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Delaware Refinance Rates
Delaware Refinance Rates shows today's refinance rates in Delaware. Find and compare the best DE refinance rates and save money on your mortgage payments.
Following are the refinance rates from 5 Delaware lenders. Updated: October 08, 2026.
Today's Refinance Rates (Delaware)
| Lender | Rate / APR | Payment / Fees |
|---|---|---|
|
Reliant Home Funding, Inc.
30-Year Fixed
|
6.75%
APR: 6.92%
|
$3,243 /mo
$1,995 (1.365 Pts)
|
|
AimLoan.com
30-Year Fixed
|
7.00%
APR: 7.14%
|
$3,327 /mo
$1,236 (1.164 Pts)
|
|
American Federal Mortgage Corporation
30-Year Fixed
|
7.00%
APR: 7.14%
|
$3,327 /mo
$541 (1.350 Pts)
|
|
Sage Home Loan Corporation
30-Year Fixed
|
7.13%
APR: 7.21%
|
$3,369 /mo
$1,494 (0.547 Pts)
|
|
Farmers Bank of Kansas City
30-Year Fixed
|
7.13%
APR: 7.24%
|
$3,369 /mo
$795 (0.976 Pts)
|
Mortgage Refinance Calculator |
||||||
New Monthly Payment: |
$1,706.14 | |||||
Payoff Date: |
Sep, 2041 | |||||
Closing Cost: |
$0.00 | |||||
Other Expenses: |
$0.00 | |||||
Interest Savings: |
$115,320.85 | |||||
Total Savings: |
$115,320.85 | |||||
Mortgage Refinance Amortization Schedule |
||||||
| Payment Date | Payment # | Interest Paid | Principal Paid | Total Payment | Remaining Balance | |
|---|---|---|---|---|---|---|
| Oct, 2026 | 1 | $1,028.33 | $677.80 | $1,706.14 | $199,322.20 | |
| Nov, 2026 | 2 | $1,024.85 | $681.29 | $1,706.14 | $198,640.91 | |
| Dec, 2026 | 3 | $1,021.35 | $684.79 | $1,706.14 | $197,956.11 | |
| Jan, 2027 | 4 | $1,017.82 | $688.31 | $1,706.14 | $197,267.80 | |
| Feb, 2027 | 5 | $1,014.29 | $691.85 | $1,706.14 | $196,575.95 | |
| Mar, 2027 | 6 | $1,010.73 | $695.41 | $1,706.14 | $195,880.54 | |
| Apr, 2027 | 7 | $1,007.15 | $698.99 | $1,706.14 | $195,181.55 | |
| May, 2027 | 8 | $1,003.56 | $702.58 | $1,706.14 | $194,478.97 | |
| Jun, 2027 | 9 | $999.95 | $706.19 | $1,706.14 | $193,772.78 | |
| Jul, 2027 | 10 | $996.32 | $709.82 | $1,706.14 | $193,062.96 | |
| Aug, 2027 | 11 | $992.67 | $713.47 | $1,706.14 | $192,349.49 | |
| Sep, 2027 | 12 | $989.00 | $717.14 | $1,706.14 | $191,632.35 | |
| Oct, 2027 | 13 | $985.31 | $720.83 | $1,706.14 | $190,911.52 | |
| Nov, 2027 | 14 | $981.60 | $724.53 | $1,706.14 | $190,186.99 | |
| Dec, 2027 | 15 | $977.88 | $728.26 | $1,706.14 | $189,458.73 | |
| Jan, 2028 | 16 | $974.13 | $732.00 | $1,706.14 | $188,726.72 | |
| Feb, 2028 | 17 | $970.37 | $735.77 | $1,706.14 | $187,990.95 | |
| Mar, 2028 | 18 | $966.59 | $739.55 | $1,706.14 | $187,251.40 | |
| Apr, 2028 | 19 | $962.78 | $743.35 | $1,706.14 | $186,508.05 | |
| May, 2028 | 20 | $958.96 | $747.18 | $1,706.14 | $185,760.87 | |
| Jun, 2028 | 21 | $955.12 | $751.02 | $1,706.14 | $185,009.86 | |
| Jul, 2028 | 22 | $951.26 | $754.88 | $1,706.14 | $184,254.98 | |
