VA Loan Funding Fee Calculator

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VA Loan Funding Fee Calculator is a financial tool to help VA homebuyers to estimate the costs of funding fee at closing. The VA funding fee various based on different categories and whether if this is the first time you are getting a VA loan.

Loan Amount ($)
Loan Status
Down Payment ($)
	Reserves/National Guard
	Disabled Veteran

VA Funding Fee Calculator
Funding Fee	$4,300.00
Loan Amount	$200,000.00
Status	First time
Down Payment	$0.00

How much is va funding fee?

VA funding fee is in the range from 0% to 3.3% depending on various factors, such as VA loan status (first time, subsequent, or IRRRL) and VA status (Reserves/National Guard, Disabled Veteran).

VA Funding Fee Breakdown

Following is a table that shows the VA funding fee breakdown by VA category and status.

Category	First-Time VA Loan	Subsequent VA Loan	Disabled Veterans	IRRRL Loan
No Down Payment (Regular Military)	2.15%	3.30%	Exempt	0.50%
No Down Payment (Reserves/National Guard)	2.40%	3.30%	Exempt	0.50%
5%-9.99% Down Payment (Regular Military)	1.50%	1.50%	Exempt	0.50%
5%-9.99% Down Payment (Reserves/National Guard)	1.75%	1.75%	Exempt	0.50%
10%+ Down Payment (Regular Military)	1.25%	1.25%	Exempt	0.50%
10%+ Down Payment (Reserves/National Guard)	1.50%	1.50%	Exempt	0.50%

The VA loan calculator has built in feature for VA funding fees that you can use to calculate the monthly payments and overall costs.

Mortgage Calculator

VA Loan Funding Fee Calculator

VA Funding Fee Calculator

How much is va funding fee?

VA Funding Fee Breakdown