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VA Loan Funding Fee Calculator

VA Loan Funding Fee Calculator is a financial tool to help VA homebuyers to estimate the costs of funding fee at closing. The VA funding fee various based on different categories and whether if this is the first time you are getting a VA loan.

Reserves/National Guard
Disabled Veteran

VA Funding Fee Calculator

Funding Fee $4,300.00
Loan Amount $200,000.00
Status First time
Down Payment $0.00

How much is va funding fee?

VA funding fee is in the range from 0% to 3.3% depending on various factors, such as VA loan status (first time, subsequent, or IRRRL) and VA status (Reserves/National Guard, Disabled Veteran).

VA Funding Fee Breakdown

Following is a table that shows the VA funding fee breakdown by VA category and status.

Category First-Time VA Loan Subsequent VA Loan Disabled Veterans IRRRL Loan
No Down Payment (Regular Military) 2.15% 3.30% Exempt 0.50%
No Down Payment (Reserves/National Guard) 2.40% 3.30% Exempt 0.50%
5%-9.99% Down Payment (Regular Military) 1.50% 1.50% Exempt 0.50%
5%-9.99% Down Payment (Reserves/National Guard) 1.75% 1.75% Exempt 0.50%
10%+ Down Payment (Regular Military) 1.25% 1.25% Exempt 0.50%
10%+ Down Payment (Reserves/National Guard) 1.50% 1.50% Exempt 0.50%

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