45 | $21,302.47 | |
| Aug, 2040 | 168 | $108.11 | $1,589.34 | $1,697.45 | $19,713.12 | |
| Sep, 2040 | 169 | $100.04 | $1,597.41 | $1,697.45 | $18,115.71 | |
| Oct, 2040 | 170 | $91.94 | $1,605.52 | $1,697.45 | $16,510.20 | |
| Nov, 2040 | 171 | $83.79 | $1,613.66 | $1,697.45 | $14,896.53 | |
| Dec, 2040 | 172 | $75.60 | $1,621.85 | $1,697.45 | $13,274.68 | |
| Jan, 2041 | 173 | $67.37 | $1,630.08 | $1,697.45 | $11,644.59 | |
| Feb, 2041 | 174 | $59.10 | $1,638.36 | $1,697.45 | $10,006.24 | |
| Mar, 2041 | 175 | $50.78 | $1,646.67 | $1,697.45 | $8,359.57 | |
| Apr, 2041 | 176 | $42.42 | $1,655.03 | $1,697.45 | $6,704.54 | |
| May, 2041 | 177 | $34.03 | $1,663.43 | $1,697.45 | $5,041.11 | |
| Jun, 2041 | 178 | $25.58 | $1,671.87 | $1,697.45 | $3,369.24 | |
| Jul, 2041 | 179 | $17.10 | $1,680.35 | $1,697.45 | $1,688.88 | |
| Aug, 2041 | 180 | $8.57 | $1,688.88 | $1,697.45 | $0.00 | |
Mortgage vs. Refinance |
||||||
| Original | Mortgage Refinance | |||||
| Monthly Payment | $1,315.43 | $1,697.45 | ||||
| Total Interest | $222,425.62 | $105,541.68 | ||||
| Total Principal | $200,000.00 | $200,000.00 | ||||
| Total Payment | $422,425.62 | $305,541.68 | ||||
| Closing Cost | $0 | $0.00 | ||||
| Other Expenses | $0 | $0.00 | ||||
| Total Interest Savings | $0 | $116,883.94 | ||||
| Total Savings | $0 | $116,883.94 | ||||
| Payoff Date | Jun, 2053 | Aug, 2041 | ||||
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