| Aug, 2028 | 23 | $947.38 | $758.76 | $1,706.14 | $183,496.22 | |
| Sep, 2028 | 24 | $943.48 | $762.66 | $1,706.14 | $182,733.56 | |
| Oct, 2028 | 25 | $939.56 | $766.58 | $1,706.14 | $181,966.98 | |
| Nov, 2028 | 26 | $935.61 | $770.52 | $1,706.14 | $181,196.45 | |
| Dec, 2028 | 27 | $931.65 | $774.49 | $1,706.14 | $180,421.97 | |
| Jan, 2029 | 28 | $927.67 | $778.47 | $1,706.14 | $179,643.50 | |
| Feb, 2029 | 29 | $923.67 | $782.47 | $1,706.14 | $178,861.03 | |
| Mar, 2029 | 30 | $919.64 | $786.49 | $1,706.14 | $178,074.53 | |
| Apr, 2029 | 31 | $915.60 | $790.54 | $1,706.14 | $177,284.00 | |
| May, 2029 | 32 | $911.54 | $794.60 | $1,706.14 | $176,489.39 | |
| Jun, 2029 | 33 | $907.45 | $798.69 | $1,706.14 | $175,690.70 | |
| Jul, 2029 | 34 | $903.34 | $802.79 | $1,706.14 | $174,887.91 | |
| Aug, 2029 | 35 | $899.22 | $806.92 | $1,706.14 | $174,080.99 | |
| Sep, 2029 | 36 | $895.07 | $811.07 | $1,706.14 | $173,269.92 | |
| Oct, 2029 | 37 | $890.90 | $815.24 | $1,706.14 | $172,454.68 | |
| Nov, 2029 | 38 | $886.70 | $819.43 | $1,706.14 | $171,635.24 | |
| Dec, 2029 | 39 | $882.49 | $823.65 | $1,706.14 | $170,811.60 | |
| Jan, 2030 | 40 | $878.26 | $827.88 | $1,706.14 | $169,983.71 | |
| Feb, 2030 | 41 | $874.00 | $832.14 | $1,706.14 | $169,151.58 | |
| Mar, 2030 | 42 | $869.72 | $836.42 | $1,706.14 | $168,315.16 | |
| Apr, 2030 | 43 | $865.42 | $840.72 | $1,706.14 | $167,474.44 | |
| May, 2030 | 44 | $861.10 | $845.04 | $1,706.14 | $166,629.40 | |
| Jun, 2030 | 45 | $856.75 | $849.38 | $1,706.14 | $165,780.02 | |
| Jul, 2030 | 46 | $852.39 | $853.75 | $1,706.14 | $164,926.27 | |
| Aug, 2030 | 47 | $848.00 | $858.14 | $1,706.14 | $164,068.12 | |
| Sep, 2030 | 48 | $843.58 | $862.55 | $1,706.14 | $163,205.57 | |
| Oct, 2030 | 49 | $839.15 | $866.99 | $1,706.14 | $162,338.58 | |
| Nov, 2030 | 50 | $834.69 | $871.45 | $1,706.14 | $161,467.13 | |
| Dec, 2030 | 51 | $830.21 | $875.93 | $1,706.14 | $160,591.21 | |
| Jan, 2031 | 52 | $825.71 | $880.43 | $1,706.14 | $159,710.78 | |
| Feb, 2031 | 53 | $821.18 | $884.96 | $1,706.14 | $158,825.82 | |
| Mar, 2031 | 54 | $816.63 | $889.51 | $1,706.14 | $157,936.31 | |
| Apr, 2031 | 55 | $812.06 | $894.08 | $1,706.14 | $157,042.23 | |
| May, 2031 | 56 | $807.46 | $898.68 | $1,706.14 | $156,143.55 | |
| Jun, 2031 | 57 | $802.84 | $903.30 | $1,706.14 | $155,240.25 | |
| Jul, 2031 | 58 | $798.19 | $907.94 | $1,706.14 | $154,332.31 | |
| Aug, 2031 | 59 | $793.53 | $912.61 | $1,706.14 | $153,419.69 | |
| Sep, 2031 | 60 | $788.83 | $917.30 | $1,706.14 | $152,502.39 | |
| Oct, 2031 | 61 | $784.12 | $922.02 | $1,706.14 | $151,580.37 | |
| Nov, 2031 | 62 | $779.38 | $926.76 | $1,706.14 | $150,653.61 | |
| Dec, 2031 | 63 | $774.61 | $931.53 | $1,706.14 | $149,722.08 | |
| Jan, 2032 | 64 | $769.82 | $936.32 | $1,706.14 | $148,785.76 | |
| Feb, 2032 | 65 | $765.01 | $941.13 | $1,706.14 | $147,844.63 | |
