Student Loan Payoff Calculator

Student Loan Payoff Calculator excel is used to calculate early payoff for your student loan. There are two ways to calculate student loan prepayment, use a desired monthly payment or the number of years until payoff. You can export the student loan payoff amortization schedule in excel sheet. The student loan prepayment calculator will show you how much you save in total interest payments when you make extra payment to payoff your student loan early.

Student Loan Prepayment Calculator

Mortgage Amount
$
Loan Terms
years
Interest Rate
Desired Monthly Payment
$
OR
# of years would you like to payoff your mortgage
years

Mortgage Payoff Calculator Results

Standard Monthly Payment (Principal & Interest):
$536.82
Additional Monthly Payment:
$263.18
Desire Monthly Payment:
$800.00
Payoff Date:
Aug, 2035
Total Interest Savings:
$51,705.75

Mortgage Payoff Amortization Schedule

Payment Date Payment # Interest Paid Principal Paid Total Payment Remaining Balance
Dec, 2020 1 $416.67 $383.33 $800.00 $99,616.67
Jan, 2021 2 $415.07 $384.93 $800.00 $99,231.74
Feb, 2021 3 $413.47 $386.53 $800.00 $98,845.21
Mar, 2021 4 $411.86 $388.14 $800.00 $98,457.07
Apr, 2021 5 $410.24 $389.76 $800.00 $98,067.31
May, 2021 6 $408.61 $391.39 $800.00 $97,675.92
Jun, 2021 7 $406.98 $393.02 $800.00 $97,282.90
Jul, 2021 8 $405.35 $394.65 $800.00 $96,888.25
Aug, 2021 9 $403.70 $396.30 $800.00 $96,491.95
Sep, 2021 10 $402.05 $397.95 $800.00 $96,094.00
Oct, 2021 11 $400.39 $399.61 $800.00 $95,694.39
Nov, 2021 12 $398.73 $401.27 $800.00 $95,293.12
Dec, 2021 13 $397.05 $402.95 $800.00 $94,890.17
Jan, 2022 14 $395.38 $404.62 $800.00 $94,485.55
Feb, 2022 15 $393.69 $406.31 $800.00 $94,079.24
Mar, 2022 16 $392.00 $408.00 $800.00 $93,671.24
Apr, 2022 17 $390.30 $409.70 $800.00 $93,261.54
May, 2022 18 $388.59 $411.41 $800.00 $92,850.13
Jun, 2022 19 $386.88 $413.12 $800.00 $92,437.01
Jul, 2022 20 $385.15 $414.85 $800.00 $92,022.16
Aug, 2022 21 $383.43 $416.57 $800.00 $91,605.59
Sep, 2022 22 $381.69 $418.31 $800.00 $91,187.28
Oct, 2022 23 $379.95 $420.05 $800.00 $90,767.23
Nov, 2022 24 $378.20 $421.80 $800.00 $90,345.43
Dec, 2022 25 $376.44 $423.56 $800.00 $89,921.87
Jan, 2023 26 $374.67 $425.33 $800.00 $89,496.54
Feb, 2023 27 $372.90 $427.10 $800.00 $89,069.44
Mar, 2023 28 $371.12 $428.88 $800.00 $88,640.56
Apr, 2023 29 $369.34 $430.66 $800.00 $88,209.90
May, 2023 30 $367.54 $432.46 $800.00 $87,777.44
Jun, 2023 31 $365.74 $434.26 $800.00 $87,343.18
