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**VA Mortgage Calculator excel** with Taxes and Insurance and PMI to calculate monthly VA mortgage payments with amortization schedule. The **VA loan calculator** with funding fee has options for property tax, home insurance, payment frequency (monthly & bi-weekly), monthly HOA fees and extra payments. This will be the only veteran mortgage calculator you need to calculate VA loan payments.

VA loans has a funding fee which varies from 0% to 3.3% depended on a different factors such as the type of home, veteran's military experience, down payment amount, and whether if you had a VA loan in the past. The **VA funding fee calculator** will add your funding fee to the loan or the base mortgage amount.

The **VA amortization calculator** with taxes and insurance and pmi is easy to use with break downs of every payment showing in the mortgage amortization schedule with monthly and biweekly payment options.
The **VA loan calculator with funding fee** also offers extra payment options that shows you how much faster you can payoff the mortgage if you are making regular extra payments. The extra payment can be an one time payment, yearly, quarterly or every payment (monthly or biweekly).
VA Loans are backed by the government and offers 0% down for qualified borrowers. Unlike conventional loans, VA loans don't require PMI. Private mortgage insurance or PMI is required for conventional loans when the down payment is less than 20%.
Also, VA loans has more competitive interest rate than conventional loans.

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