| Mar, 2032 | 66 | $760.17 | $945.97 | $1,706.14 | $146,898.66 | |
| Apr, 2032 | 67 | $755.30 | $950.83 | $1,706.14 | $145,947.83 | |
| May, 2032 | 68 | $750.42 | $955.72 | $1,706.14 | $144,992.11 | |
| Jun, 2032 | 69 | $745.50 | $960.64 | $1,706.14 | $144,031.47 | |
| Jul, 2032 | 70 | $740.56 | $965.58 | $1,706.14 | $143,065.89 | |
| Aug, 2032 | 71 | $735.60 | $970.54 | $1,706.14 | $142,095.35 | |
| Sep, 2032 | 72 | $730.61 | $975.53 | $1,706.14 | $141,119.82 | |
| Oct, 2032 | 73 | $725.59 | $980.55 | $1,706.14 | $140,139.28 | |
| Nov, 2032 | 74 | $720.55 | $985.59 | $1,706.14 | $139,153.69 | |
| Dec, 2032 | 75 | $715.48 | $990.66 | $1,706.14 | $138,163.03 | |
| Jan, 2033 | 76 | $710.39 | $995.75 | $1,706.14 | $137,167.28 | |
| Feb, 2033 | 77 | $705.27 | $1,000.87 | $1,706.14 | $136,166.41 | |
| Mar, 2033 | 78 | $700.12 | $1,006.02 | $1,706.14 | $135,160.40 | |
| Apr, 2033 | 79 | $694.95 | $1,011.19 | $1,706.14 | $134,149.21 | |
| May, 2033 | 80 | $689.75 | $1,016.39 | $1,706.14 | $133,132.82 | |
| Jun, 2033 | 81 | $684.52 | $1,021.61 | $1,706.14 | $132,111.21 | |
| Jul, 2033 | 82 | $679.27 | $1,026.87 | $1,706.14 | $131,084.34 | |
| Aug, 2033 | 83 | $673.99 | $1,032.15 | $1,706.14 | $130,052.20 | |
| Sep, 2033 | 84 | $668.69 | $1,037.45 | $1,706.14 | $129,014.75 | |
| Oct, 2033 | 85 | $663.35 | $1,042.79 | $1,706.14 | $127,971.96 | |
| Nov, 2033 | 86 | $657.99 | $1,048.15 | $1,706.14 | $126,923.81 | |
| Dec, 2033 | 87 | $652.60 | $1,053.54 | $1,706.14 | $125,870.27 | |
| Jan, 2034 | 88 | $647.18 | $1,058.95 | $1,706.14 | $124,811.32 | |
| Feb, 2034 | 89 | $641.74 | $1,064.40 | $1,706.14 | $123,746.92 | |
| Mar, 2034 | 90 | $636.27 | $1,069.87 | $1,706.14 | $122,677.05 | |
| Apr, 2034 | 91 | $630.76 | $1,075.37 | $1,706.14 | $121,601.67 | |
| May, 2034 | 92 | $625.24 | $1,080.90 | $1,706.14 | $120,520.77 | |
| Jun, 2034 | 93 | $619.68 | $1,086.46 | $1,706.14 | $119,434.31 | |
| Jul, 2034 | 94 | $614.09 | $1,092.05 | $1,706.14 | $118,342.26 | |
| Aug, 2034 | 95 | $608.48 | $1,097.66 | $1,706.14 | $117,244.60 | |
| Sep, 2034 | 96 | $602.83 | $1,103.30 | $1,706.14 | $116,141.30 | |
| Oct, 2034 | 97 | $597.16 | $1,108.98 | $1,706.14 | $115,032.32 | |
| Nov, 2034 | 98 | $591.46 | $1,114.68 | $1,706.14 | $113,917.64 | |
| Dec, 2034 | 99 | $585.73 | $1,120.41 | $1,706.14 | $112,797.23 | |
| Jan, 2035 | 100 | $579.97 | $1,126.17 | $1,706.14 | $111,671.06 | |
| Feb, 2035 | 101 | $574.18 | $1,131.96 | $1,706.14 | $110,539.10 | |
| Mar, 2035 | 102 | $568.36 | $1,137.78 | $1,706.14 | $109,401.31 | |
| Apr, 2035 | 103 | $562.51 | $1,143.63 | $1,706.14 | $108,257.68 | |
| May, 2035 | 104 | $556.62 | $1,149.51 | $1,706.14 | $107,108.17 | |
| Jun, 2035 | 105 | $550.71 | $1,155.42 | $1,706.14 | $105,952.75 | |
| Jul, 2035 | 106 | $544.77 | $1,161.36 | $1,706.14 | $104,791.38 | |