Jul, 2023 32 $363.93 $436.07 $800.00 $86,907.11
Aug, 2023 33 $362.11 $437.89 $800.00 $86,469.22
Sep, 2023 34 $360.29 $439.71 $800.00 $86,029.51
Oct, 2023 35 $358.46 $441.54 $800.00 $85,587.97
Nov, 2023 36 $356.62 $443.38 $800.00 $85,144.59
Dec, 2023 37 $354.77 $445.23 $800.00 $84,699.36
Jan, 2024 38 $352.91 $447.09 $800.00 $84,252.27
Feb, 2024 39 $351.05 $448.95 $800.00 $83,803.32
Mar, 2024 40 $349.18 $450.82 $800.00 $83,352.50
Apr, 2024 41 $347.30 $452.70 $800.00 $82,899.80
May, 2024 42 $345.42 $454.58 $800.00 $82,445.22
Jun, 2024 43 $343.52 $456.48 $800.00 $81,988.74
Jul, 2024 44 $341.62 $458.38 $800.00 $81,530.36
Aug, 2024 45 $339.71 $460.29 $800.00 $81,070.07
Sep, 2024 46 $337.79 $462.21 $800.00 $80,607.86
Oct, 2024 47 $335.87 $464.13 $800.00 $80,143.73
Nov, 2024 48 $333.93 $466.07 $800.00 $79,677.66
Dec, 2024 49 $331.99 $468.01 $800.00 $79,209.65
Jan, 2025 50 $330.04 $469.96 $800.00 $78,739.69
Feb, 2025 51 $328.08 $471.92 $800.00 $78,267.77
Mar, 2025 52 $326.12 $473.88 $800.00 $77,793.89
Apr, 2025 53 $324.14 $475.86 $800.00 $77,318.03
May, 2025 54 $322.16 $477.84 $800.00 $76,840.19
Jun, 2025 55 $320.17 $479.83 $800.00 $76,360.36
Jul, 2025 56 $318.17 $481.83 $800.00 $75,878.53
Aug, 2025 57 $316.16 $483.84 $800.00 $75,394.69
Sep, 2025 58 $314.14 $485.86 $800.00 $74,908.83
Oct, 2025 59 $312.12 $487.88 $800.00 $74,420.95
Nov, 2025 60 $310.09 $489.91 $800.00 $73,931.04
Dec, 2025 61 $308.05 $491.95 $800.00 $73,439.09
Jan, 2026 62 $306.00 $494.00 $800.00 $72,945.09
Feb, 2026 63 $303.94 $496.06 $800.00 $72,449.03
Mar, 2026 64 $301.87 $498.13 $800.00 $71,950.90
Apr, 2026 65 $299.80 $500.20 $800.00 $71,450.70
May, 2026 66 $297.71 $502.29 $800.00 $70,948.41
Jun, 2026 67 $295.62 $504.38 $800.00 $70,444.03
Jul, 2026 68 $293.52 $506.48 $800.00 $69,937.55
Aug, 2026 69 $291.41 $508.59 $800.00 $69,428.96
Sep, 2026 70 $289.29 $510.71 $800.00 $68,918.25
Oct, 2026 71 $287.16 $512.84 $800.00 $68,405.41
Nov, 2026 72 $285.02 $514.98 $800.00 $67,890.43
Dec, 2026 73 $282.88 $517.12 $800.00 $67,373.31
Jan, 2027 74 $280.72 $519.28 $800.00 $66,854.03
Feb, 2027 75 $278.56 $521.44 $800.00 $66,332.59
Mar, 2027 76 $276.39 $523.61 $800.00 $65,808.98
Apr, 2027 77 $274.20 $525.80 $800.00 $65,283.18
May, 2027 78 $272.01 $527.99 $800.00 $64,755.19
Jun, 2027 79 $269.81 $530.19 $800.00 $64,225.00
Jul, 2027 80 $267.60 $532.40 $800.00 $63,692.60
Aug, 2027 81 $265.39 $534.61 $800.00 $63,157.99
Sep, 2027 82 $263.16 $536.84 $800.00 $62,621.15