| Aug, 2035 | 107 | $538.80 | $1,167.34 | $1,706.14 | $103,624.05 | |
| Sep, 2035 | 108 | $532.80 | $1,173.34 | $1,706.14 | $102,450.71 | |
| Oct, 2035 | 109 | $526.77 | $1,179.37 | $1,706.14 | $101,271.34 | |
| Nov, 2035 | 110 | $520.70 | $1,185.43 | $1,706.14 | $100,085.90 | |
| Dec, 2035 | 111 | $514.61 | $1,191.53 | $1,706.14 | $98,894.38 | |
| Jan, 2036 | 112 | $508.48 | $1,197.66 | $1,706.14 | $97,696.72 | |
| Feb, 2036 | 113 | $502.32 | $1,203.81 | $1,706.14 | $96,492.91 | |
| Mar, 2036 | 114 | $496.13 | $1,210.00 | $1,706.14 | $95,282.90 | |
| Apr, 2036 | 115 | $489.91 | $1,216.22 | $1,706.14 | $94,066.68 | |
| May, 2036 | 116 | $483.66 | $1,222.48 | $1,706.14 | $92,844.20 | |
| Jun, 2036 | 117 | $477.37 | $1,228.76 | $1,706.14 | $91,615.44 | |
| Jul, 2036 | 118 | $471.06 | $1,235.08 | $1,706.14 | $90,380.35 | |
| Aug, 2036 | 119 | $464.71 | $1,241.43 | $1,706.14 | $89,138.92 | |
| Sep, 2036 | 120 | $458.32 | $1,247.81 | $1,706.14 | $87,891.11 | |
| Oct, 2036 | 121 | $451.91 | $1,254.23 | $1,706.14 | $86,636.88 | |
| Nov, 2036 | 122 | $445.46 | $1,260.68 | $1,706.14 | $85,376.20 | |
| Dec, 2036 | 123 | $438.98 | $1,267.16 | $1,706.14 | $84,109.04 | |
| Jan, 2037 | 124 | $432.46 | $1,273.68 | $1,706.14 | $82,835.36 | |
| Feb, 2037 | 125 | $425.91 | $1,280.23 | $1,706.14 | $81,555.13 | |
| Mar, 2037 | 126 | $419.33 | $1,286.81 | $1,706.14 | $80,268.32 | |
| Apr, 2037 | 127 | $412.71 | $1,293.42 | $1,706.14 | $78,974.90 | |
| May, 2037 | 128 | $406.06 | $1,300.08 | $1,706.14 | $77,674.82 | |
| Jun, 2037 | 129 | $399.38 | $1,306.76 | $1,706.14 | $76,368.07 | |
| Jul, 2037 | 130 | $392.66 | $1,313.48 | $1,706.14 | $75,054.59 | |
| Aug, 2037 | 131 | $385.91 | $1,320.23 | $1,706.14 | $73,734.35 | |
| Sep, 2037 | 132 | $379.12 | $1,327.02 | $1,706.14 | $72,407.33 | |
| Oct, 2037 | 133 | $372.29 | $1,333.84 | $1,706.14 | $71,073.49 | |
| Nov, 2037 | 134 | $365.44 | $1,340.70 | $1,706.14 | $69,732.79 | |
| Dec, 2037 | 135 | $358.54 | $1,347.59 | $1,706.14 | $68,385.19 | |
| Jan, 2038 | 136 | $351.61 | $1,354.52 | $1,706.14 | $67,030.67 | |
| Feb, 2038 | 137 | $344.65 | $1,361.49 | $1,706.14 | $65,669.18 | |
| Mar, 2038 | 138 | $337.65 | $1,368.49 | $1,706.14 | $64,300.69 | |
| Apr, 2038 | 139 | $330.61 | $1,375.52 | $1,706.14 | $62,925.17 | |
| May, 2038 | 140 | $323.54 | $1,382.60 | $1,706.14 | $61,542.57 | |
| Jun, 2038 | 141 | $316.43 | $1,389.71 | $1,706.14 | $60,152.87 | |
| Jul, 2038 | 142 | $309.29 | $1,396.85 | $1,706.14 | $58,756.01 | |
| Aug, 2038 | 143 | $302.10 | $1,404.03 | $1,706.14 | $57,351.98 | |
| Sep, 2038 | 144 | $294.88 | $1,411.25 | $1,706.14 | $55,940.73 | |
| Oct, 2038 | 145 | $287.63 | $1,418.51 | $1,706.14 | $54,522.22 | |
| Nov, 2038 | 146 | $280.34 | $1,425.80 | $1,706.14 | $53,096.42 | |
| Dec, 2038 | 147 | $273.00 | $1,433.13 | $1,706.14 | $51,663.28 | |