Oct, 2027 83 $260.92 $539.08 $800.00 $62,082.07
Nov, 2027 84 $258.68 $541.32 $800.00 $61,540.75
Dec, 2027 85 $256.42 $543.58 $800.00 $60,997.17
Jan, 2028 86 $254.15 $545.85 $800.00 $60,451.32
Feb, 2028 87 $251.88 $548.12 $800.00 $59,903.20
Mar, 2028 88 $249.60 $550.40 $800.00 $59,352.80
Apr, 2028 89 $247.30 $552.70 $800.00 $58,800.10
May, 2028 90 $245.00 $555.00 $800.00 $58,245.10
Jun, 2028 91 $242.69 $557.31 $800.00 $57,687.79
Jul, 2028 92 $240.37 $559.63 $800.00 $57,128.16
Aug, 2028 93 $238.03 $561.97 $800.00 $56,566.19
Sep, 2028 94 $235.69 $564.31 $800.00 $56,001.88
Oct, 2028 95 $233.34 $566.66 $800.00 $55,435.22
Nov, 2028 96 $230.98 $569.02 $800.00 $54,866.20
Dec, 2028 97 $228.61 $571.39 $800.00 $54,294.81
Jan, 2029 98 $226.23 $573.77 $800.00 $53,721.04
Feb, 2029 99 $223.84 $576.16 $800.00 $53,144.88
Mar, 2029 100 $221.44 $578.56 $800.00 $52,566.32
Apr, 2029 101 $219.03 $580.97 $800.00 $51,985.35
May, 2029 102 $216.61 $583.39 $800.00 $51,401.96
Jun, 2029 103 $214.17 $585.83 $800.00 $50,816.13
Jul, 2029 104 $211.73 $588.27 $800.00 $50,227.86
Aug, 2029 105 $209.28 $590.72 $800.00 $49,637.14
Sep, 2029 106 $206.82 $593.18 $800.00 $49,043.96
Oct, 2029 107 $204.35 $595.65 $800.00 $48,448.31
Nov, 2029 108 $201.87 $598.13 $800.00 $47,850.18
Dec, 2029 109 $199.38 $600.62 $800.00 $47,249.56
Jan, 2030 110 $196.87 $603.13 $800.00 $46,646.43
Feb, 2030 111 $194.36 $605.64 $800.00 $46,040.79
Mar, 2030 112 $191.84 $608.16 $800.00 $45,432.63
Apr, 2030 113 $189.30 $610.70 $800.00 $44,821.93
May, 2030 114 $186.76 $613.24 $800.00 $44,208.69
Jun, 2030 115 $184.20 $615.80 $800.00 $43,592.89
Jul, 2030 116 $181.64 $618.36 $800.00 $42,974.53
Aug, 2030 117 $179.06 $620.94 $800.00 $42,353.59
Sep, 2030 118 $176.47 $623.53 $800.00 $41,730.06
Oct, 2030 119 $173.88 $626.12 $800.00 $41,103.94
Nov, 2030 120 $171.27 $628.73 $800.00 $40,475.21
Dec, 2030 121 $168.65 $631.35 $800.00 $39,843.86
Jan, 2031 122 $166.02 $633.98 $800.00 $39,209.88
Feb, 2031 123 $163.37 $636.63 $800.00 $38,573.25
Mar, 2031 124 $160.72 $639.28 $800.00 $37,933.97
Apr, 2031 125 $158.06 $641.94 $800.00 $37,292.03
May, 2031 126 $155.38 $644.62 $800.00 $36,647.41
Jun, 2031 127 $152.70 $647.30 $800.00 $36,000.11
Jul, 2031 128 $150.00 $650.00 $800.00 $35,350.11
Aug, 2031 129 $147.29 $652.71 $800.00 $34,697.40
Sep, 2031 130 $144.57 $655.43 $800.00 $34,041.97
Oct, 2031 131 $141.84 $658.16 $800.00 $33,383.81
Nov, 2031 132 $139.10 $660.90 $800.00 $32,722.91
Dec, 2031 133 $136.35 $663.65 $800.00 $32,059.26