| Jan, 2039 | 148 | $265.64 | $1,440.50 | $1,706.14 | $50,222.78 | |
| Feb, 2039 | 149 | $258.23 | $1,447.91 | $1,706.14 | $48,774.87 | |
| Mar, 2039 | 150 | $250.78 | $1,455.35 | $1,706.14 | $47,319.52 | |
| Apr, 2039 | 151 | $243.30 | $1,462.84 | $1,706.14 | $45,856.68 | |
| May, 2039 | 152 | $235.78 | $1,470.36 | $1,706.14 | $44,386.32 | |
| Jun, 2039 | 153 | $228.22 | $1,477.92 | $1,706.14 | $42,908.41 | |
| Jul, 2039 | 154 | $220.62 | $1,485.52 | $1,706.14 | $41,422.89 | |
| Aug, 2039 | 155 | $212.98 | $1,493.15 | $1,706.14 | $39,929.73 | |
| Sep, 2039 | 156 | $205.31 | $1,500.83 | $1,706.14 | $38,428.90 | |
| Oct, 2039 | 157 | $197.59 | $1,508.55 | $1,706.14 | $36,920.35 | |
| Nov, 2039 | 158 | $189.83 | $1,516.31 | $1,706.14 | $35,404.05 | |
| Dec, 2039 | 159 | $182.04 | $1,524.10 | $1,706.14 | $33,879.95 | |
| Jan, 2040 | 160 | $174.20 | $1,531.94 | $1,706.14 | $32,348.01 | |
| Feb, 2040 | 161 | $166.32 | $1,539.81 | $1,706.14 | $30,808.19 | |
| Mar, 2040 | 162 | $158.41 | $1,547.73 | $1,706.14 | $29,260.46 | |
| Apr, 2040 | 163 | $150.45 | $1,555.69 | $1,706.14 | $27,704.77 | |
| May, 2040 | 164 | $142.45 | $1,563.69 | $1,706.14 | $26,141.08 | |
| Jun, 2040 | 165 | $134.41 | $1,571.73 | $1,706.14 | $24,569.35 | |
| Jul, 2040 | 166 | $126.33 | $1,579.81 | $1,706.14 | $22,989.54 | |
| Aug, 2040 | 167 | $118.20 | $1,587.93 | $1,706.14 | $21,401.61 | |
| Sep, 2040 | 168 | $110.04 | $1,596.10 | $1,706.14 | $19,805.51 | |
| Oct, 2040 | 169 | $101.83 | $1,604.30 | $1,706.14 | $18,201.21 | |
| Nov, 2040 | 170 | $93.58 | $1,612.55 | $1,706.14 | $16,588.65 | |
| Dec, 2040 | 171 | $85.29 | $1,620.84 | $1,706.14 | $14,967.81 | |
| Jan, 2041 | 172 | $76.96 | $1,629.18 | $1,706.14 | $13,338.63 | |
| Feb, 2041 | 173 | $68.58 | $1,637.55 | $1,706.14 | $11,701.08 | |
| Mar, 2041 | 174 | $60.16 | $1,645.97 | $1,706.14 | $10,055.10 | |
| Apr, 2041 | 175 | $51.70 | $1,654.44 | $1,706.14 | $8,400.66 | |
| May, 2041 | 176 | $43.19 | $1,662.94 | $1,706.14 | $6,737.72 | |
| Jun, 2041 | 177 | $34.64 | $1,671.49 | $1,706.14 | $5,066.23 | |
| Jul, 2041 | 178 | $26.05 | $1,680.09 | $1,706.14 | $3,386.14 | |
| Aug, 2041 | 179 | $17.41 | $1,688.73 | $1,706.14 | $1,697.41 | |
| Sep, 2041 | 180 | $8.73 | $1,697.41 | $1,706.14 | $0.00 | |
Mortgage vs. Refinance |
||||||
| Original | Mortgage Refinance | |||||
| Monthly Payment | $1,315.43 | $1,706.14 | ||||
| Total Interest | $222,425.62 | $107,104.77 | ||||
| Total Principal | $200,000.00 | $200,000.00 | ||||
| Total Payment | $422,425.62 | $307,104.77 | ||||
| Closing Cost | $0 | $0.00 | ||||
| Other Expenses | $0 | $0.00 | ||||
| Total Interest Savings | $0 | $115,320.85 | ||||
| Total Savings | $0 | $115,320.85 | ||||
| Payoff Date | Jul, 2053 | Sep, 2041 | ||||
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