Jan, 2032 134 $133.58 $666.42 $800.00 $31,392.84
Feb, 2032 135 $130.80 $669.20 $800.00 $30,723.64
Mar, 2032 136 $128.02 $671.98 $800.00 $30,051.66
Apr, 2032 137 $125.22 $674.78 $800.00 $29,376.88
May, 2032 138 $122.40 $677.60 $800.00 $28,699.28
Jun, 2032 139 $119.58 $680.42 $800.00 $28,018.86
Jul, 2032 140 $116.75 $683.25 $800.00 $27,335.61
Aug, 2032 141 $113.90 $686.10 $800.00 $26,649.51
Sep, 2032 142 $111.04 $688.96 $800.00 $25,960.55
Oct, 2032 143 $108.17 $691.83 $800.00 $25,268.72
Nov, 2032 144 $105.29 $694.71 $800.00 $24,574.01
Dec, 2032 145 $102.39 $697.61 $800.00 $23,876.40
Jan, 2033 146 $99.49 $700.52 $800.00 $23,175.89
Feb, 2033 147 $96.57 $703.43 $800.00 $22,472.46
Mar, 2033 148 $93.64 $706.36 $800.00 $21,766.10
Apr, 2033 149 $90.69 $709.31 $800.00 $21,056.79
May, 2033 150 $87.74 $712.26 $800.00 $20,344.53
Jun, 2033 151 $84.77 $715.23 $800.00 $19,629.30
Jul, 2033 152 $81.79 $718.21 $800.00 $18,911.09
Aug, 2033 153 $78.80 $721.20 $800.00 $18,189.89
Sep, 2033 154 $75.79 $724.21 $800.00 $17,465.68
Oct, 2033 155 $72.77 $727.23 $800.00 $16,738.45
Nov, 2033 156 $69.74 $730.26 $800.00 $16,008.19
Dec, 2033 157 $66.70 $733.30 $800.00 $15,274.89
Jan, 2034 158 $63.65 $736.35 $800.00 $14,538.54
Feb, 2034 159 $60.58 $739.42 $800.00 $13,799.12
Mar, 2034 160 $57.50 $742.50 $800.00 $13,056.62
Apr, 2034 161 $54.40 $745.60 $800.00 $12,311.02
May, 2034 162 $51.30 $748.70 $800.00 $11,562.32
Jun, 2034 163 $48.18 $751.82 $800.00 $10,810.50
Jul, 2034 164 $45.04 $754.96 $800.00 $10,055.54
Aug, 2034 165 $41.90 $758.10 $800.00 $9,297.44
Sep, 2034 166 $38.74 $761.26 $800.00 $8,536.18
Oct, 2034 167 $35.57 $764.43 $800.00 $7,771.75
Nov, 2034 168 $32.38 $767.62 $800.00 $7,004.13
Dec, 2034 169 $29.18 $770.82 $800.00 $6,233.31
Jan, 2035 170 $25.97 $774.03 $800.00 $5,459.28
Feb, 2035 171 $22.75 $777.25 $800.00 $4,682.03
Mar, 2035 172 $19.51 $780.49 $800.00 $3,901.54
Apr, 2035 173 $16.26 $783.74 $800.00 $3,117.80
May, 2035 174 $12.99 $787.01 $800.00 $2,330.79
Jun, 2035 175 $9.71 $790.29 $800.00 $1,540.50
Jul, 2035 176 $6.42 $793.58 $800.00 $746.92
Aug, 2035 177 $3.11 $796.89 $800.00 $0.00

Original vs. Early Payoff

Original Payoff
Monthly Payment $536.82 $800.00
Total Interest $93,255.68 $41,549.93
Total Principal $100,000.10 $100,050.07
Total Payment $193,255.78 $141,600.00
Total Interest Savings $0 $51,705.75
Total Savings $0 $51,655.78
Payoff Date Nov, 2050 Aug, 2035

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